Edgar Whitmore III is a financial advisor with MassMutual Investors Services in Los Angeles, CA, holding the ChFC® designation and Series 63 and 66 licenses. He has 32 years of industry experience and has been with MassMutual and its affiliated entities since 2008. Outside of his advisory role, he is also an insurance agent. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Ashley Model is a financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. She holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs and tailored financial planning services that utilize structured discovery processes and firm-approved planning tools.

Hadley Nielson is a CFP® with six years of industry experience, currently serving as a financial advisor at OSAIC since 2023. Prior to joining OSAIC, Nielson held roles at Sagepoint Financial, Inc. and Legacy Financial Group. Outside of finance, Nielson has experience in diverse fields including catering and interior design. OSAIC Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with options for discretionary management, third-party managers, and proprietary strategies.

Lincoln Lai is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Foresters Advisory Services LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by internal and third-party strategists, and it offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Camille Gaffney is a financial advisor at Morgan Stanley with 29 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations as part of its financial planning process.

Mathew Watt is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 66 designation and has worked at LPL Financial and its predecessor entities since 2006, with prior roles including positions at Waddell & Reed and Thrivent Investment Management. Watt also operates Mathew Watt Financial Planning Services as a separate business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by extensive operational and research tools.

Carlos Bernabe is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has previously worked at firms including LPL Financial LLC and Orange County’s Credit Union. Outside of his advisory role, he has worked as a caregiver providing support to family members. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad spectrum of clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios consisting of mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and provides advisory services to registered investment companies and fund-of-funds.

Darren Chia is a CFP® with 17 years of experience in the financial industry, currently serving as an advisor at J.P. Morgan Securities since 2012. Prior to that, he worked at Chase Investment Services Corp. from 2009 to 2012. Outside of his advisory role, he is a silent investor and owner/partner in a restaurant called Our Nest. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program.

Douglas Dyakon is a financial advisor with Morgan Stanley in Los Angeles, CA, holding a Series 66 license and 23 years of industry experience. He worked at UBS Financial Services for ten years before joining Morgan Stanley in 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly to clients and through Corporate Financial Planning agreements.

Yingshu Jiang is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and four years of industry experience. Jiang has worked at multiple firms including W&S Brokerage, Western & Southern Life, and Keller Williams. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Daniela Fricke is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2024. She previously worked at Partners Federal Credit Union and LPL Financial LLC from 2007 to 2024. Outside of her advisory role, she owns and manages a small rental real estate business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, supported by a broad range of portfolio management styles and affiliated research.

Miguel Sanchez is a Senior Financial Advisor and founder of the ST Wealth Management Group at Merrill Lynch Wealth Management in Los Angeles. With over 25 years of experience at Bank of America/Merrill, he provides financial advice and guidance to high-net-worth individuals, families, and businesses, focusing on areas such as family wealth management, retirement planning, investment consulting, tax minimization, and wealth transfer. He has developed long-term relationships within the Latin business community, supporting clients in managing both personal and professional financial aspects. Born and raised in Los Angeles, Miguel values building strong relationships and encourages clients to actively participate in managing their wealth by thoroughly explaining available options. He began his career at the firm as a Teller and progressed through various roles before becoming a Financial Advisor in 2003, leveraging his knowledge and network to address a range of client needs. Miguel leads a team that includes his daughter, Jessalyn Escalante, to provide attentive and responsive service. Miguel holds a High School Diploma/GED from California Technical University and is a Personal Investment Advisor (PIA). He is bilingual in English and Spanish. Outside of work, he enjoys spending time with his family, coaching his son's football team, and playing golf.

Jiahui Xu is a financial advisor at Cetera with six years of industry experience. Xu has worked with several firms, including J.P. Morgan Securities and Wells Fargo, before joining Cetera. Cetera Investment Advisers LLC is an SEC-registered adviser with a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and custodial relationships.

Christopher Fisher is a financial advisor at J.P. Morgan Securities based in Los Angeles, CA, holding a Series 66 designation with six years of industry experience. His prior work includes roles at Merrill and Bank of America, as well as experience with JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and includes capabilities in derivatives and commodities.

Ozzy Macias is currently the Vice President and Branch Leader at Fidelity Investments. In this role, he leads and inspires associates through the implementation of the company's Standards of Care, focusing on creating meaningful client relationships and delivering an exceptional Fidelity experience. He has been with Fidelity Investments since 2016, progressing from Financial Consultant to Vice President Regional Planning Consultant in 2021, before assuming his current position in 2026. His professional background is centered on financial consulting and regional planning within the organization. Ozzy holds a California Insurance License.

Daniel Lee is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo since 2014, serving in both Wells Fargo Bank, N.A., and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, using research and analytics grounded in diversification principles and modern portfolio theory.

John Wende is a financial advisor at Edward Jones in Orange, CA, holding a Series 66 designation with 11 years of industry experience. He previously worked at Ameriprise Financial Services LLC from 2023 to 2025 and has been with Edward Jones since 2014. Outside of finance, he works as a Gameday Compliance Monitor for Major League Baseball, overseeing adherence to league rules during games. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory solutions. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices, offering discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Niccolas Hernandez is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Equitable Advisors LLC and involvement in the hospitality and entertainment sectors. Hernandez also has outside business activities in insurance sales through Lenox Advisors, Inc. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved analytical tools and offering a range of investment and planning programs.

Tzu Jung Huang is a financial advisor at UBS Financial Services with a Series 66 designation and experience that includes roles at Sumitomo Mitsui Banking Corporation and CDIB & Partners Investment Holding Corporation. He has been with UBS since 2025. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management, supported by proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and operates across multiple financial sectors, including futures commission merchant activities and principal trading.

Laura Schroeder is a Series 66-licensed financial advisor with Edward Jones, working in Yorba Linda, CA. She has 18 years of industry experience, all with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary wrap fee solutions and separately managed accounts. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.