Aaron Polun is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has previously worked at Grove Point Advisors LLC and Equitable Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

John Hoffman is a financial advisor at OSAIC with 50 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Prior to joining OSAIC in 2018, he worked for Signator Investors, Inc. for 21 years and currently operates Smith & Hoffman Financial Associates, focusing on investment advisory and fixed insurance products. OSAIC Wealth, Inc. serves a diverse range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliates. The firm offers integrated advisory and brokerage services, employing asset-allocation tools, risk-tolerance assessments, and access to third-party managers to construct portfolios across various asset classes.

Kaela Iciek is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Alison Roddy is a Series 66 licensed advisor with Merrill in Hunt Valley, MD, and has seven years of industry experience. She has worked at Bank of America and Merrill since 2019, with prior roles at TD Ameritrade, NewDay USA, and Mary Kay Inc. from 2016 to 2018. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader financial services platform.

Irving Robinson Jr. is a financial advisor with Merrill based in Owings Mills, MD. He holds a Series 66 designation and has been in the financial services industry since 2025. His prior experience includes roles at Bank of America and New York Life Insurance Company, among others. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and institutional investors.

Charles Stamm is a financial advisor at MassMutual Investors Services with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at MML Investors Services Inc and MassMutual Life Insurance Company since 2010. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning relationships.

Daniel Chilcoat is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is involved in property management through 1331 Property, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining advisory programs with brokerage and insurance product sales through its integrated platform.

Thomas Johnson is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and nine years of industry experience. His career includes multiple roles within Wells Fargo entities since 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services using proprietary research and tools, and integrates advisory services with other financial products and referral channels.

Brenda Fried is a financial advisor at Edward Jones with six years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to that, she was involved with Harbor Bay Properties, LLC, where she participated in real estate investing and property renovation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, investment options, and fiduciary services supported by a nationwide network of over 23,700 advisors.

Paul Baader is a financial advisor with Osaic Wealth, Inc. in Hunt Valley, MD, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked at MML Investors Services and Mass Mutual Life Insurance Company for 13 years. Outside of his advisory role, he is an agent involved in life, health, fixed annuities, disability income insurance, and related insurance products. Osaic Wealth, Inc. serves a diverse range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory services, and access to various managed account platforms. The firm employs asset allocation tools and automated portfolio rebalancing across multiple investment types and supports legacy programs as well as third-party managed-account solutions.

Nicholas Steier is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services for eight years before joining his current firm in 2022. Outside of his role at Wells Fargo, he is involved in two investment-related businesses, STEIER WEALTH MANAGEMENT, LLC and STEIER GP, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce, with tailored recommendations delivered using Wells Fargo’s research and planning tools.

Philip Buchanan is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2007 and has been involved with several related financial and insurance businesses since the mid-1990s. Additionally, he has served in the United States Army Reserve since 1986. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and other clients through a network of independent Financial Professionals. The firm offers financial planning, investment management, and retirement plan advisory services using a range of portfolio management strategies and platforms.

Jillian Magiros is a Series 66-credentialed financial advisor with Morgan Stanley in Lutherville, MD, where she has worked since 2015. She has three years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery tools and investment modeling techniques.

David Demuth is a financial advisor with Equitable Advisors in Towson, MD, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. He serves on the admissions committee and board of governors for the Maryland Club. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm employs a hybrid referral and implementation model, utilizing third-party asset managers and offering both advisory and brokerage channels to meet diverse client needs.

Jeffery Maina is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. His prior work includes roles at PNC Investments LLC, J.P. Morgan Securities LLC, and Bank of America, N.A. Outside of his advisory work, he serves as a consultant and independent contractor for DoorDash. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional fiduciaries.

Daniel Wheeler Jr. is a Series 66 registered advisor with 12 years of industry experience, currently with LPL Financial since 2025. His prior experience includes roles at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and New York Life Securities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Joshua Cramer is a financial advisor with OSAIC, holding a Series 66 designation and bringing 25 years of industry experience. He previously worked at Invest Financial Corporation and has operated Cramer Financial Services since 1999. Outside of his advisory duties, he volunteers as a recreational league coach with the Freedom Area Recreation Council. OSAIC serves a diverse client base including individual, high-net-worth, corporate, and institutional investors through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing various portfolio construction tools and third-party money managers across multiple platforms.

Jacob Lanford is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding a Series 66 designation and 20 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2007. Outside of his advisory role, he is also a licensed agent involved in life, health, group life, group health, disability income, and long-term care insurance through Lenox Advisors Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses analytical tools and provides event-driven planning services, including specialized offerings such as divorce and estate-settlement planning.

Robert Dyer Sr. is a CFP® with 42 years of experience in the financial services industry. He is currently with OSAIC and has held previous roles at Securities America Advisors, Investacorp Advisory Services, and Compass Financial Group. Outside of advisory work, he is involved in life and health insurance sales and serves as co-trustee of a family member’s special needs trust. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management with access to third-party money managers and alternative investment options.

Todd Roop is a financial advisor with Morgan Stanley Wealth Management in Lutherville, MD, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Raymond James & Associates and BNY Mellon. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.