Keith Kepplinger is a financial advisor at Morgan Stanley with six years of industry experience. He has held roles at Morgan Stanley Smith Barney LLC, Bank of America, Merrill, and J.P. Morgan Securities, among others. Outside of financial advising, he is a passive owner of several outpatient mental health franchises through Ellie Mental Health and High Horse Ventures LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Connor Hollick is a financial advisor at LPL Financial with the Series 66 designation and two years of industry experience. His prior work includes roles at DealerFlex and Financial House, as well as teaching experience at Temple University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Chase Davis is a financial advisor at Merrill with Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Bank of America, BNY Mellon, and Convergent Financial Strategies LLC. He serves as a board member of the Penn State Financial Literacy Advocacy Board, which focuses on advancing financial wellness initiatives at Pennsylvania State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Nora Haugh is a Series 66-registered financial advisor with Wells Fargo Clearing in Philadelphia, PA. She has been with Wells Fargo Bank and its affiliates since 2018 in various roles. Prior to joining Wells Fargo, she worked at Flag Media Analytics and Whyte House Monograms in 2018, and held positions related to financial aid and administration at Furman University from 2015 to 2018. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets across a large network of advisors and uses a mix of research-driven approaches and diversified investment strategies.

Ryan Pahutski is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior roles include positions at SCO Wealth Management and Blue Beacon Truck Wash. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors, offering a variety of portfolio management and financial planning services across multiple program structures and custodians.

William Brennan is a CFP® professional affiliated with OSAIC, based in Newark, DE, with 41 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. He is also the owner of Brennan Financial Group and co-owner of The Inn at Westwynd Farm, a horse farm and inn. OSAIC serves a broad client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisers offering integrated brokerage, advisory, and portfolio management services. The firm employs a variety of investment tools and third-party platforms to construct portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.

Keith Maguire is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds a Series 66 designation and has worked with MassMutual Life Insurance Co since 2023. Prior to his advisory role, he was affiliated with Clemson University and Malvern Prep. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative, annual planning relationships.

Erik Haugen is a financial advisor with Charles Schwab in Philadelphia, PA, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Charles Schwab since 2002 and concurrently worked at Charles Schwab Bank, SSB since 2005. Prior to that, he was associated with the Springfield Inn for 34 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options with multi-asset model portfolios and access to alternative investments.

Michael Cernek is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and possessing 14 years of industry experience. His prior roles include positions at Commonwealth Financial Network, Legacy Planning Partners, and Triad Advisors. Outside of his advisory work, he owns Cernek Family Farm LLC, an agricultural business. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform options tailored to client objectives.

William Burrough is a Wealth Management Advisor with Merrill Lynch Wealth Management in the Philadelphia office. He has over 40 years of experience in the financial services industry, including more than 35 years as a financial advisor with Merrill Lynch. William holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), as well as the title of Portfolio Manager. He earned a bachelor's degree in Business Management from The College of New Jersey and a master's degree in Finance from Rider University. William’s expertise includes family wealth management strategies, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income planning. His approach to wealth management emphasizes a fully integrated and holistic process tailored to each client’s specific goals, objectives, and risk tolerance. William has been an active member of his community for over 50 years. He serves on the board of the Haddon Heights Senior Housing Corporation and is involved with Interfaith Caregivers and the First Presbyterian Church of Haddon Heights, where he also serves on the board of deacons. Beyond his professional and community commitments, he enjoys cooking, golfing, hiking, ice hockey, traveling, and spending time with his family.

Nicholas Familetti is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has six years of industry experience, including roles at Blue Golf Software and the Pennsylvania Golf Association prior to his current position. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive planning using firm-approved software tools and offers specialized services such as divorce planning and employer-sponsored programs.

Joseph Garrity is a financial advisor with LPL Enterprise in Newark, Delaware, holding Series 63 and Series 65 credentials and 12 years of industry experience. His prior roles include positions at Citizens Bank and First Citizens Community Bank. He also sells Medicare Supplement and Medicare Advantage insurance policies through United Healthcare. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to various brokerage and insurance products through an integrated platform.

Michael Stasko is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2002, including time at Axa Advisors, LLC through 2020. Outside of his primary role, he is associated with Karr Barth Associates, a private client group advisory practice. Equitable Advisors provides financial planning and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs a range of advisory models, leveraging third-party asset managers and LPL-sponsored programs, and offers fiduciary services to qualified plans without sponsoring its own wrap fee program.

William Smith II is a Series 66-licensed financial advisor at Ameriprise with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he coordinates youth wrestling tournaments and serves as secretary on the board of directors for the Oxford Wrestling Alliance. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendation reports and ongoing planning focused on dependable income and tax-aware withdrawal strategies.

Kevin Noguez Ochoa is a financial advisor with Merrill, holding a Series 66 designation and no prior industry experience before joining the firm. His work history includes roles at Kendal at Longwood from 2014 to 2023 and Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Michael Dayton is a financial advisor with MassMutual Investors Services in Newtown Square, PA. He holds the CFP® and ChFC® designations and has 16 years of industry experience. Prior to joining MassMutual Investors Services in 2017, he worked at MetLife Securities Inc. and has been involved in full-time education since 1999. Outside of his advisory role, he acts as an insurance agent and is involved in managing fix-and-flip real estate partnerships. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, and charitable organizations. The firm provides ongoing financial planning, asset management, and educational seminars, employing collaborative planning processes supported by firm-approved analytical tools.

Matthew Crane is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Equitable Advisors since 2016 and previously held roles at Mutual of Omaha Investor Services and MSI Financial Services. Outside of his advisory work, Crane has ownership interests in an insurance agency and a financial group. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs primarily delivered through Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Gabriella Savage is a Series 66 licensed financial advisor at Merrill with six years of experience in the industry. She previously worked at Open Systems Healthcare Inc, The Riggin Group of RE/MAX, and Wells Fargo. Savage serves as a trustee for a family irrevocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Mitch Fryling is the Vice President, Wealth Planner at Fidelity, a role he has held since 2025. He has a comprehensive background in financial advising and planning, having worked with several firms including Fidelity Investments, Mallard Advisors, Capital One Investing, Vanguard, and Scotiabank. His professional experience spans roles such as Financial Consultant, Financial Adviser, Senior Financial Adviser, Financial Analyst, and Retirement Specialist. Throughout his career, Mitch has focused on understanding clients' financial goals and creating actionable, personalized plans. His approach emphasizes education and comprehensiveness tailored to the unique needs and circumstances of each client. Mitch's expertise includes wealth planning and financial consulting. Outside of his professional work, Mitch enjoys activities such as beach outings, fitness, kayaking, reading, running, and soccer.

Daniel Heenan is a Certified Financial Planner (CFP®) with 30 years of experience in the financial industry. He has worked at RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.