Tenley Hardt is a financial advisor with LPL Financial, holding a Series 66 credential and seven years of industry experience. Prior to joining LPL Financial in 2023, she worked at Bank of America and Merrill from 2019 to 2023. Outside of financial advising, she has been involved in several entrepreneurial ventures, including businesses focused on design and strategy. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management options through a large network of advisors, supported by various platforms and tools, serving over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Daniel Marks is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Morgan Stanley in 2019. Marks also serves as a trustee and co-trustee in a trust-related role outside of his advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analysis from its Global Investment Committee.

Gregory Virant is a financial advisor with Ameriprise Financial Services in Irvine, CA, holding a Series 66 credential and seven years of industry experience. Prior to joining Ameriprise, he worked at Pepperdine University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income and tax-aware withdrawal strategies through its Ameriprise Premier Retirement Income service.

Evanya Skelly is a financial advisor at Stifel with five years of industry experience and holds the Series 66 designation. Prior to joining Stifel in 2021, she worked in legal education and practice, including positions at the University of Law and Mills and Reeve. Stifel serves a diverse client base, including individuals and institutional clients, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jeffrey Fichtner is a Senior Financial Advisor with Merrill Lynch Wealth Management and leads a team of four professionals known as The Newport Group. Since beginning his career in wealth management in 1984, Jeff has accumulated over 35 years of experience in the industry. He focuses on a range of client needs including college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Jeff holds a Bachelor of Science degree in Finance from Northern Illinois University and holds the Personal Investment Advisor (PIA) designation. Jeff resides in Newport Beach with his wife Nancy and has two grown sons. His personal interests include biking, billiards, fishing, golfing, horseback riding, scuba diving, skiing, table tennis, yoga, and spending time with his family.

Eric Jenson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Demographic Trends, and College Funding Solutions. Jenson also operates Jenson and Associates, Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions, utilizing both proprietary research models and third-party subadvisors.

Gregory Pelachik is a CFP® and holds a Series 66 license with 18 years of industry experience. He is currently with Wells Fargo Clearing and Wells Fargo Bank, where he has worked intermittently since 2000, including a prior tenure from 2016 to 2022. His previous experience includes positions at Ameriprise and Comerica. Outside of his advisory role, he is a co-owner of Just Plane Partners, LLC, which involves ownership of a Piper airplane, and serves on the board of the San Bernardino Mountain Patrol, a nonprofit ski patrol supporting the Big Bear Lake skiing community. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Justin Pearson is a financial advisor with J.P. Morgan Securities in Newport Beach, CA. He holds a Series 66 designation and has seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2018, he was affiliated with 97 Communications and the University of California, Santa Barbara. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a consultative, non-discretionary program focused on asset allocation, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates ESG eligibility frameworks, and leverages broad derivatives and commodities capabilities through various regulatory registrations and affiliations.

Margaret Baldwin is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. Her prior roles include positions at D.A. Davidson & Co. and UBS Financial Services. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Robert Corona is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Raymond James and Associates, Oppenheimer, Ameriprise Financial Services, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by research and technology tools for investment management.

Rong Yue is a financial advisor with Ameriprise in Irvine, CA, holding the CFP® designation and Series 63 and 65 licenses. Yue has three years of industry experience, including prior roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Global Law Group. Outside of advisory work, Yue owns and operates JY Legacy Bridge Law P.C., focusing on estate planning. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory services and emphasizes managed accounts and algorithmic automation to support its retirement planning solutions.

Michael Buntzen is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Ly Pham is a financial advisor with Wells Fargo Clearing in Temecula, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Wells Fargo in 2021, Ly worked at U.S. Bank and SunTrust Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kevin Ramirez is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing Services since 2018, having previously worked at Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Tenaya Moranda is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Prior to joining Schwab, she worked at CorePower Yoga and LawAdvisor Ventures, and also has a background in education. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals primarily through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Nicholas Bock is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He worked at Wells Fargo Investments, LLC from 2001 to 2011 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Nathan Delgado is a financial advisor at Charles Schwab with Series 66 credentials and no prior industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., American Healthcare REIT, and the UCI Financial Aid Office. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

John Fierro is a CFP® professional with 32 years of industry experience, currently working at RBC Capital Markets in Irvine, CA. His prior roles include positions at City National Bank, Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. He serves on the board of directors for a charitable organization, White Oak. RBC Wealth Management, a division of RBC Capital Markets, provides advisory and brokerage services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored investment strategies through multiple advisory programs and combines in-house and third-party managers with a range of portfolio management options.

Arnold Cassuto is a Series 66-licensed financial advisor with J.P. Morgan Securities in Irvine, CA, with two years of industry experience. He is also the owner of AAC Solutions, LLC, an e-commerce business operating a family-run Walmart online store. Cassuto has previously worked at JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, incorporating an ESG eligibility framework and offering broader derivatives and commodities capabilities.

Lydia Park is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and previously worked at Raymond James and CollaZen Care. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.