Ann Fitzpatrick is a financial advisor with Wells Fargo Clearing in San Francisco, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she participates in consumer market research focus groups and serves in leadership roles for her homeowners association. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers a range of brokerage and advisory solutions and employs research and analytics to guide investment selection using diversification principles and modern portfolio theory.

Matthew Tarantino is a financial advisor with LPL Financial based in Novato, CA. He holds a Series 66 designation and has seven years of industry experience. Prior to joining LPL Financial in 2018, he worked at the University of the Pacific from 2016 to 2018. Outside of his advisory role, he serves as an assistant baseball coach at Marin Sports Academy. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, asset management programs, and institutional platforms, combining advisory and non-advisory financial services with oversight of over $819 billion in discretionary assets.

Yan Yan Yu is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2009, following three years at Banc of America Investment Services, Inc. She is based in San Francisco, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Andrew Peterson is a financial advisor at Stifel with 32 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2011 and previously spent nine years at Stone & Youngberg LLC. Outside of his advisory work, Peterson engages in photography, selling some images as stock photography and fine art, and serves as co-chair of the waitlist committee for the charitable organization The Guardsmen. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology through its Investment Strategy Group to provide asset allocation and financial planning analyses that support client decision-making.

Douglas Howe is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in managing new wealth, small business strategies, and retirement income. With 40 years of experience in the financial services industry, he has been with Merrill Lynch since 2004 and previously worked for 15 years at Kidder Peabody. Douglas focuses on serving ultra high net-worth individuals and business owners, helping them develop personalized financial strategies. He holds a bachelor's degree in Social Sciences and Economics from the University of California, Berkeley, earned in 1982, and holds the Personal Investment Advisor (PIA) designation. Douglas’s approach to wealth management emphasizes goal setting, asset allocation, and responsible investing. He prioritizes understanding each client’s financial situation and personal priorities to deliver tailored advice and service. Outside of his professional work, Douglas is involved in several organizations, including the Green Hills Golf Club, Olympic Club, and the San Francisco Grid Club at the University of California. His personal interests include baseball, golfing, and hiking. Additionally, he participates in community volunteering as part of Merrill’s tradition of service.

Daniella Lacroix is a Wealth Management Senior Relationship Manager at Fidelity Investments, where she serves as a primary point of contact for Private Wealth Management clients and their families. She focuses on creating personalized relationships built on trust to help strengthen and secure clients' financial lives. Her professional experience includes roles as a Senior Premier Relationship Banker at Wells Fargo Bank, NA, a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated, and a Teller at Wells Fargo Bank, NA. Daniella holds a California Insurance License. Outside of her professional work, Daniella has interests in art, beach activities, reading, sailing, surfing, and yoga.

Riley Mitrick is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 66 designation and has worked in various roles within Charles Schwab since 2024, including positions at Charles Schwab Bank and Charles Schwab & Co., Inc. Prior to joining Schwab, he gained experience at IRI Consultants and General Nutrition Centers, Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Anthony Christon Quao is a financial advisor with Morgan Stanley in San Francisco, CA, holding Series 63 and Series 65 credentials and has 10 years of industry experience. He has worked with Morgan Stanley since 2015 and has been with Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Catherine Rachford is a financial advisor at Morgan Stanley with 25 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 and Series 66 credentials. Based in San Francisco, CA, she works within a large institutional firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

John Orofino is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 designations and 24 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Anne Briggs is a financial advisor at Equitable Advisors with 30 years of industry experience. She has held positions at Equitable Advisors since 1999 and previously worked at AXA Advisors, LLC. Her credentials include Series 63 and Series 65 licenses. Outside of her advisory role, she has activities involving various outside insurance companies. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm’s approach includes matching clients to program models or discretionary managers, utilizing both proprietary and third-party solutions through a network of Investment Adviser Representatives.

Stephen Marotto is a CFA® charterholder and holds a Series 63 license with 13 years of industry experience. He is currently with Morgan Stanley, having worked in various roles within the firm and at First Republic Wealth Advisors and related entities from 2008 to 2023. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and investment modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate agreements.

Kimberley Hom is a Series 66-licensed advisor at Fidelity with one year of industry experience. She has been with Fidelity Investments since 2026. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Conor Naughton is a financial advisor with Equitable Advisors in San Francisco, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Equitable Advisors, he worked in various roles including positions at Ace Parking, Propark Inc, and Jeff Duerson Staffing, as well as experience in education at San Francisco State University, El Toro High School, and Serrano Middle School. Outside of his advisory work, he has been involved with a pet grooming business. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Sifa Butcher is a financial advisor at UBS Financial Services with Series 63 and Series 65 credentials. Based in San Francisco, CA, Sifa joined UBS in 2025 and has no prior industry experience. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Joseph Cahill is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 credential and 12 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014 and currently works at Morgan Stanley Private Bank, N.A. His background is solely within Morgan Stanley-affiliated entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by structured processes and firm-approved tools.

Jessica Newman is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2017, including roles at Morgan Stanley Private Bank. Prior to that, she was employed at LB Steak from 2015 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a variety of advisory programs and tailored financial planning solutions. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models as part of its financial planning process.

Jason He is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and one year of industry experience. His prior work includes several roles at Bank of America, N.A. Between 2015 and 2017, he also studied real estate. Outside of his advisory role, he manages a family-owned business, serving as managing member of an LLC involved with residential and commercial rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Jeffrey Burke is a financial advisor with UBS Financial Services, holding the Series 66 designation and bringing 23 years of industry experience. He has been with UBS since 2002. Outside of his advisory work, he serves as an investment manager and trustee for family trusts. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad array of capital markets services.

Ashley Cosio is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. Prior to joining Schwab, she worked at the University of California and Starbucks. She is based in San Francisco, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.