Michael Weyant is a financial advisor with Cetera in Houston, TX, holding a Series 66 designation and three years of industry experience. He previously worked at Bank of America Merrill Lynch for 16 years and has held various roles at Avantax and Turner Wealth Management. Weyant also operates under the DBA Stream Wealth Partners. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Crystal Garrett is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Garrett is the author of a forthcoming book titled *The Next Chapter: Navigating Life and Wealth in Retirement*, expected to be published in Fall 2025. Ameriprise is a large institutional firm offering retirement-income planning services primarily to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written retirement income recommendations, delivered through a centralized consulting team in partnership with client advisors.

Mark Dempsey Jr. is a financial advisor at Edward Jones with five years of industry experience. His previous roles include positions at Southern Glazers Wine and Spirits, Solon Marketing, and D&V International. He holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds.

Lee Moodley is a Vice President, Financial Consultant at Fidelity Investments. In this role, Lee collaborates with clients and their families to understand their individual goals and co-create tailored financial plans designed to provide clarity, support, and peace of mind throughout their financial journeys. Lee's professional experience at Fidelity Investments includes serving as Vice President, Financial Consultant from 2020 to 2024, Vice President, Regional Planning Consultant from 2024 to 2026, and Vice President, Financial Consultant again in 2026. Lee began with Fidelity Investments as a Financial Consultant from 2018 to 2020. No additional information on education, credentials, personal interests, or community involvement has been provided.

Benny Ron Hinson is a CFP®-certified financial advisor with 29 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and with JP Morgan Chase Bank, n.a. since 2018. His prior experience includes 11 years at Chase Investment Services Corp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a structured program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Amy Ciolli Curtis is a financial advisor with Primerica Advisors in Pearland, TX, holding Series 65 and Series 63 registrations and 22 years of industry experience. She has been with Primerica Advisors since 2016 and has been associated with Primerica Financial Services since 1995. In addition to her advisory role, she is involved in sales of investment-related products and receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services through a large network of advisors. The firm utilizes model-delivery strategies managed by unaffiliated asset managers and offers a range of portfolio models, including strategic, tactical, and tax-managed approaches, supported by custodial and trade execution services from Pershing and overlay management by BNY Mellon Advisors.

Grady Cavness is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Pizzitola is a financial advisor with LPL Financial in La Porte, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at WESTPARK WEALTH Advisors, Inc. and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by advanced operational and research tools.

Hugh Johnson is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Charles Schwab Bank, Charles Schwab, LPL Financial, and Capital One Investing. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and delivery of model portfolios based on proprietary research, quantitative analysis, and systematic methodologies.

Benjamin Coffman is a CFP® professional with 10 years of experience in financial advising, all with Edward Jones since 2016. He holds the Series 66 designation and is based in Pearland, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,000 financial advisors and offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Pamela Rodgers is a Series 66 licensed advisor with Merrill in Houston, TX, with 20 years of industry experience. She has been with Merrill since 1997. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Bevin Hartnett is a financial advisor with Raymond James Financial, holding a Series 66 license and bringing 21 years of industry experience. His background includes roles at Waddell & Reed, various insurance carriers, and Pinebrook Wealth Strategie. Outside of advisory services, he owns and operates BEH Enterprise LLC, a tax preparation business, and serves as CEO of Velonix Wealth, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary advisory services supported by advanced analytical tools and maintains unique affiliations, such as a municipal advisor and specialized employer advisory programs.

Stephen Hlavinka is a financial advisor with LPL Financial in Missouri City, TX, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2024, he worked at Edward Jones from 2018 to 2024 and served in the Brazos Independent School District for ten years. He is also a worship leader at Grace Community Fellowship, a role he has held since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Briana Gonzalez is a financial advisor at Fidelity with Series 63 and Series 66 designations and two years of industry experience. Her prior work includes roles at Whitestone REIT and as a graphic designer. She has also been involved with educational institutions including The University of Houston and Lone Star College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Olajide Sarayi is a Financial Advisor with Merrill Lynch Wealth Management, specializing in retirement planning and financial milestones for professional clients, including doctors, lawyers, engineers, IT professionals, and small business owners. He focuses on developing personalized strategies that address college education planning, family wealth management, legacy planning, defined benefit plans, tax minimization, retirement income, and investment strategies for individuals and corporations. Olajide holds a Bachelor's Degree from the Federal University of Technology and an MBA from Virginia International University. His professional credentials include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is fluent in English, Yoruba, and Hausa and serves in the Foster Care Support Foundation Inc., reflecting his community involvement. In his approach, Olajide prioritizes understanding clients’ unique goals and perspectives to create tailored financial plans. Beyond his professional role, he has a range of personal interests, including adventure sports, basketball, biking, boxing, golfing, music, skiing, tennis, traveling, and watching movies.

Drake Knapik is a financial advisor with Fidelity in Houston, TX, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has worked in various capacities within Fidelity since 2015, including roles at Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, and it is noted for its registration as a commodity pool operator and advisory role to multiple registered investment companies.

Jonathan Cole Mc Kay is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with nine years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016, including Morgan Stanley Private Bank. Outside of his advisory role, Mc Kay serves as a board member for TEACH (To Educate All Children), a nonprofit organization focused on education. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools as part of its structured financial planning process.

Christopher Lai is a Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he partners with families to develop goals-based financial plans aimed at unlocking the full potential of their wealth. He focuses on empowering clients with strategies that help them work towards their lifestyle and legacy objectives, emphasizing wealth planning and family governance to build, preserve, and strengthen family wealth across generations. Christopher has extensive experience in wealth management, having held several positions at Fidelity Investments since 2011, including Vice President Wealth Planner, Private Wealth Management Relationship Manager, and Investments Consultant. He also worked as a Wealth Manager at USAA Wealth Management and began his career as a Licensed Personal Banker at Chase Investment Services Corp. Outside of his professional commitments, Christopher enjoys activities such as beach outings, biking, running, swimming, traveling, and exploring food cultures.

Candace Mccormack is a financial advisor with Ameriprise, holding a Series 66 designation and 13 years of industry experience. She previously worked at Wells Fargo Advisors for 12 years before joining Ameriprise. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Andrew Thompson is a financial advisor at Edward Jones in Pearland, TX, holding a Series 66 designation with seven years of industry experience. He has been with Edward Jones since 2019 and previously worked at Grassroots Church from 2016 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient investment options.