Ara Mekhitarian is a CFP®-certified financial advisor with 22 years of industry experience. He is currently with LPL Financial, where he has worked since 2022, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC between 2011 and 2022. Mekhitarian is involved in several business activities including financial advising with Lion Street Private Client Group. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Juan Ramirez is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in April 2016 and provides financial strategies to businesses, families, and individuals. By serving as a comprehensive financial resource, he identifies clients' needs and objectives, using a goal-based approach to deliver tailored advice and guidance aimed at reaching their long-term goals. His areas of expertise include college education planning, corporate executive services, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, philanthropic planning, portfolio management services, individual and corporate investment strategy, and tax minimization. Juan holds several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Juan earned a Bachelor's Degree from Universidad Externado De Colombia and a Master of Business Administration (MBA) from Pepperdine University. He is fluent in Spanish and English. Outside of work, he enjoys cooking, golfing, running, and soccer. He also participates in volunteer activities within the community.

Jordan Yoshitake is a financial advisor at LPL Enterprise with 13 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he volunteers with the Hawaii Tax Institute Foundation, assisting with networking for their annual conference. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with brokerage and insurance products, utilizing a mix of discretionary and non-discretionary investment approaches.

Gurdeep Singh is a CFP®-designated financial advisor with Mass Mutual Investors Services, bringing 32 years of industry experience. His prior experience includes 23 years with Metlife Securities Inc. In addition to his advisory role, he works as an independent insurance agent selling disability and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements tailored to clients’ goals.

Vahe Baban is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at MORGAN STANLEY SMITH BARNEY llc since 2014. Outside of his advisory role, he serves as Treasurer on the board of a Home Owners Association in Studio City, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Andrew Kiernan is a financial advisor at UBS Financial Services with 32 years of industry experience. He has been with UBS since 1993. Outside of his advisory role, Kiernan is involved in media and film production, including serving as a media council member for The Paley Center for Media and owning Kiernan Films LLC, which focuses on movie projects. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Miranda Aparicio Rios is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior work includes roles at JPMorgan Chase Bank, Bacari, and several companies in the Los Angeles area. J.P. Morgan Securities LLC provides institutional consulting services primarily to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Kai Li is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding Series 63 and Series 65 credentials and seven years of industry experience. His career includes roles at JP Morgan Chase Bank, JPMorgan Securities LLC, Goldman Sachs, State Street, and PricewaterhouseCoopers. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling combined with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers access to a range of products including security-based swaps and futures commission merchant services.

Richard Duffy is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds a Series 63 designation and has worked in various capacities within Morgan Stanley since 2014, including roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including customized financial planning supported by firm-approved tools and research.

Jeffrey Goodrich is a CFP® and ChFC® with 42 years of industry experience, currently advising clients at LPL Financial since 2018. He previously worked at Bank of the West and BancWest Investment Services. Goodrich has teaching experience at UCLA and is also an author. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a wide range of advisory programs and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Edward Gowing is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at Nksfb, LLC for ten years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

James Hutchinson is a financial advisor with Raymond James Financial in Encino, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2002 and was a partner at Core Financial Group, where he also served as an administrator. Outside of his advisory role, he is involved in non-variable insurance sales. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations, supported by an extensive affiliate network and a distinctive approach that often involves advisory and implementation-support roles rather than delegated management.

Charlene Preciado is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Outside of her advisory role, she is an independent distributor for Rodan and Fields, a skincare product company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Gloria Suard is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 credential and has previously worked at Morgan Stanley and OSAIC. Outside of her advisory role, she is involved with TA Law Group in a legal capacity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of portfolios and offers advisory services for registered investment companies and charitable funds.

Andrew Waldbaum is a financial advisor with Raymond James & Associates in Beverly Hills, CA, holding a Series 66 designation and 27 years of industry experience. He has been with Raymond James & Associates since 2014. Outside of his advisory work, Waldbaum serves as a board member for Rutgers University's Los Angeles Customer Experience Certificate Program. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate, charitable, and government entities. The firm offers non-discretionary advisory relationships supported by firm research and planning tools, as well as institutional consulting and public finance capabilities.

George Burby is a CFP® and holds a Series 66 license with 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Pasadena, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Susan Min is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. She previously worked at Gold Coast Securities, Inc. for 20 years before joining Cetera Investment Services LLC and Cetera Wealth Services, LLC. Outside of her advisory role, she is also involved as an insurance agent selling fixed insurance products and provides insurance services through WealthNet Insurance & Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers, supporting diverse investment strategies.

Owen Galipeau is a financial advisor with LPL Financial in Simi Valley, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank, NA. He is associated with investment products and services offered through LPL Financial at Ventura County Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management supported by research and model portfolios from internal and third-party sources.

Natalie Staples is a CFP®-certified financial advisor with 23 years of industry experience, currently practicing at J.P. Morgan Securities LLC. She has worked at J.P. Morgan since 2018 and previously held positions at UBS Financial Services and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity market registrations.

Aaron Nosler is a financial advisor with Thrivent Investment Management in Glendale, CA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has been with Thrivent Financial and its investment management division since 2016. Outside of his advisory role, Nosler is the creator and owner of The Kilo Company, which imports honey from Europe, Canada, and Latin America for sale to retailers. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across various topics without discretionary trading authority, focusing on ongoing or one-time planning engagements rather than institutional portfolio management.