Keith Lindsey is a financial advisor at Osaic Wealth Inc. with one year of industry experience. He holds the Series 66 designation and has worked previously at Capital Harvest Wealth Partners, Hometap Equity Partners LLC, NVR Mortgage, and Road Runner Sports. Outside of his advisory role, Lindsey is involved in marketing and fixed annuity sales through Capital Harvest Wealth Partners. Osaic Wealth Inc. serves a diverse client base including individual and high-net-worth investors, institutional clients, and charitable organizations. The firm offers integrated brokerage and advisory services, retirement plan consulting, and access to various managed account platforms, employing tools such as asset-allocation models and automated rebalancing to construct diversified portfolios.

Philip Meyers is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Grove Point Advisors, LLC and Grove Point Investments. Outside of his advisory role, Meyers is involved with Out Of The Cave Technology in a non-investment capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Elijah Kaufman is a financial advisor with MassMutual Investors Services holding a Series 66 designation and two years of industry experience. His career includes roles at Fidelity Brokerage Services LLC and the University of Maryland’s Robert H. Smith School of Business. Outside of finance, he works as a food delivery driver for DoorDash. MassMutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including educational seminars and event-driven planning services.

Michelle Stitely is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley continuously since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Carlos Molina is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and possessing 39 years of industry experience. His career includes roles at Citigroup Global Markets from 1993 to 2009, followed by positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and structured processes to support client financial planning.

Adriana Colback is a financial advisor with Edward Jones in Potomac, MD. She holds the ChFC® and Series 66 designations and has 14 years of industry experience, having been with Edward Jones since 2011. She serves as a board member and secretary for a hospice organization in Ottumwa, IA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Cornelia Mallari is a financial advisor at Charles Schwab with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset investment approach supported by dedicated research and alternative investment offerings.

Peter Rosenfelder is a financial advisor at Edelman Financial Engines with nine years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Edelman Financial Engines and its affiliated entities since 2015. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary management options.

Jeffrey Deckelbaum is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds the Series 66 designation and previously worked for Morgan Stanley Private Bank for over a decade. Outside of his advisory role, he works as a lacrosse referee with the Southern Lacrosse Officials Association. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

James Washington II is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 designations and 16 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC from 2013 to 2019 before joining Wells Fargo Advisors in 2019. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using Wells Fargo research and planning tools to develop tailored recommendations.

Valerie Watson is a financial advisor with Morgan Stanley in Bethesda, MD, holding a Series 66 designation and 17 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and scenario modeling.

Lawrence Singer is a financial advisor at Ameriprise with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Ameriprise in various capacities since 2004, with a four-year tenure at Howard County Fire and Rescue in between. Outside of advising, he manages Gathering Roots Farm, where he is involved in all aspects of farming. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on income reliability and tax-aware withdrawal strategies.

John Hill is a financial advisor with Mass Mutual Investors Services in Rockville, MD, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at MML Investors Services, Mass Mutual Life Insurance Company, Eagle Strategies, NyLife Securities, and New York Life Insurance Company. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative, goal-oriented planning relationships.

John Axley III is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 1990 and has worked in the Rockville, now North Bethesda, Maryland office. John holds the designations of Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA). John's areas of expertise include education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. He graduated from the University of Maryland with a double major in Finance and Economics. John is involved in various civic and philanthropic activities, including membership in Leadership Montgomery and serving as past Chair of the University of Maryland Colonnade Society. He lives in Montgomery County with his wife and three children and is active in his church. His personal interests include genealogy, pickleball, reading, running marathons, and traveling.

Adil Salah Ahmed is a financial advisor at Wells Fargo Clearing with credentials including Series 63, Series 65, and Series 66 licenses. He has two years of industry experience and previously worked at Bank of America/Merrill Lynch for seven years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and external sources.

Sydney Jones is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill in 2018, Jones worked at Gorfine, Schiller & Gardyn, P.A., and has experience outside finance with Burley Oak Brewing Company. Jones also spent four years affiliated with Towson University and was involved with A Journey From Junk during the same period. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maureen Shuler is a financial advisor with Morgan Stanley in Potomac, MD, holding a Series 66 designation and with 20 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as a board member of the Kenwood Citizens Association, a community organization in Bethesda, Maryland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning guided by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad suite of investment services beyond financial planning.

Kimberlee Wendell is a financial advisor with Merrill, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rhys Owen is a financial advisor at Morgan Stanley with two years of industry experience. He previously worked at Merrill and has a Series 66 designation. Outside of finance, his background includes roles in hospitality and food service, such as positions at Basic Kitchen and East Bay Deli. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques but generally does not provide individual security recommendations as part of standalone planning.

Michael Schenk is a financial advisor with Morgan Stanley in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.