Ting Gong is a financial advisor at J.P. Morgan Securities with 4 years of industry experience. They hold the Series 66 and Series 63 designations. Prior to joining J.P. Morgan, Ting Gong worked at Citibank for four years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Bao Nguyen is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Kestra Financial Services, New York Life, and LPL Financial. He also has experience in the insurance sector through a financial associate role at Thriving Asset Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individual, high-net-worth, institutional, and corporate clients.

Zhen Zhang is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with J.P. Morgan in various capacities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Neepa Shah is a financial advisor at Mass Mutual Investors Services with 16 years of industry experience. She holds a Series 66 designation and has worked with MML Investors Services and Mass Mutual Life Insurance Company since 2010. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative financial planning using firm-approved software and offers specialized programs including estate settlement, employer-sponsored planning, and recently added divorce planning.

Julie Shieh is a financial advisor at RBC Capital Markets with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill, Bank of America, and RBC Capital Markets. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides a range of advisory programs with tailored investment strategies, utilizing both in-house and third-party investment managers and offering multiple portfolio management and financial planning services.

Vanessa Hubbard Vargas is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and having 10 years of industry experience. She has worked at JP Morgan Securities and JP Morgan Chase Bank since 2017 and previously held positions at MML Investors Services and MassMutual Life Insurance Company. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm operates within the broader J.P. Morgan organization and offers access to a wide range of products, including those related to security-based swap and futures commission merchant activities.

Tien Vo is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding a Series 66 license and six years of industry experience. Prior to his current role at J.P. Morgan Securities LLC since 2019, he worked at JPMorgan Chase Bank and has experience outside finance, including a position at San Jose Physical Therapy. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

John Moran is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets support through its global platform.

Paige Hovermale is a financial advisor at Merrill in Palo Alto, CA, holding a Series 66 designation with no prior industry experience. Before joining Merrill and Bank of America in 2026, Paige worked briefly at RBC PH&N and has held various positions outside the financial industry, including roles at the UBC Tennis Centre and University of British Columbia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Megia is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at Merrill Lynch, Fisher Investments, Fidelity, and Wells Fargo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm offers these services through its Institutional Consulting Services program on a non-discretionary basis.

Thu Huong Nguyen is a Planning Consultant at Fidelity Investments, a role she has held since 2024. Prior to this, she served as a Relationship Manager at Fidelity Investments from 2022 to 2024. Thu Huong has extensive experience in financial services, having worked as a Financial Advisor at Merrill Lynch from 2018 to 2022, a Registered Representative at Transamerica Financial Advisors, Inc. from 2015 to 2018, and a Financial Services Professional and Agent at New York Life Insurance Company and NYLIFE Securities, Inc. between 2003 and 2015. She earned a Bachelor's degree in Applied Mathematics from the University of California, Berkeley. Thu Huong holds a California Insurance License, supporting her work in financial planning and insurance services. Outside of her professional career, she engages in community volunteering and fundraising, reflecting her commitment to giving back. Her personal interests include art, family activities, food, and music.

Donald Bogue is a financial advisor at OSAIC in Campbell, CA, holding a Series 66 designation with eight years of industry experience. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors for five years and held positions at LPL Financial and HD Vest entities among others. OSAIC Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Allan Walsworth is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Brian Penzel is a financial advisor at Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory role, he serves on the board of the Logistics Advances Research Center, sits on the Board of Trustees for the Moreland School District, and acts as treasurer for the Saratoga Federated Church. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm‑approved tools and resources.

Tongjing Wu is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping clients develop strategies to pursue their financial goals. As a Personal Investment Advisor (PIA), Tongjing takes the time to understand clients' priorities and provides guidance on areas including investing, retirement planning, and saving for unexpected events. Tongjing also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Tongjing holds a Bachelor's Degree from Zhejiang University of Finance and Economics and a Master of Business Administration (MBA) from the University of Southern California. Fluent in both English and Mandarin, Tongjing offers ongoing advice and support tailored to clients' evolving needs.

Vincent Yip is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at Wells Fargo Clearing Services, Wells Fargo Bank, and JPMorgan Chase Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory process.

Anna Demarcus is a financial advisor at Morgan Stanley in Cupertino, CA, with 19 years of industry experience. She holds the Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and investment models to assist clients in developing their plans.

Richard Abarca is a Financial Consultant currently with Fidelity Investments since 2019. He has experience working as a Financial Advisor at Bancwest Investment Services from 2018 to 2019, and Prudential Financial from 2017 to 2018. Prior to his advisory roles, he served as a Relationship Banker at Bank of America from 2010 to 2016. In his role, Richard focuses on understanding clients' unique financial situations and collaborates with them to develop plans aimed at reaching their financial goals. He emphasizes building strong relationships with clients and their families, maintaining competency, reliability, and integrity in his work. Richard holds a California Insurance License, supporting his capabilities in the financial advisory field.

Claudio Enriquez is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Morgan Stanley and its Private Bank since 2009. Based in San Jose, CA, his career includes 11 years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenarios developed by its Global Investment Committee.

Mojgan Mohammadi is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies that begin with understanding her clients' financial situations, family dynamics, and priorities. Mojgan works with clients to develop flexible approaches tailored to their evolving needs and changing market conditions, offering access to Merrill’s investment insights alongside the banking and lending solutions of Bank of America. Her expertise encompasses family wealth management strategies, personal retirement planning, portfolio management services, and supporting women in wealth. Prior to entering the financial industry, Mojgan worked in the fashion and alternative health sectors, experiences that contribute to her holistic approach to advising clients. She holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University system. Mojgan is fluent in English and Farsi. Outside of her professional role, Mojgan’s personal interests include dancing, hiking, music, reading, rock climbing, running, traveling, writing, and yoga. Her philosophy centers on connecting all aspects of a client’s financial life to help them prioritize and pursue the goals that matter most.