Shiqi Wang is a financial advisor at Morgan Stanley in Oakland, CA, holding a Series 66 designation with 6 years of industry experience. Wang has been with Morgan Stanley since 2011. Outside of financial advising, Wang is involved in a pole and dance studio focused on art, culture, and fitness activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Zachary Ngai is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and beginning his career in 2025. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, he held roles at Amazon and Uniqlo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Niraj Baxi is a financial advisor at OSAIC based in Lafayette, CA, holding the ChFC® designation and Series 63 license with 41 years of industry experience. He previously worked at Signator Investors Inc for 10 years and Royal Alliance Associates, INC. for 8 years. In addition to his advisory role, Baxi owns a sole proprietorship involved in insurance and financial services, focusing on client solicitation and maintenance. OSAIC Wealth serves a diverse mix of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services including financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, affiliate network, and private-equity ownership.

Sui Wa Lam is a financial advisor at Morgan Stanley in San Francisco, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2023, Lam worked at Industrial and Commercial Bank of China (USA) NA from 2021 to 2022 and has academic experience at Fudan University and the University of California Davis. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and analysis from the Global Investment Committee.

Cynthia Picha is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in San Francisco, CA, and has 22 years of industry experience. She has worked at Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as an administrator for her parents’ estates and holds an 11% ownership stake in a family farm. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Bowen is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Executive Incentive Programs, Inc. and Woodbury Financial Services. Outside of his advisory role, he is an employee benefits and insurance agent specializing in life, health, disability, and employee benefits. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform that provides brokerage and advisory services. The firm’s investment approach features model-based asset allocation, portfolio optimization, and offers various managed account programs and retirement plan consulting.

Karsten Chin is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Cindy Chan is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and has been with various J.P. Morgan entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, and incorporates a range of eligible strategies with an ESG eligibility framework.

Katrina Ren is a Wealth Management Advisor at Merrill Lynch Wealth Management in Pasadena. She focuses on serving retiring executives, business owners, and employees with concentrated stock positions, addressing their sophisticated and competing financial needs. Katrina develops tailored strategies and collaborates with clients' attorneys, CPAs, and other key professionals to consider the clients' total financial picture. She holds a Bachelor's Degree from the University of California San Diego and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Her FINRA registrations include SIE, Series 7, and Series 66. Katrina is involved professionally with organizations such as Toastmasters International and UC San Diego Tritons Connect, where she serves as a graduate mentor. Born in China and fluent in Chinese and English, Katrina has a personal interest in cultural diversity and global experiences, including volunteering abroad in Central Mexico. She participates in community initiatives such as Break Away Global Service in Puerto Vallarta, Mexico, and Habitat for Humanity International. Her personal interests include reading, traveling, cooking, biking, chess, golfing, hiking, photography, skiing, table tennis, and skiing.

Eric Bradford is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior roles include positions at JPMorgan Securities LLC and Wells Fargo Bank. He is also a commissioned notary public in California. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and access to third-party asset management, supported by technology tools and a large network of advisors.

Theresa Chao is a financial advisor at Charles Schwab with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Charles Schwab since 2004, including 12 years at Charles Schwab Bank, SSB. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a centralized operational structure and multi-asset model portfolios.

Mazen Emam is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, N.A. Emam’s background includes roles outside of finance, such as employment at Peets Coffee & Tea and San Francisco State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Samantha Hobart is a CFP® with 13 years of industry experience, currently serving at Morgan Stanley in San Francisco. She has been with Morgan Stanley since 2013 and concurrently with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is a partner in H&H Management LLC, a real estate business based in San Rafael, California. Morgan Stanley Wealth Management is an SEC-registered advisor and broker-dealer offering a range of advisory programs to individuals and institutions, including customized financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling to support its advisory services.

Aracely Flores Chavez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing nine years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2017 and has been associated with Wells Fargo Bank NA since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Edward Levin is a financial advisor at Fisher Investments with seven years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2013. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach with quantitative and qualitative research and uses tax-aware processes and defensive tactics to manage risk and positioning.

Wai Teng Ho is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 65 and Series 63 credentials and has worked at JPMorgan Chase Bank, N.A. since 2015. Prior to this, he was involved with Freda's Design for nine years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their offerings include written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Sandra Griffin is a Series 66-licensed financial advisor with five years of industry experience. She has worked at UBS Financial Services since 2022 and previously was with Robert W. Baird & Co from 2019 to 2022. Prior to her financial services career, she was involved with A Lady's Touch Inc from 2016 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Samuel Grenning is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Fidelity Investments since 2015. Based in San Francisco, CA, he holds the Series 63 designation. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and the use of AI-driven research methods.

Stuart Collett is a financial advisor with UBS Financial Services in San Francisco, holding a Series 66 designation and 17 years of industry experience. He has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a variety of financial planning and portfolio management offerings.

Ashley Evans is a CFP®-certified financial advisor with 18 years of industry experience. She is currently with Morgan Stanley in San Francisco and has previously worked at JP Morgan Chase, First Republic, Bank of America, and Merrill. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools.