Angela Dahlman is a financial advisor at Vanguard Advisers with five years of industry experience. She holds a Series 66 designation and has worked at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation since 2023. Outside the financial industry, she owns Organize Your Biz, LLC, a business organizing homes and offices. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs.

Jeremy Losinno is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and having 22 years of industry experience. He has been with Vanguard Advisers since 2022 and also operates vlogs, including "Oink Cluck Moo BBQ Vlog" and "J.Lo and S.Lo Vlog." Additionally, he serves as president and board member of Crestwood Swimming Pool. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily constructed from Vanguard funds and ETFs.

Jared Crouse is a CFP® professional with 20 years of industry experience, currently serving at Wells Fargo Clearing since 2016. His background includes a prior role at WELLS FARGO Advisors, LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Rankin is a CFP® with 28 years of industry experience, currently affiliated with RBC Capital Markets and City National Bank since 2020. He previously worked for Janney Montgomery Scott from 2009 to 2020. Outside of his advisory role, Mr. Rankin is a radio host and partner at Marathon Partners, LLC, and serves on the advisory board for The First Tee of Greater Philadelphia, a youth enrichment organization. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering a range of advisory programs with tailored portfolio strategies implemented through in-house and third-party managers.

Kyle Cooney I is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and four years of industry experience. His prior work includes roles at Northwestern Mutual and various positions in education and retail before joining Vanguard in 2022. He is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and offers portfolios largely comprised of Vanguard funds and ETFs, with customizable options including ESG preferences and tax-aware features.

Jesse Valencia is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. Prior to joining Vanguard in 2022, he worked at TD Bank and held positions in education at Downingtown Area School District and Daniel Boone High School. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models to develop personalized asset allocations. The firm manages a large client base through a combination of digital delivery and advisor teams, with portfolios constructed mainly from Vanguard funds and ETFs.

Kai Calabretta is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He previously worked as an Investment Solutions Representative at Fidelity Investments from 2021 to 2024. Prior to joining Fidelity, Kai was an Onboarding Specialist at The Vanguard Group in 2021 and served as a Licensing and Commissions Representative at Pacific Life from 2019 to 2020. Kai values clients' opinions and experiences to better understand their individual situations. His professional background includes experience in investment solutions, client onboarding, and licensing and commissions within the financial services industry. Outside of his professional work, Kai has interests in art, fitness, playing musical instruments, visiting museums, and snowboarding.

Paul Chavenson is a financial advisor with Morgan Stanley in Blue Bell, PA, holding Series 63 and Series 65 registrations and bringing 43 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley & Co., Inc., Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm‑approved tools to develop financial plans.

Keval Nagda is a CFP®-certified financial advisor with seven years of industry experience, currently with Vanguard Advisers. His prior roles include positions at Cetera Wealth Services and Diamond State Financial Group. Nagda holds a Series 66 license and is based in Malvern, PA. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary methodologies and Vanguard funds and ETFs, serving a large client base with a mix of digital and advisor-supported services.

Ellen Perlman is a financial advisor at Stifel with 34 years of industry experience. She holds a Series 63 designation and worked at Boenning & Scattergood, Inc. for 24 years prior to joining Stifel in 2022. Perlman serves as Chairwoman of the Municipal Bond Women's Forum and is a board member of the Bridlewild Trail Association. Stifel serves a wide range of clients including individuals, institutions, and municipal entities, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Logan Rindock is an advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he worked in operations and facilities management roles, including at Muhlenberg College and Parkland High School. Outside of his advisory work, he is involved in buying and selling collectibles through online livestream auctions. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipalities. The firm provides financial planning and investment consulting with a range of portfolio management styles supported by affiliated research and sub-advisers.

Thomas Eybye is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He has been assisting individuals and families in pursuing their financial goals since 2012. Thomas emphasizes the importance of a comprehensive written financial plan as a foundation for financial decision-making and confidence. Thomas's expertise includes family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He takes a personalized approach by getting to know his clients and understanding their priorities to develop strategies aligned with their goals. His professional designation is Personal Investment Advisor (PIA). Thomas holds a Bachelor's Degree from the University of Delaware and a Master of Business Administration (MBA) from the State University of New York System. He is fluent in English, Spanish, and German. Outside of his professional role, Thomas enjoys camping, hiking, music, reading, running, spending time with his family, and traveling.

Mark Barrett is a financial advisor with Raymond James & Associates in Conshohocken, PA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Raymond James & Associates since 2013. Barrett serves as a director of College Possible, a nonprofit focused on expanding college admission and tutoring support for students. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Anne St Clair is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at U.S. Bancorp Investments, U.S. Bank, Wilmington Trust, M&T Bank, and M&T Securities. Outside of her advisory work, she serves on the Board of Directors for the Delaware Symphony Orchestra and leads its development committee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Susan Walter is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. She previously worked at MassMutual Life Insurance Company and was involved with SELF and SoupSisters, Inc. Outside of her advisory role, she serves as a trustee for a special needs trust and works as an insurance broker providing life, disability, and long-term care insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual planning engagements using firm-approved analytical tools.

Robert Castillo Espinal is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds a Series 66 designation and has worked at Vanguard Advisers and related Vanguard entities since 2019, following a year at Merrill Lynch. Prior to his financial services career, he was involved with several school boards and educational institutions. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with a large scale digital platform and manages portfolios constructed mainly from Vanguard funds and ETFs.

Satyam Desai is a Senior Resident Director and Wealth Management Advisor at Merrill. He focuses on comprehensive wealth management services, including corporate executive services, executive and equity compensation, and managing new wealth. Satyam emphasizes a personalized approach, collaborating closely with clients to tailor financial strategies that align with their long-term goals and risk tolerance. Before joining Merrill in 2014, Satyam was a director at Morgan Stanley for eight years. He holds a Bachelor's degree from Michigan State University and has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Additionally, he served on the Philadelphia Chapter Board of the National Association of Stock Plan Professionals from 2012 to 2015. Satyam resides in Ardmore, Pennsylvania, with his wife and three children. Outside of his professional work, he is involved in community organizations such as Havertown Little League, Jewish Relief Agency, and We Not Me (formerly Mission 5&2). He enjoys coaching youth basketball, playing basketball, gardening, bowling, and golfing.

Sharnise Gadsden is a financial advisor at Vanguard Advisers with 13 years of industry experience. She holds the Series 63 and Series 65 designations and has been with The Vanguard Group, Inc. since 2013. Prior to that, she worked at Macy’s from 2012 to 2016. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Gary Baker is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been affiliated with Merrill Lynch since 2007 and Bank of America NA since 2011. Outside of his advisory role, Baker serves as an advisory board member for Beat the Streets Philadelphia, a nonprofit focused on academic tutoring and wrestling programs for underprivileged youth, and is the head wrestling coach at Conestoga High School. He is also a general partner and consultant for GenreWerks, LLC, a company involved in developing character-based designs for screen-printed apparel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Susan Butler is a financial advisor with Merrill, holding Series 63 and Series 65 designations and 39 years of industry experience. She has worked with Merrill since 1987 and has also been associated with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.