Laura Pascoe is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she is an independent consultant for Usborne Books. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process includes investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a broader investment menu including insurance-related vehicles and bank deposit sweep options.

Jerome Baird is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he is involved with Elegant Stay, LLC, a real estate rental business in Tahoe City, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management, supported by proprietary and third-party research.

Jaxon Kwong is a financial advisor at Morgan Stanley in Walnut Creek, CA, with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019, following prior roles at Bank of America, Panda Express, Bema Electronics, UC Santa Cruz, and JT Products. Outside of his advisory work, he is involved with Suju Inc. and JETA, LLC, both investment-related businesses in Fremont, California. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through personalized financial plans as well as corporate financial planning arrangements.

Paul Boscia is a financial advisor with Wells Fargo Clearing in Danville, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he is a 25% owner of La Cienega Gun Club LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Nicholas Ruotolo is a financial advisor at OSAIC with 10 years of industry experience. He previously worked for Lincoln Financial Advisors for nine years and has been affiliated with Saint Mary's College since 2014. In addition to his advisory work, Ruotolo operates a side business offering fixed insurance products. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofit organizations. The firm provides a wide range of investment and advisory services, utilizing various asset-allocation tools and third-party platforms to support both discretionary and non-discretionary portfolio management.

Simone Lane is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. She is the owner of Lobdell & Lane Wealth Management and serves as a consultant for Bespoke Budgeting, providing education and teaching services. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Kathleen Ladra is a CFA® charterholder with 20 years of industry experience. She is currently with Cambridge Investment Research Advisors and has previously worked at Securities America Advisors, Omega Investment Management, and Cooper Mcmanus. Outside of her advisory role, Ladra serves as president of the Animal Coalition Group, a nature-focused organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals using a variety of portfolio management and model-based solutions.

Ricardo Guedes is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2019 and Merrill since 2017. Prior to that, he had brief tenures at New York Life and a period of unemployment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Phillip Mortensen is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015. Outside of his advisory work, he is involved in a small Airbnb rental business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and a formal alternative investment program.

Glenn Hammill is a financial advisor with OSAIC in Walnut Creek, CA, holding a Series 66 designation and 14 years of industry experience. Prior to joining OSAIC in 2025, he spent 13 years at Lincoln Financial Advisors Corporation. Hammill is also president of Hammill Consulting, a professional corporation he founded in 1991 that provides accounting, tax planning, and business management services. He holds a secondary role as an insurance agent offering various health and life insurance products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers comprehensive brokerage and investment advisory services, utilizing asset-allocation tools, efficient-frontier analysis, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Hyun Joo Park is a financial advisor at Mass Mutual Investors Services with 21 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Her prior experience includes 12 years at METLIFE Securities Inc. Park serves on the associate board of the Korean American Community Foundation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses detailed client data and approved analytical tools to deliver collaborative planning and offers a range of programs including employer-sponsored and estate-settlement planning.

Zhangde Lin is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and possessing two years of industry experience. Prior to joining Wells Fargo Advisors Financial Network in 2026, Lin worked at Merrill for eight years and has experience as a delivery and ride-share driver for several platforms including Uber, DoorDash, and Amazon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients through a wide range of planning options tailored to clients meeting specific net-worth thresholds.

Mark Mattingly is an International Wealth Advisor at Merrill Lynch Wealth Management, where he leads a team providing specialized wealth management solutions for corporate executives and plan sponsors. His focus includes equity compensation and stock plan services, leveraging the global resources of Bank of America and Merrill to deliver integrated advice tailored to complex financial strategies. Mark began his career in 1996 at Bear Stearns in Los Angeles and has over two decades of experience advising clients at firms such as JPMorgan and UBS in San Francisco. Since joining Merrill Lynch in 2017, he has concentrated on advising clients on optimizing stock-based compensation, managing concentrated positions, and integrating corporate benefits into disciplined long-term wealth strategies. His client focus areas include corporate benefits, executive compensation, equity compensation services, international wealth management, and portfolio management. He holds an Equity Plan Consultant (EPC) designation and is a Personal Investment Advisor (PIA). His education includes a High School Diploma from Lincoln High School, as well as non-accredited certificate programs from Delta College and California State University, Chico. Outside of work, Mark enjoys basketball, football, golfing, soccer, and tennis, and his family has resided in the Bay Area for 23 years.

Isabel Flowers is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at BMO Bank, Macy's Inc., Qless, and Ismocol S.A. She is based in Walnut Creek, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, and holds distinct regulatory registrations uncommon among large institutional peers.

Calvin Hong is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Manija Rasouli is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Citigroup and CitiBank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nathan Bennett is a CFP® professional with 26 years of experience currently affiliated with Raymond James Financial Services Advisors, Inc. He is also the co-owner and managing partner of Summit Financial Group, LLC, where he serves as CEO and chair of the leadership team. His career includes long-term roles at Securian Financial Services, Inc. and Summit Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients including individuals, high-net-worth clients, pensions, corporations, and institutional entities. The firm delivers tailored, non-discretionary advice using analytical modeling and supports its offerings with municipal advisory services and specialized retirement plan consulting.

Ashot Minasyan is a financial advisor with Equitable Advisors in Walnut Creek, CA, holding a Series 66 designation and nine years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AXA-Advisors, LLC, as well as in residential brokerage. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and a range of asset-management programs through a network of Investment Adviser Representatives. The firm utilizes various advisory models including third-party TAMPs and provides ERISA fiduciary services to qualified plans.

Daniel Mckinney is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Morgan Stanley since 2015, with a brief tenure at Merrill in 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Joshua Villalta is a financial advisor with Charles Schwab in Walnut Creek, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to Schwab, he worked at Wells Fargo and J.P. Morgan Securities. In addition to his advisory roles, he was briefly involved with Danville Brewing in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory with access to discretionary separately managed accounts and a formal alternative investment process.