Shant Topalian is a financial advisor with Ameriprise in Glendale, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked at U.S. Bank and Currency Exchange International. Outside of his advisory role, he provides freelance photography services. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jing Liu is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and a centralized operational structure.

Megan Pritchard is a financial advisor with Raymond James & Associates and holds a Series 66 designation. She has three years of industry experience, including roles at Centene, University of California - Davis, and multiple hospitality businesses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

James Madigan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in 2008 as a Research Associate at another firm and joined Merrill in 2012. He focuses on helping clients with education planning, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income strategies. James graduated Cum Laude in 2007 with a Bachelor of Science in Business Administration from Pepperdine University. He earned the Certified Investment Management Analyst® (CIMA®) designation in 2017 through the Investments & Wealth Institute™, taught in conjunction with the Yale School of Management. In 2018, he obtained the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc. His professional designations also include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved with organizations such as the College for Financial Planning and the Investments & Wealth Institute. James participates in community activities, including volunteering with Pepperdine University. His personal interests include baseball, basketball, reading, running, spending time with his family, tennis, and yoga.

Paul Artin is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2008. He has been with Fidelity since 2002, initially serving as a Financial Consultant until his promotion in 2008. Prior to his tenure at Fidelity, Paul worked as a Financial Representative at H&R Block Financial Advisors from 2001 to 2002. In his role, Paul focuses on creating a collaborative and supportive environment for clients, aiming to understand their goals and preferences to build personalized financial strategies. He holds a California Insurance License, supporting his work in financial consulting. Outside of his professional responsibilities, Paul has personal interests in fitness, golf, and soccer.

Zhihua Tang is a financial advisor with LPL Enterprise LLC, holding a Series 66 license and four years of industry experience. Their prior roles include positions at Coldwell Banker Realty & Brokers, MML Investors Services, LLC, and MassMutual Life Insurance Company. Tang is also engaged in mortgage and real estate services through Coldwell Banker Realty. LPL Enterprise, LLC offers investment advisory and brokerage services to a range of clients including individual and high-net-worth investors as well as institutional entities. The firm employs a model-driven investment approach and provides access to third-party asset managers, financial planning, and various insurance and trust services.

Bobak Mirmiran is a financial advisor with Charles Schwab in Woodland Hills, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at TD Ameritrade and Axa Advisors. Outside of his advisory work, he serves as Chief Operations Officer at MIR Express, Inc., a UPS Store franchise where he manages business operations and process development. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. Schwab’s investment approach includes non-discretionary guidance with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Christian Fuess serves as the Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management in Woodland Hills, California. He has over 15 years of experience in the financial services industry, focusing on assisting foundations, endowments, public and private retirement plans, businesses, individuals, and families with wealth accumulation and preservation. His client focus areas include college education planning, executive compensation, equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Christian holds a Bachelor's degree in Finance from San Diego State University, a Master's degree in Business Administration with a focus on Financial Planning from California Lutheran University, and has earned the CERTIFIED FINANCIAL PLANNER® certification. He also holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Christian lives in Westlake Village, California, with his wife Stephanie and their children, Roman and Lucia. He is actively involved in the community, serving on the Auxiliary Board of Directors for the Cancer Hope Foundation and volunteering as a weekly mentor for C.A.R.E. Foster Kids.

John Darmanian is a financial advisor with LPL Financial in Montrose, CA, holding Series 63 and Series 66 credentials. He has 27 years of industry experience, including prior roles at Western International Securities, Inc. and Citigroup Global Markets. Outside of his advisory role, he is involved as a parenting provider with the IHSS LA County program. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Mathew Reyna is a Series 66-credentialed financial advisor at Merrill with three years of industry experience. His prior work includes roles at Bank of America and various positions ranging from logistics to education. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Simmons is a financial advisor at Raymond James & Associates with 35 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Ameriprise Financial Services Inc and involvement in business development through JDS Business Development. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and public entities, offering financial planning and non-discretionary investment consulting through multiple advisory programs.

Delio Jaramillo Jr. is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior roles include positions at Morgan Stanley and GWFS Equities, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Oscar Nevarez is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering its services on a non-discretionary basis.

David Hess is a financial advisor with Charles Schwab in Woodland Hills, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Charles Schwab since 1993 and has concurrently worked with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with an integrated advisory and brokerage platform that includes both non-discretionary guidance and access to discretionary separately managed accounts.

Frank Sun is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining LPL Enterprise in 2025, he worked at UCLA Health since 2020 and was employed at Cedars-Sinai Medical Center from 2016 to 2019. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, employer-sponsored retirement plans, and institutional entities. The firm’s investment approach is model-driven, leveraging portfolios developed by LPL’s Research Department and third-party strategists, and it offers access to financial planning, third-party asset managers, and various insurance and trust services.

Tori Samuel is a CFP® with 14 years of industry experience currently serving as a financial advisor at LPL Financial. Prior to joining LPL in 2021, she worked at Waddell & Reed, Inc. and Foresters Financial Services. She has also served on the Educational Foundation Board of Compton USD. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, offering a range of financial planning, asset management, and institutional platforms to individuals, retirement participants, and institutions.

Joni Deakins is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has worked with firms including Compass Financial Advisors and LPL Financial before joining Cetera and also serves as president of The Los Angeles Maryvale Guild. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary approaches.

Charissa Spach is a Series 66-licensed financial advisor with Ameriprise in Calabasas, CA, and has 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of advising, she is a co-owner of R&J Pacific Management LLC, a business unrelated to investment activities. Ameriprise offers a retirement-income planning service focused on clients near or in retirement with substantial investable assets, providing written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to tailor plans, primarily for assets held within Ameriprise-managed accounts.

Hakop Mavyan is a financial advisor with Mass Mutual Investors Services in Glendale, CA, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. His prior roles include positions at New York Life Insurance Company, Guardian Life Insurance Company, and Park Avenue Securities. Outside of his advisory work, he serves as an Audit Committee Commissioner for the City of Glendale and owns an insurance sales business, Merlin Financial Ltd. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using advanced analysis tools and offers specialized programs including estate and employer-sponsored planning.

Dorenda Sprague is a financial advisor with Primerica Advisors in Santa Clarita, CA, holding Series 63 and Series 65 credentials and eight years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2017. Outside of financial advising, she is co-owner of AFD Entertainment, LLC and owner of 2SOL Productions, a television and film production company. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.