Michael Barrett is a financial advisor with LPL Enterprise, holding a Series 66 designation and approximately one year of industry experience. Prior to joining LPL Enterprise in 2025, he worked in various roles at The Home Depot from 2019 to 2023 and has experience in education at Ocean County College and KEAN University, as well as Lacey Township High School. Outside of advising, he maintains employment with The Home Depot and is involved as a financial professional in a non-variable insurance agency. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach, utilizing portfolios developed by internal and third-party strategists, and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Allison Thoms is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Bank for 15 years. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

William Bresley is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having 32 years of industry experience. His career includes positions at Wells Fargo Advisors LLC, Banc Of America Investment Services, Quick & Reilly, Inc., and Prudential Equity Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to evaluate investment options.

Adrian Schwartz is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and previously worked at TD Ameritrade before joining Morgan Stanley in 2021. Outside of his advisory role, Adrian is a partner in New Jersey Snow Tours, a recreational business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models to support its financial planning process.

Phyllis Caputo is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has been with Primerica since 2006 and is also involved with Jersey Strong and IEEE, Inc. Outside of advisory work, she receives compensation related to sales of loan products and referrals for home security and automation services through affiliated entities. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services largely through model-based investment strategies and discretionary separately managed accounts.

Jeffrey Jimenez is an Investment Consultant at Fidelity Investments, where he has been working since 2025. Prior to this role, he served as a Financial Representative at the same firm from 2023 to 2025. In his current position, Jeffrey focuses on empowering clients to make informed financial decisions that align with their individual goals. He emphasizes building strong client relationships and collaborates with clients to design personalized investment strategies. Jeffrey's professional experience centers on providing trusted guidance and tailored financial planning. Outside of his work, he engages in family activities, fitness, social events with friends, movies, and parenthood.

Kevin Elmore is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2002 and holds a Series 66 designation. Outside of his advisory work, he serves as a Scoutmaster for Scouts BSA Troop 7575 and operates a weekend business creating handmade wooden cutting and cheese boards. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation to tailor plans according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets solutions.

Michael Sosa is a financial advisor at Cetera with 35 years of industry experience. He holds the Series 66 designation and has been affiliated with Cetera and its related entities since 2016. He is the owner of Premier Financial Investment Group, a financial services and tax business he has operated since 2004. Outside of advising, Sosa serves as chairman of the investment committee for Felician Sisters School for Exceptional Children, a nonprofit organization. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that provides access to both affiliated and third-party money managers.

Douglas Frew is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at UBS Financial Services and Merrill. Frew also operates Frew Wealth Management LLC, a separate business entity related to tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Thomas Mc Cafferty is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has worked at Merrill since 2011 and concurrently at Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Lauren Porter is a financial advisor with Edward Jones in Fair Haven, NJ, holding a Series 66 designation and 18 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Liberta Falzon is a financial advisor at UBS Financial Services with 19 years of industry experience. She has been with UBS since 2004 and holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and a variety of capital markets and lending solutions.

Otto Arias Jr. is a financial advisor at Edward Jones with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Edward Jones since 2020. Prior to that, he spent nine years at BNY Mellon Capital Markets and 26 years at The Bank of New York Mellon. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the United States.

Gerald Jarmusik Jr. is a financial advisor at Mass Mutual Investors Services with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services and Mass Mutual Insurance Company since 2017, following a two-year tenure at MetLife Securities Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that analyze client goals using firm-approved software and provide written recommendations.

Melissa Dodson is a financial advisor at Morgan Stanley with 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Dodson holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and market outcome models.

Christopher Langley is a financial advisor at Edward Jones with eight years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to this, he was employed at UCB Pharmaceutical and was affiliated with Emory University Goizueta Business School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Thomas Honan is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked with firms including Allied Wealth Partners and Minnesota Life Insurance Co. Outside of finance, he has been involved in a catering business making and serving pizza. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.

Tracy Nolen is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm uses structured discovery processes and proprietary planning tools to develop client plans and manages approximately $2.74 trillion in assets.

Louis Monaco Jr. is a CFP® with 25 years of experience in the financial industry. He is currently with LPL Financial, where he has worked since 2024, following 18 years at Royal Alliance Associates and 16 years at Investment Advisors Asset Management, LLC. Monaco also serves as a trustee for St. Joseph's Church in Bridge, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, combining a broad advisory platform with extensive non-advisory financial services.

Nicholas Benevento is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Cetera Advisors LLC since 2013 and with Cetera since 2024. Benevento serves as secretary of the Walter K. Doyle Foundation, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser providing services through a nationwide network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with a range of portfolio management and financial planning options.