Timothy Suarez is a financial advisor with Integrated Wealth Concepts LLC, holding two years of industry experience. He is also a partner at Windes, Inc., a CPA firm where he has worked for over 15 years. Integrated Wealth Concepts serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios and a range of model and wrap-fee options.

Derris Werstler is a financial advisor at GWN Securities Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Park Avenue Securities, Guardian Life Insurance Company, and Northwestern Mutual Investment Services LLC. Outside of his advisory role, he serves on the board of the CSR Children's Foundation, a nonprofit organization supporting children with special needs. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts and financial planning. The firm offers a range of managed-account programs and model portfolios, including SMA, UMA, and fund-strategist options, with a notable history of using market-timing and momentum-based investment strategies.

Timothy Higgins is a CFP® and PFS™ credentialed financial advisor with 13 years of industry experience. He is currently with Money Concepts Capital Corp and has held roles at Blue Palm Consulting and NorthPoint Tax, Wealth & Business Advisory, LLP, where he provides tax preparation and consultation. Outside of advisory work, he is involved in consulting through Blue Palm Consulting and participates in an investment club as an owner. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing $3.33 billion across about 14,700 clients. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations, offering a range of managed programs that include model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.

Aaron Overlien is a financial advisor with Eagle Strategies (NY Life) based in Lake Forest, CA. He holds Series 63 and Series 66 licenses and has 17 years of industry experience. He has been with Eagle Strategies since 2014 and has worked with New York Life Insurance Company and NYLIFE Securities, LLC since 2008. He is also a shareholder in NYLARC Holding Company, Inc., which reinsures life insurance policies he writes with New York Life. Eagle Strategies serves a diverse client base, including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated advisers, emphasizing tailored recommendations and a largely non-discretionary asset management approach.

Samir Thakkar is a CFP® professional with 37 years of experience in financial advising. He is currently with Prime Capital Financial and has held prior roles at Ameritas Investment Corp. and 20/20 Capital Management, among others. Outside of advisory work, he serves as CFO for a local nonprofit focused on social interaction and is on the advisory board of a software and technology company. Prime Capital Financial is an SEC-registered enterprise firm serving individuals, trusts, corporations, and retirement plans with services including asset management, financial planning, and family office offerings. The firm utilizes a range of investment strategies and platforms, along with affiliated tax advisory services and consolidated reporting for private investments and real estate.

Joseph Liao is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and 25 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously spent 21 years with The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and model portfolios, delivering services through various programs such as Executive Wealth and Private Family Office support, leveraging its position within a large integrated financial group.

Brian Mercado is a CFP® with 14 years of industry experience, currently advising at Private Advisor Group, LLC. He previously spent 12 years at Mid Atlantic Capital Corporation and JSF Financial LLC. He owns Leda Financial Corp., through which he operates an independent financial services practice. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm uses a fiduciary-based advisory model that includes proprietary and third-party managed account solutions.

Andrew Montoya is a financial advisor at Goldman Sachs Wealth Services with three years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs since 2022, with prior experience that includes roles at Franklin and Marshall College and Context Capital Partners. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm offers a range of tailored investment strategies and wealth management solutions, integrating resources from various Goldman Sachs affiliates.

Nikesh Parikh is a financial advisor with Eagle Strategies (NY Life) based in Irvine, CA. He holds the CFP® and ChFC® designations and has 19 years of industry experience. Parikh has been associated with multiple financial services entities, including New York Life Insurance Company and NYLIFE Securities LLC, since 2007. Outside of advisory work, he is involved as an investor in ventures spanning hotel conversion projects and biotech developments related to cancer research. Eagle Strategies serves a broad range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations delivered through various program types, including fee-based advice, retirement plan consulting, and co-advisory relationships, with a significant portion of assets managed on a non-discretionary basis.

Lovely May Zunino is a CFP® and ChFC® professional with 14 years of experience in the financial services industry. She is currently affiliated with Eagle Strategies (NY Life) in Irvine, CA, where she has worked since 2021. Prior to this, she has been associated with NYLife Securities LLC and New York Life Insurance Company since 2012. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory program types and places emphasis on tailoring recommendations to client objectives, managing a substantial portion of assets on a non-discretionary basis.

Lin Lin is a Series 66 licensed financial advisor with 10 years of industry experience. Lin has worked at Citigroup Global Markets since 2025 and previously held roles at HSBC Bank USA and HSBC Securities, as well as Bank of America and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, along with broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and functioning as a security-based swap dealer and futures commission merchant.

Angelica Betancourt is a financial advisor with Transamerica Financial Advisors in Brea, CA, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and is involved in several other business ventures, including Team Conquer Inc, Pro Services Rendered LLC, GAV Property Management LLC, and All For Janitorial Services Inc. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, estates, and corporations. The firm offers both advisory and broker-dealer services with a range of proprietary and third-party investment programs available on discretionary and non-discretionary platforms.

Jeremy Amposta is a CFP® certificant and Series 66 license holder with six years of experience in the financial services industry. He currently works at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having previously held roles at JP Morgan Chase. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, using proprietary asset-allocation models and research tools while requiring client authorization for trades.

Kenneth Annaloro Jr. is a financial advisor at Centaurus Financial, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at OSAIC, Woodbury Financial Services, Questar Asset Management, Questar Capital Corp, and The Corban Group. Outside of his advisory role, he serves as CEO of the T - Street Zoo Music Foundation, a nonprofit supporting local young musicians. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management via the CLASSIC Plus platform, and retirement-plan consulting through a combination of discretionary and non-discretionary arrangements.

Edward Fazio is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He has been a partner at Windes, Inc., a CPA firm, since 2006. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm provides discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios that combine internal management with third-party asset managers and a primarily long-term investment approach.

Patrick Hobert is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63 and Series 66 licenses and bringing 49 years of industry experience. He has been with Centaurus since 2007 and has operated as a self-employed advisor under his own name since 1982. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management via the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing a mix of analytical approaches and both discretionary and non-discretionary account management.

Gilbert Hess is a financial advisor at Citigroup Global Markets with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Citigroup Global Markets since 2006, with additional experience at Morgan Stanley, Wealth 4 Purpose, and Concordia University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and maintains significant institutional scale and specialized market roles.

Diane Kimbro is a financial advisor with Independent Financial Group, LLC in Costa Mesa, CA, holding Series 63 and Series 65 licenses with 30 years of industry experience. Her prior roles include positions at StoneKimbro and STONE Insurance Services, where she continues as a California insurance agent. She is also president and part owner of FinanScape, a firm providing pension plan consulting and financial planning services. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trust entities, and retirement plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both active and passive investment exposures across various risk profiles.

Haoqiu Zhang is a financial advisor with Eagle Strategies (NY Life) based in Yorba Linda, CA. He holds a Series 66 designation and has two years of industry experience. His prior work includes roles at NYLIFE Securities LLC, New York Life Insurance Company, and YunExpress USA. Outside of his advisory work, he is also involved in insurance brokering for non-registered products. Eagle Strategies serves a diverse client base, including individual investors and institutional retirement plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate framework.

Brandon Morenz is a financial advisor with NewEdge Advisors in Irvine, CA, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked at NewEdge Advisors since 2022 and previously at Securities America Advisors, Investacorp, and John Stokes Financial. Outside of advisory work, he is a managing partner at PacificView Wealth Management and serves as successor trustee of the Morenz Family Trust. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, retirement consulting, and access to third-party managers through multiple program structures that combine in-house manager selection with advisor discretion and emphasizes centralized due diligence and technology integration.