Noah Franklin is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, he held positions across several industries including logistics and wellness. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm serves retail and institutional investors through discretionary and non-discretionary advisory services, fund management, and model portfolio delivery.

Sherri Thomas is a financial advisor at Fidelity with three years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Thrivent and Jack Richeson & Company. Outside of finance, she is the sole proprietor of a fine art business, creating and selling artwork. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Tyler Cox is a financial advisor at Fidelity with four years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Fidelity, he worked at Safran Landing Systems Inc., Macy's Inc., Old State Properties, and The Kroger Co. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm’s investment process integrates proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Levi Combs is a financial advisor at Fidelity with Series 63 and Series 66 designations and three years of industry experience. Prior to joining Fidelity, he worked in various roles including as an independent contractor designing outdoor spaces for MyPatioDesign. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Richie Butler is an Investment Solutions Representative III at Fidelity Investments, where he has been working since 2026. He has progressed through several roles within the company, beginning as a Customer Relationship Advocate in 2020 and advancing through positions including Premium Services for High Net Worth clients and multiple levels of Investment Solutions Representative. In his current role, Richie focuses on collaborating with clients to develop tailored investment strategies that align with their individual goals. His approach emphasizes co-creating plans to meet unique financial objectives. Outside of his professional responsibilities, Richie enjoys baseball, family activities, golf, music, and outdoor adventures.

Kelly King is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Kelly supports a Private Wealth Management (PWM) Advisor in co-creating plans that assist clients and their families in growing and protecting their wealth, making informed investment decisions, and simplifying their financial lives. Kelly has been with Fidelity Investments since 2008, gaining experience in various roles including Private Wealth Management Planning Consultant since 2019, Private Wealth Management Operations Associate from 2015 to 2019, Private Client Group Service Associate from 2010 to 2015, and Service and Trading Associate from 2008 to 2010.

Jon Fedor is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 22 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been affiliated with Morgan Stanley Smith Barney since 2009, having an earlier tenure at Citigroup Global Markets starting in 2003. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm utilizes structured planning tools and modeling techniques as part of its advisory process while managing approximately $2.74 trillion in client assets.

Bradley Herald is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 19 years of industry experience. He has been associated with various Fidelity entities since 2006. Outside of his advisory role, he serves as Treasurer for Summit Church of Christ in Cold Spring, Kentucky, overseeing financial budgeting and reporting. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Meredith Hemmer is a financial advisor at Fidelity with five years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Tradebe Environmental Services, LLC, and Auburn University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a blend of proprietary fundamental research and quantitative analysis, constructing model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Christopher Grote is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at Equitable Advisors and R.W. Baird. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios using mutual funds, ETFs, and ETPs.

Jacqueline Hurwitz is a financial advisor at Fidelity with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been associated with various divisions of Fidelity since 2010. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies, using a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm’s approach includes discretionary portfolio management, fund advisory, and model portfolio delivery, supported by oversight controls and engagement with sub-advisers.

Karla Heck is a financial advisor at Fidelity with Series 66 and Series 63 licenses and five years of industry experience. She has worked with Fidelity Investments and FIDELITY Brokerage Services LLC since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, and offers discretionary and non-discretionary portfolio management. The firm utilizes proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Millard Ledford is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he managed the Ledford Family Farm and held an executive leadership role at Rock Solid Roofing, where he was involved in sales. Outside of his advisory work, he has experience as a sole proprietor in agriculture and as a partner in a roofing and exterior company. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across funds, ETFs, and ETPs.

Joshua Goewey is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2005, including roles at Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs to intermediary platforms.

Jake Ernst is a Planning Consultant at Fidelity Investments, where he supports a broader wealth management team. He focuses on understanding clients' needs by exploring their goals, concerns, retirement timelines, legacy planning, and investment preferences. Jake emphasizes building confidence through trusted relationships in addition to creating effective financial strategies. He has been with Fidelity Investments since 2022, initially serving as a Workplace Planning Consultant before his current role as a Planning Consultant starting in 2026. Jake holds insurance licenses in Arkansas and California.

Zachary Sech is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Michael Kramer is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Pinnacle Advisory Group since 1986 and has been associated with Cetera and Cetera Wealth Services since 2013. Kramer serves as a board member of the Dearborn County Chamber of Commerce, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform with access to both affiliated and third-party managers.

Nicholas Groman is a financial advisor at LPL Financial in Cincinnati, OH, with 11 years of industry experience. He holds the CFP® designation and Series 63 and Series 66 licenses. His prior experience includes roles at Concentric Wealth Management, Avantax Insurance Agency, Horan Securities, and Fidelity. Outside of advisory work, he is also a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Richard Brendza is a financial advisor with Raymond James & Associates in Cincinnati, OH, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated. He is also the owner of DGB Management LLC, a business formed for liability purposes with occasional hands-on duties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, drawing on multiple portfolio management styles supported by extensive research and affiliate resources.

Daniel Bettendorf is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2022. Outside of his advisory role, he creates content and designs for Amazon Print on Demand Products. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.