Zachary Bagdon is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2006. Outside of his advisory role, he is the owner and board member of Bagdon Global Holdings, LLC, a family business involved in landscaping, sales of exterior structures, crafts, educational programs, and baked goods. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Joseph Keleher is a financial advisor with Equitable Advisors in Bala Cynwyd, PA, holding Series 63 and Series 65 licenses and totaling 53 years of industry experience. He has been with Equitable Advisors and its predecessor firm, Axa Advisors, since 1999. Outside of his advisory role, he operates an insurance brokerage business under the name Karr Barth Associates. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory programs and third-party asset managers, focusing on tailored client solutions that include mutual funds, ETFs, separately managed accounts, and select alternative investments.

Suzanne Heron is Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been part of Fidelity Investments since 2020, previously serving as a Financial Consultant. Prior to joining Fidelity, Suzanne worked as a Financial Advisor at Lovett Advisors from 2017 to 2020. Her earlier experience includes positions at Marcus & Millichap as an Associate from 2015 to 2017, and providing advisory services for the Thiry Team at NAI Global from 2012 to 2015. With over a decade of experience, Suzanne has worked closely with clients and their families to grow and protect their wealth. She emphasizes developing a deep understanding of clients' goals and preferences to build strong partnerships based on trust and mutual understanding. Her objective is to collaborate with clients in creating and maintaining financial plans that help them navigate life's transitions with ease and peace of mind. Outside of her professional work, Suzanne has interests in outdoor adventures, reading, running, traveling, and volunteering.

Brooke Le Brun is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Bank of America and PNC Investments. Outside of her advisory role, she is a published author of poetry, writing under the pen name B.L. Matthews. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Leanne Evans is a financial advisor at Raymond James & Associates with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Raymond James in various capacities since 2016. Outside of her advisory role, she serves as a Finance and Investment Committee member for the Girl Scouts of Eastern Pennsylvania. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and municipal advisory services.

Mary Mc Laughlin Craskey is a financial advisor with Ameriprise in Wilmington, DE, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliate since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement-income planning advice with a focus on dependable income sources and tax-aware withdrawal strategies.

Jason Durnan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career as a Financial Advisor with Merrill in 2018. Jason collaborates with individuals and families to guide them along their financial journeys by prioritizing clients' goals and developing tailored short- and long-term financial plans. His areas of focus include college education planning, employee benefits planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Jason earned a bachelor's degree in Finance with a minor in Psychology from The Pennsylvania State University. He holds several professional certifications including Certified Financial Planner (CFP®), Certified Exit Planning Advisor (CEPA®), and Certified Plan Fiduciary Advisor (CPFA®). Raised in the Wilmington area and an alumnus of Salesianum School, Jason volunteers with Special Olympics Pennsylvania and the Penn State Dance Marathon. He enjoys various sports and outdoor activities such as basketball, golfing, and hiking.

Nicole Peluso is a ChFC® credentialed financial advisor with four years of industry experience, currently serving clients at Cetera in Newark, DE. Her prior roles include positions at Diamond State Financial Group, Securian Financial Services Inc., and Minnesota Life Insurance Co. In addition to her advisory work, she conducts fixed insurance sales as an independent contractor. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of investment and consulting services through a multi-manager platform, providing access to affiliated and third-party managers and a variety of portfolio management programs.

Bajram Elezaj is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. Prior to joining the firm, he worked in various roles including at Equitable Financial Life Insurance Co. and in the restaurant industry, where he also assists family members with operational planning at an Italian restaurant. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Dominic Marsico Jr. is a financial advisor at Cetera with 49 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining Cetera in 2023, he worked at Securian Financial Services and managed the Wechsler/Marsico Agency for nearly three decades. He is also the president of Financial Education Seminars Inc., an expense management business he has led since 1995. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple investment platforms and third-party managers, with approximately $256 billion in assets under management.

Joseph Biloon is a CFP® professional with 26 years of industry experience. He is currently with LPL Financial and has held roles at Independent Advisers Group Corp, Jefferson Pilot Securities, Financial House, Inc., and Dean Witter Reynolds. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Nicholas Hoeschel is a financial advisor at Cetera with 17 years of industry experience. He holds the CFP® designation and Series 63 and 65 licenses. His prior experience includes roles at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc. Hoeschel is also the owner and lead presenter of College Cost Solutions, where he conducts seminars for high school parents on paying for college. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, with program options ranging from model portfolios to bespoke strategies across multiple custodial relationships.

Dylan Brindley is an Investment Consultant at Fidelity Investments. In this role, Dylan provides personalized guidance and investment strategies to help clients with retirement planning, wealth accumulation, risk management, and overall financial well-being. Dylan's approach involves understanding each client's unique goals and leveraging Fidelity's resources to support informed financial decisions. Prior to becoming an Investment Consultant, Dylan held positions at Fidelity Investments as a Planning Consultant from 2025 to 2026, a Relationship Manager from 2023 to 2025, and a Financial Representative from 2022 to 2023. This progression reflects a focus on client service and financial planning within the firm.

Anthony Lucidonio is a financial advisor with Mass Mutual Investors Services and holds the ChFC® designation and Series 63 license. He has 16 years of industry experience with prior roles at Odyssey Capital Advisors Inc., Kestra Advisory, and First Genesis Financial Group. MML Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning, asset management, and educational programs. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and focuses on recommending investment categories and strategies.

Christopher Oconnor is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and five years of industry experience. He has worked with Mass Mutual Life Insurance Company and MML Investors Services, LLC since 2020 and previously held positions at Delaware North Companies, Inc. and Feld Entertainment. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Shane Kozup is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 11 years of industry experience. Prior to joining Vanguard in 2025, he worked at Fidelity Personal and Workplace Advisors and Fidelity Investments from 2017 to 2025, as well as at Bank of America and Merrill from 2014 to 2017. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and extensive advisor team.

Julianne Opet is a financial advisor at Equitable Advisors with three years of industry experience. She holds a Series 66 designation. Prior to joining Equitable Advisors, she worked in immigration law at Klasko Immigration Law Partners and Norris McLaughlin. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and a range of third-party and proprietary advisory programs.

Connor Fernholz is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding a Series 66 designation and seven years of industry experience. He has worked at MML Investors Services and Mass Mutual Life Insurance Company since 2019, with prior roles at Edward Jones and Liberty University. Outside of his advisory work, Fernholz operates a licensed insurance brokerage and owns an LLC used as a pass-through entity for business expenses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software for goal analysis and delivering written recommendations through collaborative annual planning relationships.

Matthew Muench is a CFP® with eight years of industry experience, currently serving as a financial advisor and Vice President of Operations at Wilmington Wealth Management, a Raymond James Financial Services branch. His prior experience includes roles at United Capital Financial Advisers, Goldman Sachs PFM, and multiple Raymond James entities. Outside his advisory duties, he is also an insurance agent for LIFE Brokerage, assisting clients with insurance product assessments and sales. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and supports advanced municipal and institutional consulting through a large network of advisors.

Patrick Mccann is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and possessing 28 years of industry experience. His career includes roles at MassMutual Life Insurance Co and MetLife Securities Inc. He is also licensed as a life, health, and property/casualty insurance agent through a related brokerage. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.