Errol Zoog is a financial advisor at Morgan Stanley in Charlotte, NC, holding a Series 66 credential with eight years of industry experience. His prior roles include positions at Fidelity Investments, J.P. Morgan Securities, JPMorgan Chase Bank, and Equitable Distributions LLC. Zoog is also the sole proprietor of 37 Celsius LLC, a publishing business focused on art and culture. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations to model outcomes.

Hank Hunt is a Planning Consultant at Fidelity Investments. In this role, he collaborates with clients to address their planning needs and facilitate a professional experience at the Investor Center. He focuses on developing financial plans that align with clients' objectives, emphasizing flexibility, protection, and growth. Hank has held multiple positions within Fidelity Investments, including Investment Solutions Representative I (2024 to present), Investment Consultant (2026), Investment Solutions Representative II (2025 to 2026), High Net Worth Service Associate (2023), and Customer Relationship Advocate (2022 to 2023). This progression reflects his experience in investment solutions and client service within the firm.

Matthew Gardner is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he specializes in helping corporate executives, business owners, and families with complex financial needs. His areas of expertise include executive compensation, equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. He collaborates closely with his colleagues to assist clients in gaining clarity on their total financial picture and planning for their financial goals. Matthew graduated summa cum laude from Campbell University with a degree in Trust and Wealth Management and holds a Master of Business Administration from the same institution. He earned the Certified Trust and Fiduciary Advisor (CTFA) designation, sponsored by the American Bankers Association Institute of Certified Bankers, and is also a Personal Investment Advisor (PIA). Prior to joining Merrill Lynch in 2014, he led a team at Wells Fargo managing personal trusts, investment management accounts, endowments, and foundations. Outside of his professional role, Matthew is involved in the community, having volunteered with organizations such as Social Venture Partners, The Arts and Science Council, The Bridge Foundation, and United Way of Central Carolinas. He is married to his high school sweetheart, Janeé, and is a father to his children, Theo and Emilia. Matthew enjoys spending time with his family and has personal interests in baseball, golfing, and ice hockey.

Larry Bowman is a financial advisor with Cambridge Investment Research Advisors in Charlotte, NC, holding Series 63 and Series 65 credentials and 25 years of industry experience. He previously worked for Lincoln Financial Securities Corporation for 15 years before joining Cambridge in 2023. Bowman serves as a board member of the Sharon Office Park Owners Association, assisting in decision-making for the office park. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, with a range of portfolio management options using both proprietary and third-party strategies.

Wesley Norman is a financial advisor with Equitable Advisors, holding a Series 66 designation and 11 years of industry experience. He has worked at Equitable Advisors since 2014 and previously was associated with Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Robert Mcgowan Jr. is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing comprehensive financial planning services, including retirement income, portfolio management, and tax minimization strategies. His client focus encompasses college education planning, family wealth management strategies, employee financial health, legacy planning, and liquidity management. Robert holds a Bachelor's Degree in Business Administration from the University of North Carolina at Chapel Hill. He has earned several professional designations, including Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). These credentials reflect his commitment to maintaining high standards of expertise and professionalism in financial advising. In his personal time, Robert enjoys various outdoor and recreational activities, such as boating, cooking, fishing, football, hunting, skiing, and surfing.

Kenneth Altman is a financial advisor with MassMutual Investors Services in Charlotte, NC, holding the ChFC®, Series 63, and Series 65 designations. He has 29 years of industry experience, including roles at MetLife Resources and MassMutual Life Insurance Company. Outside of his advisory work, he is involved in insurance sales and owns SRS Financial Group, LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as ongoing, collaborative relationships with a focus on written recommendations and a variety of event-driven planning services.

Joseph Murtagh Jr. is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, and has 54 years of industry experience. His prior roles include extensive tenures at Royal Alliance Associates, Inc. and Cadaret, Grant & Co., Inc. He is also president of The Dream Speaker Inc., a business entity he manages alongside his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with research from multiple sources.

Gary Blount Jr. is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has maintained his own advisory business, Gary Blount Jr. LLC, since 2014 and has been affiliated with Foresters Financial Services and Foresters ADVISORY SERVICES LLC since 2010 and 2013 respectively. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and third-party research, supporting both discretionary and non-discretionary management approaches.

John Lipe is a financial advisor at Robert Baird & Co. in Charlotte, NC, holding a Series 66 designation with 18 years of industry experience. He has been with Robert Baird & Co. since 2013. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services using a range of strategies, including traditional and non-traditional investments, with both discretionary and non-discretionary approaches.

Sophie Lorenzo is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has two years of industry experience, including roles at MassMutual Life Insurance Co and McLawhorn and Russel, PLLC. Prior to her financial services career, she worked in various positions including at UNC Chapel Hill and the NC Youth Conservation Corps. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and emphasizes event-driven planning programs such as divorce and estate-settlement planning.

Mason Hancock is an Investment Consultant at Fidelity Investments. In this role, he works directly with clients to develop tailored financial plans aimed at providing direction and security for their financial futures. He utilizes Fidelity's resources and expertise to support and educate clients throughout the financial planning process. Mason joined Fidelity Investments in 2024 as a Customer Relationship Advocate, progressed to the role of Investment Solutions Representative in 2025, and became an Investment Consultant in 2026. His experience within the company has equipped him with comprehensive knowledge of investment solutions and client relationship management. Outside of his professional career, Mason has personal interests that include cars, golf, outdoor adventures, running, and snowboarding.

Tim Bartolomeo is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and 10 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2016. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning engagements.

Christopher Castleman is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and two years of industry experience. His prior career includes roles at Park Avenue Securities, Guardian Life Insurance Company, Primerica Advisors, Honeywell, and GE Aviation. Outside of his advisory work, he serves in the United States Navy Reserve, volunteers as a US Naval Academy Blue and Gold Officer, and coaches youth soccer. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary capital market assumptions, model-based asset allocations, and global research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Charles Long is a financial advisor at UBS Financial Services in Charlotte, NC, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining UBS in 2025, he worked at The Vanguard Group and has diverse experience including roles outside of finance. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolio management strategies. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Brian Parrish is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2010 and has been in the financial services industry since 1998. Brian follows a disciplined process that begins with taking time to fully understand each client's particular needs, concerns, and priorities. He offers access to Merrill's investment resources and Bank of America's banking services to help clients address various aspects of their financial lives. Brian's areas of expertise include college education planning, family wealth management strategies, liquidity management, personal retirement planning, tax minimization, and retirement income. He holds a bachelor's degree in Applied Economics with a minor in Finance from East Carolina University. Additionally, he holds the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) professional designations. Brian lives in Charlotte, North Carolina with his wife Jennifer and their three children. They spend much of their free time watching their children participate in various sports. Brian's personal interests include cooking, fishing, golfing, hunting, music, reading, and traveling.

John Moore is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Truist Advisory Services, Truist Investment Services, and BB&T Securities. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including tailored financial planning and management of approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and offers both retail and institutional investment services.

Katie Scott is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 10 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Evan Gould is a financial advisor at UBS Financial Services with five years of industry experience. He holds the Series 66 designation and has worked at UBS since 2020, following roles at Bankers Life and Medi Weightloss Clinics. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary market research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Cynthia Galvan is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes roles at Fidelity Investments and Fidelity Personal and Workplace Advisors before joining Merrill in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.