Brandon James is a financial advisor with Charles Schwab in Menlo Park, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Charles Schwab since 1997 and Charles Schwab Bank since 2008. Outside of his advisory work, he owns a rental property managed by its residential HOA. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with discretionary separately managed accounts, using multi-asset model portfolios and a structured approach to alternative investments.

James Marguet is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 63 designation and over 43 years of industry experience. His career includes roles at Citigroup Global Markets, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Eric Castillo is a financial advisor at Morgan Stanley Wealth Management in Palo Alto, CA, with nine years of industry experience. He has previously worked at J.P. Morgan Securities and J.P. Morgan Chase Bank for six years before joining Morgan Stanley in 2026. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and quantitative modeling.

Sirivanh Harris is a CFP®-certified financial advisor with 17 years of industry experience, currently with LPL Financial since 2021. Prior to joining LPL Financial, Harris held roles at Waddell and Reed, Los Gatos Power Partners, and various insurance carriers. Harris has been involved in non-variable insurance and operates a business entity for tax purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual, retirement plan, institutional, and charitable clients nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary investment management supported by comprehensive research and model portfolios.

Hailey Hagy is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 66 licenses and six years of industry experience. She previously worked at Sand Hill Global Advisors, UBS Financial Services, and Northwestern Mutual Investment Services, among others. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Scott Caldwell is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2010. Outside of his advisory role, he serves as a trustee and executor for family-related investment matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research and analytics with diversified investment strategies.

Phuong Leyva is a Financial Consultant at Fidelity Investments, where she assists clients in navigating their unique financial situations. She focuses on planning and guidance to help clients work toward their overall goals, including preparations for retirement and beyond. Phuong has held several roles within Fidelity Investments, progressing from Investment Consultant in 2024 to Relationship Manager from 2022 to 2024, before becoming a Financial Consultant in 2025. Prior to joining Fidelity, she was a Private Client Banker and Assistant Vice President at JP Morgan Chase from 2009 to 2022. She holds a California Insurance License. Outside of her professional work, Phuong enjoys activities such as beach outings, football, running, snowboarding, traveling, and writing.

Randy Manzanares is a financial advisor with Charles Schwab in Sunnyvale, CA, holding Series 63 and Series 65 licenses and with six years of industry experience. His prior experience includes roles at JPMorgan Chase and JP Morgan Securities LLC. Outside of his advisory work, he is an independent sales representative for Amway. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocations.

Maximillian Walsworth is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, he held positions at PricewaterhouseCoopers and completed his education at Loyola Marymount University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Kyra Arielle Jaro is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, she held positions at Evercore and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Behrooz Ighani is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he offers a comprehensive approach to managing wealth by understanding clients' financial situations and what matters most to them. He helps create customized wealth management strategies that are flexible to changing needs and market conditions, providing access to investment insights from Merrill and banking solutions from Bank of America. Ighani's expertise includes college education planning, divorce transition planning, executive compensation, institutional investment consulting, retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income strategies. He dedicates time to understanding each client's unique needs and educating them to develop achievable goals and implement effective financial strategies. He holds a Master's Degree from Santa Clara University and a Bachelor's Degree from the California State University System. Before entering financial services, he worked as a design engineer in Silicon Valley. Behrooz is involved in professional organizations such as the CFA Society and IEEE Organization, and community groups including Stratford Schools, the Zoroastrian Association of Northern California, and the Alzheimer's Association. In his personal time, he enjoys boating, cooking, golfing, skiing, tennis, and yoga, and values mental and physical well-being, as well as personal development.

Alan Coddington is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior experience includes roles at Charles Schwab, JP Morgan Chase, and First Republic Bank. Merrill and its affiliate, Managed Account Advisors LLC, provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Evan Harris is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding the ChFC® designation and Series 66 license. He has 10 years of industry experience and has worked with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Harris is also vice president of Harris Private Wealth Management & Insurance Solutions Inc., where he manages the firm and serves as a wealth management advisor. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative financial planning engagements using advanced software tools and offers a range of investment and planning programs.

James Orr is a financial advisor at UBS Financial Services in Menlo Park, CA, with 25 years of industry experience. He holds a Series 66 designation and has been with UBS Financial Services since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and asset allocation models to tailor client solutions.

Brennan Kurtela is a CFP® with 10 years of industry experience, currently serving at Wells Fargo Clearing since 2025. Prior to this, he worked at Strategic Wealth Advisors Group and LPL Financial, among other firms. He is based in Woodside, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Serop Kupelian is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo for 14 years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory services supported by a centralized due-diligence framework.

Steve Fang is a financial advisor at LPL Financial with four years of industry experience. He holds the Series 66 and Series 63 credentials and has prior experience with firms including J.P. Morgan Securities LLC, Fidelity Investments, and Northwestern Mutual. He is also a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research, model portfolios, and various management options.

Kwanghyon Park is a CFP® professional with 20 years of industry experience, currently serving at Wells Fargo Clearing since 2019. He previously worked at Bank of America, N.A. for 10 years and Merrill for 13 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Demitra Kabitsis is a financial advisor at Ameriprise with two years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2021. Prior to her advisory role, she was affiliated with the University of Colorado and Notre Dame High School. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Vanessa Zapanta is a Series 66 licensed financial advisor with Morgan Stanley in Palo Alto, CA, where she has worked since 2021. She has two years of industry experience and previously spent nine years at Citibank N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including customized financial planning that employs structured discovery methods and firm-approved planning tools.