Gregory Sander is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Sentinel Wealth Advisory Group Ameriprise Financial Services and Liberty One Investment Management. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kevin Ou is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management. He is a co-founder of The Peninsula Group, where he provides leadership, strategy, and tailored advice to a select group of clients. In his role, Kevin focuses on wealth planning with a tax-sensitive approach to retirement, investment, estate, and insurance strategies. He has extensive experience assisting clients with concentrated and restricted stock by developing thoughtful approaches to diversification and risk mitigation. Prior to joining Merrill Lynch in 2024, Kevin spent 17 years at UBS and Morgan Stanley, serving as an Executive Director and Senior Portfolio Management Director. He earned a Bachelor of Science degree in Neuroscience from the University of California, Los Angeles, and an MBA in Finance from Pepperdine University's Graziadio School of Business and Management. He is also a graduate of Columbia University's School of Industrial Engineering and Operations Research, where he earned the Certified Portfolio Manager (CPM®) designation. Additionally, he holds California life and health insurance and annuity licenses. Outside of his professional career, Kevin serves on the Board of the South Coast Botanic Garden. He is also involved with his local church, plays violin in the Holloway String Quartet, and enjoys playing tennis at the Palos Verdes Tennis Club. Kevin is fluent in English and Taiwanese.

Andrew Cereghino is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation. His prior work experience includes roles at Envision Entertainment Consulting, Alpha FMC, Ernst & Young, and BlackRock. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Craig Mc Knight is a financial advisor with Merrill, holding a Series 66 designation and over 32 years of industry experience. He has been with Merrill since 1995. Outside of his advisory role, he is a musician who plays the trombone as the owner of a sole proprietorship based in Long Beach, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Christopher Mc Bee is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at Merrill and Newmark Knight Frank prior to joining J.P. Morgan. Mc Bee is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer certain banking products alongside securities services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a large team of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage, distribution, and investment management services.

Ford Howell is a financial advisor at UBS Financial Services in Long Beach, CA, holding a Series 66 designation with 26 years in the industry. He has been with UBS since 2005. Outside of his advisory role, Howell serves as a successor trustee for a family retirement account. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and a broad platform of financial products.

Luis Gutierrez is a financial advisor at RBC Capital Markets with seven years of industry experience. He holds Series 65 and Series 63 credentials. His prior experience includes roles at UBS Financial Services, MAP Strategic Wealth Advisors, and Capital Group. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs providing portfolio management, financial planning, and brokerage services, tailored to each client’s risk profile and investment preferences.

Varun Sabhlok is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jagruti Makwana is a financial advisor with LPL Financial in Long Beach, CA, holding a Series 66 designation and 16 years of industry experience. Her prior roles include positions at JPMC Bank NA, J.P. Morgan Securities, Citi Wealth Management, Avantax Advisory Services, and Bank of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services supported by diverse investment strategies and technology tools.

Edwin Yi is a financial advisor at Ameriprise in Torrance, CA, holding a Series 66 credential with two years of industry experience. He previously worked at Kinecta Federal Credit Union and LPL Financial. Yi is also employed at Kinecta Wealth Management, where he is involved in investment management. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Aubrey Robertson is a financial advisor with Thrivent Investment Management based in Torrance, CA, holding a Series 66 designation and bringing 16 years of industry experience. He has worked at Thrivent Financial and Wells Fargo Advisors prior to his current role, and is also an author of Christian books and content. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and written recommendations on a broad range of topics without discretionary trading authority. The firm’s approach allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Kevin Coyle is a CFP® with 14 years of experience in the financial industry, currently serving at Morgan Stanley since 2017. Prior to this, he worked at Merrill from 2011 to 2017. He holds the Series 66 designation. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process emphasizes structured discovery and firm-approved tools, while clients retain responsibility for plan implementation and updates.

Gary Tsou is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. His work history includes roles at Bank of America, Merrill, Nylife Securities LLC, and New York Life Insurance Company. He has also held positions at California State College Fullerton and Mountain San Antonio College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Njambi Hooks currently serves as a Branch Leader at Fidelity Investments, a role she has held since 2023. In this capacity, she leads, manages, and coaches a team of professionals focused on understanding client needs and assisting them throughout their financial planning journeys. Prior to this position, she gained extensive experience across various roles at Fidelity Investments, including Wealth Management Planning Consultant from 2017 to 2023, Senior Relationship Manager from 2014 to 2017, and Private Client Specialist from 2012 to 2013. Her professional background also includes a Vice President, Director of Operations role at Beacon Pointe Wealth Advisors from 2013 to 2014, and earlier experience at HSBC Private Bank as an Assistant Vice President and Relationship Officer from 2007 to 2012. She began her career in banking with Wells Fargo Bank, serving as a Client Service Consultant and Assistant Branch Manager between 1999 and 2007. Njambi holds a California Insurance License. Outside of her professional responsibilities, Njambi has personal interests that include cooking and baking, exploring culinary experiences as a foodie, running, traveling, and practicing yoga.

Daniel Lasker is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2011 and 2015, respectively. He is based in Long Beach, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning, utilizing firm-approved tools and scenarios developed by its Global Investment Committee.

Kristopher Raney is a CFP®-certified financial advisor with 23 years of industry experience. He is currently with Wells Fargo Advisors in El Segundo, CA, having been affiliated with Wells Fargo firms since 2010. Raney also owns and manages Raney Wealth Management LLC in Manhattan Beach, CA. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients through a broad planning menu and tailored investment recommendations. The firm combines advisory services with other financial products and offers discrete planning engagements supported by Wells Fargo research and planning tools.

Monica Dickson is a CFP®-credentialed financial advisor with Edward Jones, based in Long Beach, CA. She has 10 years of industry experience and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

Esperanza Padilla Gomez is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 31 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research since 2016. Outside of her advisory work, she is the owner of The Creperee LA, a business in the food industry that also offers dog boarding services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals with a range of portfolio management options and access to both proprietary and third-party investment strategies.

John Koyama is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior roles include positions at Cetera and Foresters Financial Service. Outside of finance, he is a business owner of Float Spa Clinic in Torrance, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs supported by research, model portfolios, and various portfolio management services.

Kevin Marumoto is a financial advisor with Ameriprise in Irvine, CA, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of advising, he sublets office space to other advisors under a master lease arrangement. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.