John Farar is a financial advisor at Charles Schwab with 25 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. His prior experience includes two years at TD Ameritrade and ten years at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm integrates advisory, brokerage, custody, and cash-sweep services within its multi-asset investment approach.

Kyle Wofford is a financial advisor at Raymond James & Associates with a Series 66 credential and one year of industry experience. Prior to joining Raymond James, he held roles at Travelers Insurance and The Hartford Fire Insurance. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional investors, and nonprofits, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management approaches.

Ifeoluwa Moyosore is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at J.P. Morgan Securities and Allstate Corporation. Moyosore is based in San Antonio, TX. He works for Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios across various investment vehicles.

Alberto Puentes is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding the Series 63 and Series 66 designations and bringing 23 years of industry experience. His prior roles include positions at Cabrera Capital Markets, Vision Financial Markets LLC, and SB Value Partners. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending investment strategies.

Carmen Corona is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and 14 years of industry experience. She has been affiliated with MML Investor Services since 2011 and MassMutual Life Insurance Company since 2005. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing collaborative, goal-oriented planning supported by proprietary software and offering specialized services such as divorce and estate-settlement planning.

Jessica Mccord is a financial advisor at Raymond James Financial with 18 years of industry experience. She holds a Series 66 designation and has worked at firms including Infinex Investments and Security Service FCU. Outside of her advisory role, she is a joint owner of Cocktail Crafthaus Co, where she assists with social media marketing. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, and institutional clients. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and supports clients through various advisory programs.

Koko Black is a financial advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan, Black worked at Equitable and JPMorgan Chase Bank, N.A. Outside of advisory work, Black has been an Uber driver and holds power of attorney for their mother. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling and centralized due diligence. The firm employs an ESG eligibility framework in its recommendations and delivers services on a non-discretionary basis with clients retaining final decision authority.

Margaret Flores is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of her advisory role, she is involved in business activities related to Primerica, including co-ownership of legal entities formed for Primerica business purposes and part-time referrals for home security and automation products. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses a curated selection of third-party asset managers and operates under a tiered wrap-fee structure.

Johnathan Kaczyk is a CFP®-certified financial advisor with 10 years of industry experience. He currently works at Charles Schwab in San Antonio, TX, having joined the firm in 2025 after several years at USAA in various financial planning and investment roles. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Lisa Gonzalez is a financial advisor at Merrill in San Antonio, TX, holding a Series 66 designation with six years at Merrill and a total of five years in the industry. Prior to joining Merrill in 2020, she worked for 17 years at Educational Testing Service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Angell is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 credentials and over 25 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 1991. Angell serves as an advisory board member for Tarrytown United Methodist Church of Austin, providing volunteer guidance on governance and operating matters. Merrill, alongside its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm delivers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Finley Scott is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. Prior to joining J.P. Morgan, he held positions at JPMorgan Chase Bank, Charles Schwab, and Sellside Group LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jeremy Mandel is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and 18 years of industry experience. His previous roles include positions at Sequent Planning, LLC and ProEquities, Inc., as well as ongoing involvement with Futurity First Insurance Group since 2013. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and structured annual planning engagements.

Robert Salgado is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 66 designation and has been with J.P. Morgan since 2016, including roles at both JPMorgan Securities LLC and JP Morgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Douglas Mitchell is a financial advisor with OSAIC in San Antonio, TX, holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior roles include positions at Securities America Advisors, LPL Financial, CUNA Mutual Group, and Swbc Investment Services. He serves as a board member of Heroes Resource Center, a nonprofit organization providing resources to veterans and their families. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, through a wide network of advisers and advisory platforms. The firm provides integrated brokerage and advisory services, using firm tools and third-party solutions to construct and manage portfolios with a variety of asset classes.

Bree Soileau is a Series 66 licensed financial advisor with Edward Jones in San Antonio, TX, with two years of industry experience. She previously worked for Alamo 180 for 12 years. Outside of her advisory role, she is a co-owner of a fitness gym in San Antonio and operates an online swim service. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm offers a wide array of investment advisory programs and maintains a large national network of advisors and branch offices.

Harvey Richards is a ChFC® credentialed financial advisor with over 50 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016. Richards also operates Fusion Advisors Inc., where he sells life, health, and fixed annuities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of financial planning, investment management, and retirement advisory services delivered through independent Financial Professionals using multiple investment platforms and tailored strategies.

Sydney Vogel is a financial advisor at Charles Schwab with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and J.P. Morgan in both brokerage and banking roles. Outside of finance, Vogel has experience working in the food service industry. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Jasmine Ramirez is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 license and ten years of industry experience. Her work history includes roles at J.P. Morgan Securities since 2015 and Aramark Corporation from 2018 to 2019. Outside of finance, she owns an e-commerce business focused on dropshipping consumer products and works part-time as a shopper for Shipt. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, manager searches, and customized performance reporting through a model that combines quantitative analysis with centralized due diligence.

John Adickes is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His tenure includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as prior experience at Citigroup Global Markets from 2000 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and analytic tools to model financial outcomes.