Denise Bare is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 20 years of industry experience. Her career includes roles at Morgan Stanley and Beverly Hills Wealth Management before joining Wells Fargo Clearing in 2016 and Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth criteria, utilizing Wells Fargo research and tools to develop customized recommendations.

Flavio Hernandez is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2022, following five years at CUNA Brokerage Services, Inc. He is also associated with SchoolsFirst FCU, where he has served in a retirement plan representative role since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a network of advisors utilizing both proprietary and third-party strategies.

Michael Dollins is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Arbor Point Advisors, Securities America Advisors, and National Planning Corporation. Outside of advising, he plays amateur poker occasionally in casinos. OSAIC serves a broad range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with various customizable strategies and access to alternative investments via third-party platforms.

Frank Saldana is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked with firms including Merrill, Edward Jones, and Chase Investment Services Corp. outside of his current tenure at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Akihiko Mogi is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at PCE International, Inc, PFS Investments Inc, and Primerica Financial Services. Outside of his advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Wei Wang is a financial advisor at J.P. Morgan Securities in City of Industry, CA, holding Series 63 and Series 66 licenses with three years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., Bank of America, Bank of the West, and positions outside the financial sector. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening, qualitative research, and forward-looking capital market assumptions to build model asset allocations.

Hao Wu is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at firms including Thrivent Financial, Bank of America, and Bank of China. Wu is based in Irvine, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence with a combination of quantitative screens and qualitative research to develop model asset allocations, and it incorporates a range of investment strategies supported by affiliates.

Cindy Min is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and previously worked at Merrill for four years. Cindy’s background also includes a 14-year tenure at California State University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Nancy Johnson is a CFP® professional with 47 years of industry experience. She is currently with Wells Fargo Advisors, where she has worked since 2022, following a decade at Wells Fargo Clearing Services, LLC. She holds Series 63 and Series 65 licenses in addition to her CFP® designation. Outside of her advisory role, Johnson has ownership interests in NZJJ, Inc. and JAEJ Group, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and planning tools to develop tailored recommendations.

Jeffrey Barlow is a financial advisor at LPL Financial with 33 years of industry experience. He previously worked at Crown Capital Securities, LP for 12 years before joining LPL Financial in 2024. He holds Series 63, Series 65, and Series 66 credentials. Barlow is also involved with Trillium Insurance Services, Inc., focusing on non-variable insurance trails. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to third-party asset managers and institutional platforms, supported by technology tools for research and operations.

Thomas Gabler is a Series 66–designated financial advisor with Morgan Stanley in Brea, CA, with seven years of industry experience. He has worked at Morgan Stanley since 2018 and previously worked at RD Tax Service from 2016 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Christopher Sciarra is a financial advisor with Morgan Stanley in Brea, CA, holding a Series 66 designation and bringing 20 years of industry experience. His previous roles include positions at Wells Fargo Clearing, Wells Fargo Investments, and UBS Financial Services. Outside of his advisory work, he is involved as a partner in a property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Dwight Nakata is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing 26 years of industry experience. He has worked at Cetera and its affiliate entities since 1999 and previously was a principal at Yamada & Nakata CPAs. Nakata serves as a committee member of the California Society of CPAs, participates on the board of the Orange County Academic Decathlon, and holds volunteer positions with California State University, Los Angeles, including chairing the Board of Trustees and Audit Committee. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of investment strategies and program structures.

Lai Jung is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 designations and one year of industry experience. Prior to joining LPL Enterprise, Lai worked at Squad Capital Investments for four years and has experience in real estate development. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in a wrap fee program.

Like Wu is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various divisions of JPMorgan Chase since 2015. His background includes roles at Vanco Tech, LLC and involvement with 627 E Second LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a range of eligible strategies and incorporates ESG criteria within its recommendations.

Alex Huff is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has six years of experience in the industry and also works as a CPA with Huff & Marshall CPA's, where he has provided tax preparation and accounting services since 2012. Huff maintains an independent insurance agent role alongside his advisory work. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisers, and proprietary investment strategies.

Timothy Healy is a financial advisor with Wells Fargo Advisors in Long Beach, CA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Morgan Stanley Dw Inc. He has been with Wells Fargo Advisors since 2022. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and special-needs analysis, and uses proprietary research and planning tools to develop tailored recommendations for clients.

Xuejun Kuang is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at J.P. Morgan Securities and Wm Financial Services, Inc. Kuang is based in Hacienda Heights, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Elliott is a financial advisor with RBC Capital Markets and holds Series 63 and Series 65 credentials. He has 36 years of industry experience and has worked at City National Bank since 2019 while maintaining his association with RBC Capital Markets since 2008. Elliott serves as a voting board member of the Beachside Bruins Alumni Network, a UCLA alumni group. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a combination of in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Lu Chen is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2022, Chen held positions at Bank of America, Deluxe Med Spa, and Wave Plastic Surgery and Laser Center. Outside of advising, Chen is involved in co-owning and managing small rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.