Benjamin Yeager is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 66 license. He has 16 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and MassMutual Life Insurance Co since 2016. Outside of his advisory work, he operates a financial services LLC that brokers insurance products and manages assets. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, wrap programs, and educational seminars, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Mc Cafferty Gray is a Series 66-licensed advisor with Vanguard Advisers, based in Malvern, PA. Gray has been with Vanguard Advisers and related Vanguard entities since 2025. Prior to joining Vanguard, Gray held roles in academia and the winery business, including positions at West Chester University and Penns Woods Winery. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, managing portfolios using Vanguard funds and ETFs, with a range of customization options and a high client-to-advisor ratio supported by its digital platform and team servicing model.

Christopher Haley is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 65 and Series 66 credentials and one year of industry experience. His previous roles include positions at Florida Financial Advisors and Accenture, as well as legal experience at Schnader Harrison Segal & Lewis. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm combines goal-based, algorithm-driven portfolio construction with a range of customization options, managing a large client base through a high client-to-advisor ratio.

Lorraine Zeplinski is a financial advisor with Cetera, holding a ChFC® designation and Series 63 license, and has 41 years of industry experience. She has worked at Cetera and its affiliates since 2021 and previously at VOYA Financial Advisors from 2014 to 2021. In addition to her advisory role, she owns and operates a tax preparation business in Philadelphia. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management options and oversees more than $256 billion in assets.

Jeffrey Schoff is a financial advisor with Raymond James & Associates and holds a Series 66 designation. He has four years of industry experience and previously worked at Tiedemann Advisors for seven years. Schoff also serves in the U.S. Army Reserve, where he has been a member since 2005. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Randal Farabaugh is a financial advisor with Ameriprise who holds the CFP® and ChFC® designations and has 28 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools overseen by a retirement income committee.

Andrew Goldman is a financial advisor with Equitable Advisors in Bala Cynwyd, PA, holding Series 63 and Series 65 credentials and over 43 years of industry experience. He has been associated with Equitable Advisors since 1999 and also leads Karr Barth Financial Planning, Inc. He serves as chairman of the board and on the executive committee of the Anti-Defamation League. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a variety of investment programs and third-party managers, emphasizing personalized client assessment and fiduciary services without sponsoring its own wrap fee program.

Randy Pludo is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, having previously worked at Wells Fargo Bank and Wells Fargo Advisors. Outside of his advisory role, he is a content creator focused on healthy sustainable lifestyles. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s approach is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Meghan Gallagher is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and previously worked at Bank of America for eight years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan financial organization.

Victor Altadonna is a Financial Advisor and partner of a wealth management group in the Philadelphia area, where he works with affluent individuals and families to address their financial goals and streamline their wealth management services. He provides guidance in areas including tax, estate, and education planning, with a focus on helping clients preserve and grow their wealth. Victor's areas of expertise include family wealth management strategies, institutional and corporate benefit services, portfolio management services, small business strategies, and individual and corporate investment strategy. Victor holds a Bachelor of Science degree from Pennsylvania State University and has earned several professional designations, including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Accredited Wealth Management Advisor (AWMA), and Personal Investment Advisor (PIA). He is committed to ongoing professional education to stay informed about market changes and new opportunities for his clients. His approach emphasizes personalized financial strategies tailored to individual goals. Outside of his professional work, Victor is involved with the Ed Snider Youth Hockey & Education program and enjoys spending time with his wife Jamie and son Dominic. His personal interests include fishing, golfing, hiking, and scuba diving.

Brian Skahill is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at The Vanguard Group and TD Bank. Outside of financial services, he works as a delivery driver for Chick-fil-A. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily comprised of Vanguard funds and ETFs.

Zachary Miles is a financial advisor at Vanguard Advisers with Series 66 registration and currently has one year of industry experience. His prior roles include positions at SEI Investments Company and involvement with the PA Rebels Baseball Academy. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodology and Vanguard funds to set personalized asset allocations.

Justin Schwenk is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Vanguard MARKETING CORPORATION, The Vanguard Group, Customers Bank, and East Coast Dehydrators. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm's goal-based, algorithm-driven approach uses proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, supported by a large team that manages a high volume of client relationships.

Adonika Watkins is a financial advisor at RBC Capital Markets with 18 years of industry experience. She holds a Series 66 designation and has served as an instructor at Temple University since 2012, teaching a class on investing that focuses on the economic environment and the investment field. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored strategies that incorporate multiple investment managers and provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services.

Robert Creamer is a financial advisor with Vanguard Advisers, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. His work history includes roles at Wells Fargo Clearing, Key Investment Services, and Citizens Bank before joining Vanguard in 2018. Outside of his advisory duties, he is a landlord and owner of a rental property in Philadelphia. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to tailor asset allocations, primarily utilizing Vanguard funds and ETFs with tax-aware features and customization options.

Ryan Waddell is a CFP® with 14 years of industry experience and has been with The Vanguard Group, Inc. since 2015. He holds Series 66 and Series 63 licenses and is based in Malvern, PA. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and constructs portfolios primarily from Vanguard funds and ETFs, providing a range of customization options.

Judith Martinez is a financial advisor at Vanguard Advisers with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Vanguard entities since 1995. She is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging Vanguard funds and ETFs alongside tax-aware strategies and customization options.

Beatriz Gomez is a financial advisor with Merrill in Wayne, PA, holding a Series 66 designation and six years of industry experience. She has been with Merrill since 2001 and worked at Bank of America, N.A. since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Brenden Schlotzhauer is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His background includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as experience outside the financial industry in various service and manufacturing positions. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, combining proprietary algorithm-driven portfolio construction with a focus on Vanguard funds and ETFs. The firm manages a large client base using a scalable digital platform complemented by a team servicing model.

Brandon Ross is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and ten years of industry experience. He has worked at The Vanguard Group since 2021 and previously held roles at Wells Fargo Clearing, Wells Fargo Bank, and Bank of America. Outside of his advisory work, Ross is an owner of a rental property in Philadelphia. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and tax-aware strategies.