Caleb Santos is a Planning Consultant at Fidelity Investments, where he partners with clients to develop financial plans tailored to their individual planning needs. He has been with Fidelity Investments since 2023, progressing through roles from Financial Representative to Relationship Manager before assuming his current position in 2026. Throughout his tenure, Caleb has applied his knowledge to support clients' financial objectives. Prior to becoming a Planning Consultant, Caleb gained experience as a Financial Representative and Relationship Manager, roles that involved direct client engagement and financial relationship management. His career progression within Fidelity Investments reflects his ongoing commitment to financial planning and client service. Outside of his professional responsibilities, Caleb has interests in beach activities, cooking and baking, football, hiking, and traveling.

Charles Cornner is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked within various Vanguard entities since 2008 and is also involved in music as a performing musician with Broken Blessings Productions. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a digital platform combined with advisor support, focusing on personalized asset allocation and tax-aware strategies.

Brandon Lopez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has worked at various Wells Fargo entities since 2015, including Wells Fargo Clearing and Wells Fargo Bank, NA. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, notably insurance-related vehicles and bank deposit sweep programs.

Jacqueline Fix is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2015. She has held positions within Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs.

Seth Goldberg is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Glen Katz is a financial advisor with Wells Fargo Advisors in Scottsdale, Arizona, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked within Wells Fargo and its affiliates since 2012. Outside of his advisory role, Katz serves as president of the Chaparral Homeowners Association in Chandler, Arizona. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning areas through a large network of advisors. The firm develops tailored recommendations using proprietary research and planning tools, providing clients with flexible implementation options and integrated financial product offerings.

Edgar Lopez is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has 19 years of industry experience, including 12 years at The Vanguard Group. Outside of his advisory role, he teaches basic life skills and supervises activities as a caregiver with Family Care Connect. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research and analytics with diversified investment principles to support client portfolios.

Chad Pinney is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. He has been with Vanguard and its related entities since 2022. Prior to his advisory role, he worked in various positions including roles in education and at Northwestern Mutual. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and serving a large client base through a blend of technology and advisory support.

Rick Wood is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 1980 and has over 40 years of experience serving clients. In his role, Rick provides customized service support to clients and internal advisor teams. Rick holds a Bachelor's Degree in Finance from Arizona State University. He is a CERTIFIED FINANCIAL PLANNER® (CFP®) certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc., and is also a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). As a specially qualified Senior Portfolio Advisor, he offers traditional advice and guidance and manages discretionary custom investment strategies, selecting from Merrill model portfolios and third-party investment strategies to help clients pursue their objectives. Outside of his professional work, Rick enjoys a variety of sports and outdoor activities including baseball, basketball, boating, camping, fishing, football, gardening, hiking, hunting, and spending time with his family.

Brian Schippers is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 designations and eight years of industry experience. He has been with Vanguard Advisers since 2019 and has worked in various roles at affiliated Vanguard entities since 2017. Outside of his advisory work, he serves as a patent analyst for eReceivables, Inc., a medical billing company. Vanguard Advisers offers a combination of automated and human-supported investment advice to retail investors and retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a digital platform supported by a team of over 2,200 advisors.

John May is a financial advisor at Equitable Advisors in Scottsdale, AZ, with five years of industry experience. He holds the Series 66 designation and has previously worked at Royal Alliance Associates and Pacific Capital Resource Group. Outside of his advisory role, he is the owner of Friendly Pines Camp LLC, a third-party administrator and remitter. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Setareh Barber is a financial advisor at Merrill in Scottsdale, AZ, holding a Series 66 designation with two years of industry experience. Her background includes roles at Bank of America and Merrill, as well as prior experience outside finance in the restaurant and biotech sectors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Bonafe Santos is a financial advisor with OSAIC in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has 18 years of industry experience. His prior roles include positions at Lincoln Financial Advisors and E*TRADE Capital Management. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing across a variety of investment types and supports both discretionary and non-discretionary account management.

Kyler Kaye is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to his current role, he worked at The Vanguard Group, Inc. and Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary models and portfolios mainly composed of Vanguard funds and ETFs, combining scale with digital delivery to manage a large client base.

Jonathan Schneider is a financial advisor at UBS Financial Services in Scottsdale, AZ, holding a Series 66 designation with one year of industry experience. His work background includes roles at UBS Financial Services and academic positions at Arizona State University, Scottsdale Community College, and the University of Arizona. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, offering financial planning, portfolio management, and access to a wide range of investment products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

John Nail is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he provides clients with comprehensive financial strategies tailored to their risk tolerance, time horizon, and liquidity needs. He collaborates with The WSH & Nail Group to serve affluent households, business owners, and ultra high net worth individuals, offering investment management, liability management, estate planning, and access to professional fiduciary services. His work includes active portfolio management supported by Merrill research and a team with extensive industry experience. Since joining Merrill in 2013, John has leveraged his expertise in executive and equity compensation services, family wealth management, endowment services, legacy and retirement planning, and tax minimization. He holds a Bachelor of Arts in English and Professional Writing from Francis Marion University and a Master of Business Administration in Finance and Executive Management from Colorado State University. John is a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA), and he conducts his practice with a commitment to fiduciary principles. John is involved in community initiatives including Junior Achievement's annual Stock Market Challenge and alumni activities with the Phoenix RAM Network of Colorado State University. He is also active in organizations such as the Fountain Hills Chamber of Commerce, Our Lady of Perpetual Help - OLPH Parish, and the Phoenix York Rite. He speaks English and Spanish.

Matthew Connell is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2025. He previously worked at UMB Insurance Inc, UMB Bank, and UMB Financial Services Inc, where he held various roles from 2004 to 2025. Outside of his advisory work, Connell is a partner in Big 3 Sports Cards and Coins, a business involved in buying, selling, and trading sports memorabilia and coins. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary programs, and it maintains capabilities in public finance and municipal advisory services.

Christopher Millar is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 credential and 12 years of industry experience. His prior experience includes roles at Edward Jones and Cetera. Outside of his advisory work, he is co-owner of Body Rebel LLC, a women's health and fitness company, where he is involved in content creation and product design. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

John Lentini is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 43 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 13 years. Lentini also owns Lentini Wealth Management, where he manages his Ameriprise business. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement recommendations, supported by a centralized consulting team.

Ann Brown is a Series 66-licensed financial advisor with 25 years of industry experience. She is currently with OSAIC and has a background that includes service at Securities America Advisors, Inc. and Cabela's. Outside of her advisory work, she teaches Zumba and Pound fitness classes and operates as an independent consultant for several health and wellness brands. OSAIC serves a diverse clientele, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm utilizes a range of investment tools and third-party platforms to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.