Dylan Santalo is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 license and has worked at Merrill and Bank of America since 2019. Outside of his advisory role, he serves as the President of the Pastel Foundation Inc., a nonprofit supporting the LGBTQ+ community through educational and professional development programs, and he is a managing member of Flor de Vida LLC, a floral arrangement business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Juan Braschi is a Senior Financial Advisor at Merrill Lynch Wealth Management and a senior member of the LBL Group. With a career in financial services that began in 1987, Juan joined Merrill Lynch Wealth Management in 2006. He focuses on creating a client experience that encompasses initial meetings through strategy development, implementation, and performance reviews, aiming to make the process engaging and enjoyable. Juan's areas of expertise include corporate and employee benefits planning, divorce transition planning, equity compensation services, family wealth management strategies, and services tailored for endowments, foundations, and non-profits. He is also experienced in tax minimization and retirement income planning. As a Personal Investment Advisor (PIA) and qualified Portfolio Advisor, Juan assists clients by recommending a range of investment strategies, including those managed by Merrill or approved third parties. He holds a bachelor's degree in business administration from Jacksonville University in Florida. Residing in Dorado, Puerto Rico, Juan spends his personal time with his wife and three children and maintains an active lifestyle through tennis and exercise. His interests include baseball, boxing, dancing, football, music, traveling, volleyball, and watching movies.

Alvaro Uribe is a Series 66-registered financial advisor with Morgan Stanley in Miami, FL, bringing 26 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, he is involved in real estate investment through ownership of several LLCs focused on property rentals. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market models to support financial strategies.

Jamal Scott is a financial advisor with Merrill in Davie, FL, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Bank of America, Merrill, and J.P. Morgan Securities. He operates a sole proprietorship named Jamal Scott in Miami. Merrill, through its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Xavier Santos is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His career includes roles at Deutsche Bank Securities Inc. and Deutsche Bank Trust Company Americas before joining Morgan Stanley in 2019. He also spent a year working with EXTENDED Travel outside the financial sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs. The firm’s financial planning approach uses structured discovery conversations and approved tools to develop tailored plans without providing individual security recommendations within its standalone planning services.

Melissa Wagner is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 63 designation and totaling 28 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2013. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services that use firm-approved tools and modeling techniques to support client planning.

Glynis Banhan is a CFP® professional with 12 years of experience in the financial advisory industry. She is currently with Edelman Financial Engines, having previously worked at affiliated firms including Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers diversified portfolios, planner-led wealth management, and online tools, managing approximately $326 billion for around 477,000 clients.

Ursula Chavez is a financial advisor with Raymond James & Associates in Miami, FL, holding a Series 66 designation and 18 years of industry experience. Her previous roles include five years at Wells Fargo Clearing and a year at WELLS FARGO Advisors, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Jose Gonzalez is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Gonzalez is based in Miami, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Roy Pfeffer is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 license and 13 years of industry experience. He has been with Morgan Stanley Smith Barney since 2013 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved in a business distributing consumer staples such as rice and orange juice. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and sophisticated modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-based arrangements.

Liudmila Broich is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market return estimates.

Brian Trechok is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has been with Fidelity since 2007, progressing through roles including Financial Consultant, Investments Consultant, Financial Representative, and Premium Services Representative. With 18 years of experience at Fidelity, Brian is a Certified Financial Planner™ dedicated to providing personalized service and comprehensive financial planning. Brian leads a Wealth Management team composed of specialized professionals focused on key areas of financial planning. Together, they collaborate to support clients' unique needs and help them pursue their financial goals with confidence. He holds a California Insurance License, which complements his expertise in financial consulting. Outside of his professional work, Brian enjoys beach activities, spending time with family, fitness, social events with friends, golf, and traveling.

Eri Sierra is a financial advisor with J.P. Morgan Securities in Hialeah, FL, holding a Series 66 designation and three years of industry experience. Before joining J.P. Morgan Securities and JPMorgan Chase Bank in 2025, Sierra worked at Bank of America and Merrill from 2019 to 2025. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers a range of investment products, with services delivered on a non-discretionary basis.

Antonella Quiroga is a financial advisor at Morgan Stanley with three years of industry experience. She holds the Series 66 designation and has previously worked at Bolton Global Asset Management, Merrill Lynch, and Manny Iriarte Enterprises. Quiroga also spent nine years at Miami Dade College. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning tools to support its clients.

Ruy De Barros Maciel serves as the Resident Director and International Wealth Advisor at Merrill. In this role, he focuses on managing wealth by gaining a comprehensive understanding of clients' financial situations and tailoring strategies to align with their priorities. He provides personalized wealth management services leveraging the investment insights of Merrill and the banking and lending solutions of Bank of America. His expertise includes international wealth management, liquidity management, and portfolio management services. Ruy believes in collaboration as the foundation for successful investing, emphasizing a one-on-one approach to develop financial strategies that support clients' long-term goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Universidade Mackenzie. Ruy follows the Merrill tradition of community involvement and volunteers with local organizations. Outside of work, he has interests in biking, cooking, golfing, running, scuba diving, and traveling. He is fluent in English, Portuguese, and Spanish.

Pedro Marquard is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and three years of industry experience. His background includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC, along with prior positions in academia at Chapman University and Whittier College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a variety of advisory programs and financial planning services supported by structured discovery processes and advanced modeling techniques.

Travis Wichman is a financial advisor with LPL Financial in Aventura, FL, holding Series 63, 65, and 66 licenses and 18 years of industry experience. He previously worked at Morgan Stanley Smith Barney for 10 years and at Raymond James Financial Services Advisors, Inc. for six years. Wichman is also involved with Live Oak Financial LLC, a business entity with both investment-related and non-investment-related activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a network of investment adviser representatives. The firm provides a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Juan Iglesias is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Nan Mckay & Associates and Banfield Enterprises LLC. He holds an active real estate license, although he is not currently engaged in real estate activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to provide tailored financial solutions.

Stephen Clark is a financial advisor with LPL Enterprise based in Miami, FL. He holds Series 63 and Series 65 licenses and has four years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Five Rings Financial, SWC Capital Management LLC, and Citibank. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers access to a variety of financial planning and consulting services.

Annette Claudio is a financial advisor at Ameriprise with 14 years of industry experience. She has worked with Ameriprise and its affiliated entities since 1996. Outside of her advisory role, she serves on the Board of Directors for Honor Flight South Florida, Inc., where she is the Director of Media and Communications. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset thresholds, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.