Samuel Moore is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 designations and has worked in various roles at Vanguard since 2021. Prior to that, he was employed at Techtronic Industries Power Equipment and Blythewood Gun and Gold Exchange. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering customization options such as ESG and tax-aware features.

Amalie Packard is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. Her prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, and Wall Private Wealth, along with positions in university recreational departments. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios largely composed of Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisory teams.

Jared Mullis is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having four years of industry experience. He has been with The Vanguard Group since 2022, following prior roles at Sealing Agents and NerdsToGo. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach that employs proprietary glide-path methodology and the Vanguard Capital Markets Model to personalize asset allocations. The firm manages a large client base through a digital platform and team servicing model, primarily utilizing Vanguard funds and ETFs in its portfolios.

Brian Fay is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. He has been affiliated with The Vanguard Group and Vanguard Marketing Corporation since 1999. Based in Charlotte, NC, Fay holds Series 63 and Series 65 licenses. Vanguard Advisers provides investment advice through both automated and human-supported services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Matthew Ciaglia is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Vanguard Advisers. His prior roles include positions at Looking Forward Financial LLC, P.J. Robb Variable Corp., BB&T / Crump Life Insurance Services, Merrill, Banc of America Investment Services, and Wells Fargo Clearing. He is based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm operates at large scale with a digital platform supported by over 2,200 advisors, managing extensive client relationships and offering a range of customization options including ESG preferences and tax-aware features.

Quinston Little is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at TIAA, Wells Fargo Advisors, and The Vanguard Group. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored plan participants, utilizing a goal-based, algorithm-driven approach with portfolios composed mainly of Vanguard funds and ETFs. The firm serves a large client base through its combination of digital platforms and human advisors.

John Francis is a financial advisor at Wells Fargo Clearing with a Series 63 designation and one year of industry experience. Before joining Wells Fargo, he worked at Uber Technologies and has an educational background including roles at NC State University, Ashbrook High School, and Piedmont Charter Middle School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Robert Keller Jr. serves as a Wealth Management Advisor and is a partner in the Utz Keller Wealth Management Group based in Huntersville, NC. He offers wealth management services through Merrill Lynch Wealth Management, aiming to provide personalized financial strategies tailored to the specific needs of entrepreneurs, executives, retirees, business owners, and their families. Robert holds a Master's Degree and a Bachelor's Degree from East Carolina University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise includes corporate executive services, divorce transition planning, executive and equity compensation, family wealth management, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. In addition to his professional work, Robert is involved in community activities and volunteers with the American Legion. He emphasizes providing service that combines the personalized care of a boutique firm with the resources of Merrill and Bank of America to meet client goals.

Olivia Kennedy is a Financial Advisor with the Utz Keller Wealth Management Group at Merrill Lynch Wealth Management. She works alongside a team with over 125 years of combined experience at Bank of America and Merrill, focusing on guiding clients through investments and financial decisions with clarity and transparency. Olivia's approach involves comprehensive wealth management planning tailored to individual goals, including retirement income planning, portfolio management, equity compensation services, family wealth strategies, and tax-efficient investment planning. Olivia began her career in financial services in 2020 at Merrill. She holds a Bachelor of Science in Business Economics from the Farmer School of Business at Miami University of Ohio. Olivia has earned the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is actively involved in her community, serving in leadership roles with the Folds of Honor Western Carolina and the Rotary Club of North Mecklenburg County. She is also part of the Lake Norman Young Professionals Group. Outside of work, Olivia enjoys spending time outdoors, including working on her farm and hiking. She also values family time on Lake Norman and participates in activities such as yoga, boating, and gardening.

Keith Patrignani is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages large-scale client relationships through its digital platform combined with advisory services.

Tommy Moore Jr. is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Vanguard Advisers since 2019 and is also the owner of LifeWideAwake LLC, an outside business based in Huntersville, NC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a proprietary, goal-based investment approach with portfolios constructed largely from Vanguard funds and ETFs, delivering services at scale through a digital platform combined with a team servicing model.

Matthew Cascio is a CFP® certified financial advisor with 13 years of industry experience. He has worked at Vanguard Advisers since 2017 and has been affiliated with related Vanguard entities since 2013. Based in Charlotte, NC, Cascio holds a Series 63 license. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized asset allocations, managing a large client base through a combination of digital platforms and advisor teams.

Todd Guilfoyle is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior roles include positions at TIAA and The Vanguard Group, Inc. Outside of his advisory work, he is contracted with a food delivery service in a non-investment capacity. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm utilizes a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Mark Mccall is a CFA® charterholder with 18 years of experience in the financial industry. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, he was with Citigroup Global Markets Inc for four years. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and modeling tools but does not include individual security recommendations as part of its standalone financial planning offering.

Jenamarie Fox is a financial advisor at Vanguard Advisers with 19 years of industry experience. She holds a Series 66 designation and has been with Vanguard Advisers and related entities since 2015. She also serves as a fiduciary agent for an immediate family member’s investments. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach that emphasizes personalized asset allocation across various savings goals and manages portfolios primarily with Vanguard funds and ETFs.

James Palmer is a CFP® with seven years of experience in financial advising, currently serving at Vanguard Advisers in Charlotte, NC. His background includes roles at The Vanguard Group, TMD Wealth Management, and Runey and Associates Wealth Management. He is a board member of the Texas Tech Personal Financial Planning Alumni Advisory Board, where he mentors students and supports the program. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to build portfolios primarily from Vanguard funds and ETFs, offering extensive customization and managing a large client base through digital delivery and a team servicing model.

Angelique Harris is a financial advisor at Edward Jones with four years of industry experience. She holds the ChFC®, Series 63, and Series 66 designations. Prior to joining Edward Jones, she worked for TIAA Kaspick from 2010 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors.

Joseph Diverniero is a financial advisor at Vanguard Advisers in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, and several positions in media and data companies. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a digital platform supported by over 2,200 advisors.

Fiona Coupe is a financial advisor with Vanguard Advisers, holding a Series 66 designation and eight years of industry experience. She has worked with Vanguard Advisers, The Vanguard Group, Inc., and Vanguard Marketing Corporation since 2018. Prior to that, she was associated with The University of Alabama and Johan Inc. Her background includes roles in higher education and community services. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a broad client base with a combination of Vanguard funds and ETFs.

Tyler Aiken is a CFP® certificant with 11 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He holds the Series 66 designation and is based in Davidson, NC. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.