Jennifer Sun is a financial advisor at Morgan Stanley in San Francisco, CA, with 19 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at firms including Vista Wealth Management Group, Cresset Asset Management, Relevant Wealth Advisors, and First Republic Bank. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including personalized financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-partnered financial planning services.

Terry Boldt Degunto is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America prior to joining Morgan Stanley in 2023. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to, financial planning, investment advisory, and brokerage through its extensive network of advisors.

Janice Negvesky is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has held roles at JPMORGAN Chase Bank, Georgetown University, and Pocono Eye Associates. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework when recommending investment strategies.

Jennifer Lau is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. She holds the Series 66 designation and has worked at various Wells Fargo entities since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services including retirement, education, risk management, and niche areas such as business-owner transition and special-needs analysis.

Matthew Eccles is a financial advisor at Stifel with 39 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2011 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved with Scout Model & Talent Agency in San Francisco, focusing on fashion and lifestyle modeling. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, emphasizing forward-looking capital market assumptions and probabilistic modeling.

Jeanna Deane is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Securities and JPMorgan Chase Bank since 2018, following prior roles at Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Sidney Sall is a Series 65-licensed financial advisor with Equitable Advisors in San Francisco, CA, where he has worked since 1999. He has 52 years of industry experience, including over two decades at Axa Advisors. Outside of his advisory work, he is involved in community activities such as participating in annual fundraisers for Lifehouse Agency, which supports individuals with developmental disabilities, and contributing to long-term charitable planning as a member of the Planned Giving Community at Temple Rodef Shalom. Equitable Advisors serves a broad range of clients including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement-plan support, and access to asset management through multiple third-party platforms, operating a hybrid advisory and brokerage model that emphasizes tailored client strategies and multiple program offerings.

Marc Rohrer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of his advisory role, he owns Rohrer & Co. Sport Management, a soccer player management business, and serves on the U.S. Soccer Federation Development Council. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional offerings.

Bradley Adams is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs and JPMorgan Chase Bank prior to his current roles. His background includes experience outside of finance, such as positions at La Rinconada Country Club and involvement with community organizations in Los Gatos. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management functions, delivering recommendations on a non-discretionary basis.

Benjamin Garrison is a Financial Advisor at Merrill Lynch Wealth Management, where he serves as a strategic partner to affluent families, business owners, executives, and medical professionals. He focuses on helping clients navigate significant life transitions and complex financial decisions with disciplined planning and a long-term perspective. His areas of expertise include family wealth management strategies, managing new wealth, and small business strategies. Benjamin received a bachelor's degree from Oregon State University and is a Personal Investment Advisor (PIA). He is actively involved in professional organizations such as the Oregon State Men's Rowing Alumni and the Oregon State University Alumni Association. Outside of his professional role, Benjamin enjoys spending time with his family, fishing, skiing, and participating in various outdoor activities like basketball, camping, football, golfing, hiking, and soccer.

Shiqi Wang is a financial advisor at Morgan Stanley in Oakland, CA, holding a Series 66 designation with 6 years of industry experience. Wang has been with Morgan Stanley since 2011. Outside of financial advising, Wang is involved in a pole and dance studio focused on art, culture, and fitness activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Zachary Ngai is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Amazon, and Uniqlo. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Sui Wa Lam is a financial advisor at Morgan Stanley in San Francisco, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2023, Lam worked at Industrial and Commercial Bank of China (USA) NA from 2021 to 2022 and has academic experience at Fudan University and the University of California Davis. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and analysis from the Global Investment Committee.

Cynthia Picha is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of her advisory role, she serves as the administrator for her parents’ estates and holds an ownership interest in a family farm. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Karsten Chin is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Based in San Francisco, CA, his career also includes experience at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools combined with global market insights.

Cindy Chan is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan in various capacities since 2012. Based in San Francisco, CA, her career has been focused within the J.P. Morgan organization. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm’s approach integrates quantitative asset-allocation modeling with centralized due diligence and includes an ESG eligibility framework in its investment recommendations.

Katrina Ren is a Wealth Management Advisor at Merrill Lynch in Pasadena. She specializes in addressing the wealth management needs of retiring executives, business owners, and employees with concentrated stock positions. Her expertise encompasses customized wealth planning, equity compensation services, retirement income strategies, and socially responsible investing, among other areas. In her advisory role, Katrina collaborates closely with clients' family attorneys, CPAs, and other key professionals to develop tailored financial strategies that consider the clients' total financial picture. Katrina holds a bachelor's degree from the University of California San Diego and maintains professional designations including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She is registered with FINRA, holding SIE, Series 7, and Series 66 licenses. She is involved with professional organizations such as Toastmasters International and UC San Diego Tritons Connect, where she serves as a graduate mentor. Her community involvement includes work with Break Away Global Service and Habitat for Humanity International. Born in China and fluent in Chinese and English, Katrina has a keen interest in cultural diversity and global perspectives. She has volunteered abroad in Mexico on microfinance projects. Outside of work, she enjoys activities including biking, cooking, hiking, photography, reading, skiing, table tennis, and traveling.

Phylos Tobler is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. Prior to joining LPL Financial in 2020, he worked at E.K. Riley Investments, LLC for five years. Outside of his advisory role, Tobler is involved with a separate business entity supporting his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to diverse strategies supported by LPL Research and third-party subadvisors.

Eric Bradford is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at JPMorgan Securities, Wells Fargo Bank, and BMO. He is also a commissioned notary public in California. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support both discretionary and non-discretionary management.

Theresa Chao is a financial advisor at Charles Schwab with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Charles Schwab since 2004, including 12 years at Charles Schwab Bank, SSB. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a centralized operational structure and multi-asset model portfolios.