Simon Bonilla is a financial advisor at Morgan Stanley in Los Gatos, CA, with 8 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at UnionBanc Investment Services and MUFG Union Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Adam Anderson is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

James Shaw is a Wealth Management Advisor and partner at Salton, Shaw & Associates, where he assists professionals, business owners, and families with navigating complex financial challenges. His client-centered approach emphasizes creating personalized, comprehensive financial strategies that address wealth structuring, retirement planning, tax-efficient portfolio construction, insurance and risk management, and retirement plan administration. James began his career at BlackRock in 2012, gaining experience in client management, investment operations, and security analysis. He has developed expertise in various investment strategies and structures, including asset-backed debt securities, hedging strategies, and private equity. His client focus areas include college and education planning, executive compensation, family wealth management, legacy planning, and tax minimization among others. James holds the Chartered Financial Analyst® (CFA®) designation and is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional. He earned a bachelor's degree with a double major in Finance and Economics from The College of New Jersey and has been active in the college’s alumni community, including serving as a board member of the TCNJ Alumni Association. Outside of work, he enjoys traveling, golfing, boxing, skiing, and spending time with his wife and family.

Mark Barnao is a Sales Manager at Merrill Lynch Wealth Management, where he has been employed since 1996. He leads The Barnao Group, which serves small businesses and individual clients, assisting with investments, wealth planning, banking, lending, and estate planning. His client focus includes corporate benefits, corporate executive services, education planning, liquidity management, and portfolio management services. Mark grew up in upstate New York and holds a Bachelor's Degree from Cornell University as well as an Accredited Certificate from the Naval War College. Prior to joining Merrill Lynch, he served in the Navy as a Surface Warfare Officer and worked as a Production Manager. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He participates in professional organizations such as the USS Midway and USS Chosin Alumni Associations and is involved in the Cornell University Alumni Association. Mark resides in Morgan Hill, CA, and his team utilizes the broad platform of Merrill and the banking products and services of Bank of America to assist clients.

Donald Elliott is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Janus Henderson Investors and Cadaret, Grant & Co. He manages Elliott Family Wealth, a family investment entity that is not investment related. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Vinay Chandok is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Classic Realty and Mortgage, Loan Depot, Wells Fargo Home Mortgage, Bank of America, and Classic Financial Group Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a wide range of clients, including retail and institutional investors, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Lucas Thai is a financial advisor at Fidelity with two years of industry experience. He holds the Series 63 and Series 66 credentials. Outside of his advisory role, he is the owner and operator of Luminous Motions LLC, a car rental business for Turo. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Donghyup Shin is a CFP® with 15 years of industry experience, currently advising at Charles Schwab in Los Altos, CA. Prior to joining Schwab in 2017, he worked at U.S. Trust from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Alty Kosherbek is a Financial Consultant at Fidelity Investments, a position held since 2021. In this role, Alty partners with clients to develop comprehensive financial strategies that align with their individual goals throughout different stages of life. His focus areas include personalized retirement planning, tax-efficient investing, and estate planning considerations. With a foundation in stock and bond markets, Alty applies his expertise to help clients gain clarity and confidence regarding their financial futures. He holds a California Insurance License, supporting his capacity to guide clients through various financial decisions. Outside of his professional responsibilities, Alty has interests in comedy, outdoor adventures, and traveling.

Tyler Nguyen is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Citigroup Global Markets Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework.

Rufino Tiongson is a Planning Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2022, previously serving as a Central Relationship Manager from 2022 to 2023 and as a Relationship Manager from 2023 to 2024. Prior to joining Fidelity Investments, Rufino worked as a Relationship Banker at Wells Fargo from 2017 to 2022. In his current role, Rufino focuses on educating and partnering with clients to develop personalized financial strategies that support their goals. He is committed to understanding the significance of financial decisions and their impact on clients' lives and families. Rufino holds a California Insurance License. Outside of his professional work, Rufino enjoys bowling, exploring food, football, hiking, and snowboarding.

Tom Nguyen is a CFP® professional with 18 years of industry experience, currently serving at Wells Fargo Clearing since 2025. His prior roles include positions at Bank of America, Merrill, Citigroup, and J.P. Morgan Securities. Outside of his advisory work, he holds a minority ownership stake in a retail store in Cupertino, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Aubel is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding a Series 63 designation and over 37 years of industry experience. He has worked at Wells Fargo Advisors and affiliated entities since 2009. Outside of his advisory role, he owns FSBMICHAEL INC, an investment-related business based in Mountain House, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations supported by proprietary research and planning tools, with clients able to choose how to implement these through various brokerage or advisory programs.

Kiara Adrienne Jaro is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior roles include work with the Bay Area Ballet Con, Myriad Music School, and the San Francisco Giants. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including fund advisory and model portfolio delivery. The firm integrates fundamental research with quantitative analysis and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies.

Justin Pearce serves as a Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing financial guidance that supports clients in achieving their life goals through personalized and holistic financial planning. Justin leverages over 20 years of business experience to understand the complexities of his clients' work and personal lives and to create tailored financial plans. His areas of expertise include college education planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Justin holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from California Polytechnic State University and a Master of Business Administration (MBA) from Pepperdine University. Outside of his professional work, Justin is a family man who prioritizes his wife and two college-aged sons. His family's activities often involve sports such as soccer and snowboarding. He is committed to building long-term relationships with his clients to support them through various life stages and financial needs.

Adrian Castillo is a financial advisor with Ameriprise in San Jose, CA, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior work includes roles at JP Morgan Securities LLC, JP Morgan Chase Bank, and Amazon. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering tailored Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and algorithmic tools to provide non-discretionary advice through a centralized consulting team.

Robert Nemec is a financial advisor with Mass Mutual Investors Services in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance since 2006. Outside of his advisory role, he is involved in life and health insurance as an outside insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing firm-approved software tools and structured annual planning engagements.

Dione Luu Wong is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been serving clients since 1993, focusing on creating individually customized wealth management strategies that consider each client's risk tolerance, time horizon, liquidity needs, investment goals, and cost implications. Dione collaborates with a team of specialists to offer services including portfolio management, education funding, retirement planning, estate and trust services, liability management, tax minimization, and asset preservation strategies. Dione holds a Bachelor's Degree in Economics with an emphasis in International Business from the University of California Santa Cruz. She has earned professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fluent in Cantonese, Mandarin, and Vietnamese, she is equipped to work with a diverse clientele. Outside of her professional work, Dione enjoys music, reading, yoga, and spending time with her husband and two daughters. She is committed to building long-term relationships with clients and helping them make informed financial decisions.

Nick Almasov is a Financial Consultant currently working at Fidelity Investments since 2020. He has over a decade of experience in the financial services industry, specializing in assisting high-net-worth clients with their financial decision-making. Prior to his current role, Nick served as a Wealth Financial Advisor at Bank of the West from 2016 to 2020 and as a Premier Banker at Wells Fargo from 2014 to 2016. He holds a California Insurance License.

Shelley Goglio is a financial advisor at UBS Financial Services with 33 years of industry experience. She has been with UBS since 1989 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.