Mackenzie Miller is a Series 66-licensed financial advisor with Edward Jones, where she has worked since 2025. Prior to joining Edward Jones, she spent eight years at Rapattoni Corporation and also worked at Retters Academy of Dance. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of advisory programs and investment strategies supported by a large network of financial advisors and branches across the United States.

Thomas Biggs is a financial advisor at LPL Financial with 41 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Western International Securities, Inc. for 13 years. He is also involved with Biggs Investment Management, an investment-related advisory and insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Avedis Buyuker is a financial advisor at Equitable Advisors with five years of industry experience. He holds Series 63 and Series 66 licenses and has been with Equitable Advisors since 2020. Prior to joining Equitable, he worked briefly at Axa Advisors and Sprint, and attended California State University from 2015 to 2019. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage services to tailor financial solutions based on client goals, risk tolerance, and time horizon.

Donald Rogers is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Lincoln Financial Advisors, Allstate Insurance Company, OneAmerica Securities, American United Life, and Lafayette Life Insurance. Rogers is also involved as a sales manager and agent offering fixed insurance products through Retirement Security Centers. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with an emphasis on asset allocation, risk tolerance, and diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Frank Geremia III is a CFP® with 30 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he holds a 20% ownership in Geremia Companies, LLC, a non-investment-related business based in Sacramento, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

David Bains is a financial advisor with Robert W. Baird & Co. in Sacramento, CA, holding Series 63 and Series 66 credentials and bringing 14 years of industry experience. His previous roles include positions at Wells Fargo Clearing, JPMorgan Securities, and Wells Fargo Advisors. Outside of his advisory work, he is involved in breeding English Bulldogs and participates in a nonprofit focused on connecting caregivers with jobs. He is part of the DDK Group within Baird’s Private Wealth Management department, which serves a range of clients including individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers services such as financial planning, discretionary and non-discretionary portfolio management, and utilizes a variety of separately managed account programs with ongoing manager selection supported by internal research and technology.

Raquel Austin is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She holds a Series 66 designation and previously worked at Merrill and Bank of America. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pensions, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management strategies and platform arrangements.

Durron Bell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has a longer tenure at Wells Fargo Bank NA dating back to 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable breadth of investment options that include insurance-related vehicles and bank deposit sweep programs.

Amy Carrillo is a Series 66-licensed financial advisor with LPL Financial, based in Sacramento, CA, and has three years of industry experience. Her prior roles include positions at Citizens Private Wealth, JP Morgan Chase, First Republic Bank, and Wells Fargo. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management, model portfolios, and research from internal and third-party sources.

Christopher Green is a financial advisor with LPL Financial in Roseville, CA, holding Series 63 and Series 65 licenses and 16 years of industry experience. He previously worked at Cetera Advisors LLC for four years before joining LPL Financial in 2018. Outside of his advisory role, Green is involved in buying and renovating homes. LPL Financial serves a broad client base including individuals, retirement plans, banks, and corporations, offering financial planning, advisory programs, retirement consulting, and brokerage services through a large network of investment adviser representatives. The firm provides both discretionary and non-discretionary management with access to model portfolios, research, and a variety of investment strategies.

Christopher Hurst is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Stifel since 2010. He holds Series 63 and Series 65 licenses. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group to provide capital market analysis and asset allocation guidance.

Ruben Gonzalez is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Securities LLC, Franklin Templeton, and State Street. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutional and pension/profit-sharing plans, charitable organizations, and state and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a variety of portfolio management styles supported by affiliated research and sub-advisers.

Russell Martinez is a financial advisor at Morgan Stanley with 39 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007. Outside of his advisory work, Martinez is a member of the band Stones Throw, performing live music. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including scenario modeling, as part of its advisory process.

Benjamin Bolton is a financial advisor at Edward Jones in Fair Oaks, CA, holding CFP® and Series 66 credentials with 14 years of industry experience. He has worked at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,700 financial advisors.

Loi Yu is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 28 years of industry experience. Prior to joining LPL Financial in 2021, he worked with Allianz Life Financial Services LLC and Allianz Life Insurance Company of North America from 2013 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, with access to model portfolios, third-party research, and various portfolio management options.

Joshua Dewitt is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo-related entities since 2010, including Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, he serves as a co-trustee managing a family trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jerry Newman is a financial advisor with Edward Jones in Granite Bay, CA, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with Edward Jones since 1997. Outside of his advisory role, he has no recorded responsibilities in other business activities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors and 15,000 branches.

Caleb Deats is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His previous work experience includes roles at Starbucks and In-N-Out Burger. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, with a focus on discretionary portfolio management and fund advisory. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is registered with the CFTC as a commodity pool operator.

Jack Wolger is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Berkeley Innovation Group and Bloom Energy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jessica Williams is a financial advisor at Morgan Stanley with 24 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds the Series 66 designation. Outside of her advisory role, she is involved in managing rental properties in Sacramento, California, and Meridian, Idaho. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, using structured planning tools and a range of advisory programs.