Steven Miller is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and 12 years of industry experience. His prior work includes four years at TD Ameritrade before joining Charles Schwab Bank and Charles Schwab in 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios supported by comprehensive in-house research and oversight.

Cody Kilpatrick is a CFP® with 16 years of experience in the financial services industry. He is currently with Ameriprise and has previously worked at The Vanguard Group, Charles Schwab, and USAA in various advisory and financial planning roles. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm serves clients through a centralized consulting team and provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jason King is a Series 66-licensed financial advisor at Charles Schwab with four years of industry experience. He has been with Charles Schwab since 2020, following prior work at Summit Partners, Inc. and various other roles. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and centralized operational support.

Gustavo Preza is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Wells Fargo from 2018 to 2022 and at Chipotle from 2015 to 2018. He has been with Charles Schwab since 2022 and also affiliated with Charles Schwab Bank since 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains an integrated operational structure combining advisory, brokerage, custody, and cash-sweep services.

Noah Lewis is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. He has been with Fidelity Investments since 2022 and previously worked at Powerhouse Retail Services and Amazon. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and serves a variety of investment companies with oversight and delegated management.

Victoria Pierce is a financial advisor at Fidelity with 12 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Fidelity Investments and its affiliates since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Makayla Brewington is a financial advisor at Fidelity with a Series 66 credential and three years of industry experience. Her career includes roles at Fidelity Investments and Verizon Business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of AI and algorithmic methods in portfolio management.

Caleb Harris is a financial advisor with Charles Schwab & Co., Inc. He holds Series 66 and Series 63 licenses and has two years of industry experience. His prior work includes positions at Haven Property Group LLC and LendingClub Bank, as well as periods dedicated to full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts and utilizes multi-asset model portfolios alongside centralized custody and order-routing systems.

Christopher Bozyk is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. He has worked at Fidelity Investments since 2022. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies, utilizing systematic methodologies and AI-driven research.

John Newton is a Series 66–licensed financial advisor at LPL Financial with eight years of industry experience. He previously worked at Edward Jones for seven years and Schlumberger for twelve years before joining LPL Financial in 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and technology-driven solutions.

Ernest Jochim is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 66 and Series 63 credentials and has been with Charles Schwab since 2019. Prior to joining Schwab, he worked for Dallas ISD for 13 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s model combines primarily non-discretionary client relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios and a centralized operational structure.

Christopher Veale is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Charles Schwab and its affiliated entities since 2003. Outside of his advisory work, he serves as a volunteer trustee for Meals on Wheels, a nonprofit charitable organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by strategic asset allocation and due diligence on alternative investments.

Le Chester Williams is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Schwab in 2020, he worked at Amazon and has been involved in marketing roles at several companies, including Eventlink, where he serves as a product specialist representing automotive brands at events. He is also a board member of Opportunity Resource Services, a nonprofit organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, integrating brokerage, custody, and advisory services within a large-scale, centralized structure.

Heath Abernathy is a CFP® with 29 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. Prior to this, he worked at SagePoint Financial, Inc. for 14 years. He also owns Abernathy Financial Services, an insurance agency that provides clients with life, disability, and long-term care insurance quotes and coverage. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management.

Mikayla Martinets is a financial advisor with LPL Financial in Southlake, TX, holding a Series 66 designation and one year of industry experience. She previously worked at Western International Securities and is also associated with WIS Advisors Inc. Outside of her advisory role, she is involved as a business owner with Amway in direct sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Eyssen Sal is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research and a formal alternative-investment onboarding process.

Michael Vasquez is a financial advisor at Charles Schwab with Series 63 and Series 66 designations and two years of industry experience. He has worked at Charles Schwab since 2023 and also held roles outside the financial industry, including with the Rio Salado Sportsman's Club in 2023. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with alternative investment options and integrated custody and brokerage services.

Antione Willis is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with various Fidelity entities since 2006, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, its role as a commodity pool operator, and its advisory responsibilities to multiple registered investment companies.

Muraly Jayaram is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 1995. Over his 30-year tenure, he has worked extensively with high net worth clients to develop, implement, and maintain financial plans tailored to their needs. His expertise includes customizing strategies that position investments for growth and income while helping clients maintain financial independence through personalized one-on-one relationships. Muraly holds insurance licenses in Arkansas and California. Outside of his professional work, he has personal interests in cars, fitness, and social events with friends.

Catherine Leonardo is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios while maintaining oversight and governance across its advised funds.