Michele Martinez is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2018, also working at JPMorgan Chase Bank, N.A. since 2014. Martinez previously had involvement with Prepkitchen La Jolla, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory services with brokerage and investment management capabilities, delivering recommendations through a non-discretionary program supported by centralized due diligence and ESG eligibility processes.

Michael Sorenson is a financial advisor with LPL Financial in Carlsbad, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He previously worked at The Wealth Advisors from 2013 to 2020. Outside of financial advising, he sponsors an educational website dedicated to the art of his late brother, Don Sorenson, whose paintings are sold through an independent gallery. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, research, and various investment strategies to meet diverse client needs.

Michael Buttery is a financial advisor at Thrivent Investment Management with six years of industry experience. He holds a Series 66 designation and has been with Thrivent and its affiliated entities since 2020. His prior roles include positions at First Command Financial Planning and Bank of America. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written financial planning without implementation. The firm emphasizes holistic, goal-based analyses and separates planning services from managed-account programs through its consolidated billing option, WealthPlan.

Daniel Petrangelo is a financial advisor at Merrill in San Diego, CA, holding a Series 66 designation with six years at Merrill and four years previously at Wells Fargo Bank. He has three years of industry experience in total. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kelley Braaksma is a financial advisor with Osaic Wealth, Inc. based in Carlsbad, CA, holding Series 63, 65, and 66 licenses with 23 years of industry experience. She has worked with Independent Capital Management and Sagepoint Financial Inc. since 2010. Braaksma also owns and operates KND Financial, a sole proprietorship engaged in insurance sales. Osaic Wealth serves a diverse client base including individuals, high-net-worth investors, pension plans, and corporations through a large network of affiliated advisers and multiple advisory platforms. The firm employs a range of investment tools and offers brokerage, advisory, financial planning, and managed-account services incorporating stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Jose Cuevas is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Charles Schwab, TD Ameritrade, and Wells Fargo. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and investment consulting through a range of portfolio management styles and affiliated research.

Sebastian Hochule is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and 10 years of industry experience. His career includes roles at Wells Fargo Clearing, Bank of America, Merrill, and Edward Jones. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Melissa Thomas is a financial advisor with LPL Financial in San Diego, CA. She holds the Series 66 designation and has one year of experience in the financial industry, including five years at Cuso Financial Services prior to joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.

Ramsey Israwi is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Thrivent Financial and its investment management arm since 2015. Israwi serves as a member of the Board of Trustees at Concordia University Irvine, providing an outsider’s perspective on university initiatives. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and written recommendations across a broad range of financial topics. The firm’s approach separates planning from managed-account services and does not provide discretionary portfolio management for institutional clients.

Tyler Austin is a Planning Consultant at the Del Mar branch of Fidelity Investments. In this role, he assists clients in navigating the complexities of financial planning as they work toward their financial goals. Tyler has been with Fidelity Investments since 2021 and has held several positions, including Customer Relationship Advocate, High Net Worth Associate, Investment Solutions Representative I, Relationship Manager, and currently, Planning Consultant. His experience encompasses various aspects of client relationship management and investment solutions. Additional information regarding Tyler's education, credentials, personal interests, and community involvement is not provided.

Dylan Cooke is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the Series 66 designation and has previously worked at MMA Asset Management LLC, MMA Securities LLC, Bank of America, N.A., and Merrill. He is based in San Diego, CA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with brokerage and investment management services.

Noah Mc Kemy is a financial advisor with Edward Jones in Carlsbad, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at California Bank and Trust for three years and has experience in various roles including at Chick-fil-A and UPS. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of advisors and branches across the U.S.

Drew Hassenplug is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He works primarily with high net-worth Fidelity clients, assisting them in making sound financial and investment decisions. Drew collaborates closely with clients throughout the financial planning process to develop personalized strategies aligned with their long-term life goals. Prior to his current role, Drew held several positions at Fidelity Investments, including Financial Consultant from 2022 to 2025 and Investment Consultant from 2020 to 2022. He also has experience as a Financial Consultant and Client Support Associate at Ameriprise Financial between 2018 and 2020, and began his career as a Financial Representative at Northwestern Mutual from 2017 to 2018. He holds a California Insurance License. Outside of his professional work, Drew enjoys family activities, football, and golf.

Jason Wang is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 designations and has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Preston Schumacher is a CFP® and ChFC® with 21 years of industry experience, currently affiliated with LPL Financial in San Diego, CA. He has worked at LPL Financial since 2020 and concurrently with Lucia Securities, LLC and Lucia Capital Group since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by research and model portfolios.

Danielle Uy is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Bank of America, Merrill, and several companies outside finance including Amazon and Macy's. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process without providing individual security recommendations in standalone planning.

Steven Krogh is a financial advisor with LPL Financial in Carlsbad, CA, holding the CFP® designation and Series 63 license, with 40 years of industry experience. He has been associated with LPL Financial since 1986 and founded The Wealth Advisors in 2009, where he continues to provide financial planning and advice. Outside of his advisory work, he has involvement in non-variable insurance and health insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning services, and utilizes model portfolios and research from multiple sources, including LPL Research and third-party subadvisors.

John Kirlin is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has previously worked in business operations outside financial services, including managing a mosquito control company and a restaurant. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Cynthia Velasquez is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She has worked at Primerica Advisors since 2017 and has an extended background with Primerica Financial Services dating back to 2009. Outside of advising, she has maintained a long-standing role as a self-employed notary since 2007. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure rather than fixed-fee billing.

Marisa Acosta is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Her background also includes roles outside finance, such as involvement with the National Association of Hispanic Real Estate Professionals and experience with Outpost Summer Camps. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.