Nicholas Barbato is currently a Market Leader at Fidelity Investments, overseeing a team of leaders who support associates in delivering wealth planning services to clients. He has held his current position since 2022. His experience at Fidelity Investments spans multiple roles since 2006, including VP Market Leader, VP Branch Office Manager, Regional Planning Consultant, Private Client VP Senior Account Executive, Account Executive, Investor Center Financial Planning Consultant, Investment Representative, and Financial Representative. Prior to Fidelity, he worked as a Financial Advisor at Securian Financial Services, Inc and WS Griffith Securities, Inc in 2004. Throughout his career, Nicholas has been involved in various aspects of financial advising and planning, accumulating extensive experience in wealth management and client services within the financial industry.

Peter Donchez is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 65 and Series 63 licenses and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Its advisory process combines quantitative screening and qualitative research to develop model asset allocations, with implementation supported by affiliated investment-management entities.

Dave Lalla is a financial advisor with LPL Financial in Edison, NJ, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has worked with LPL Financial since 2009, following roles at Chase Investment Services Corp. and Quick & Reilly, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to various investment strategies, supported by technology and a wide network of over 22,800 advisors.

Joanna Pellecchia is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds Series 63 and Series 66 designations and has worked with J.P. Morgan entities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria within a broader derivatives and commodities capability.

Mark Wittkamp is a Series 66-licensed advisor at J.P. Morgan Securities with eight years of industry experience. He previously worked at Citigroup and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Kseniia Kairelshtein is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds a Series 66 designation and has worked previously at Morgan Stanley and Citibank N.A. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing tailored financial planning and consulting services through various portfolio management styles and affiliated research.

Christopher Ashton is a Senior Financial Advisor and First Vice President at Merrill Lynch Wealth Management. He began his financial services career in 2005 and is a third-generation financial advisor. Christopher and his father formed The Ashton Group to offer clients a broader array of services and focused attention. He is a CERTIFIED FINANCIAL PLANNER® professional and holds the Personal Investment Advisor designation. Christopher's expertise spans portfolio management, individual and corporate investment strategies, college education planning, divorce transition planning, family wealth management, legacy planning, personal retirement planning, and retirement income. He is a qualified Portfolio Manager capable of managing personalized or defined strategies that may include individual stocks, bonds, Merrill model portfolios, and third-party investment strategies, sometimes on a discretionary basis through the firm's Investment Advisory Program. Christopher holds a Bachelor's Degree from Rutgers University, where he was a four-year letter winner on the Track and Field team. Prior to his financial services career, he obtained property, casualty, life, and health insurance licenses. He lives in Tewksbury, New Jersey, with his wife and two daughters, maintaining a small farm. Christopher is an Eagle Scout and actively participates in local community and philanthropic groups. His personal interests include adventure sports, basketball, boating, camping, fishing, football, hunting, skiing, soccer, and spending time with his family.

Ashley Rey is a CFP® professional with 16 years of industry experience currently affiliated with Wells Fargo Advisors, where she has worked since 2019. Prior to that, she was with Wells Fargo Clearing from 2016 to 2019. She co-owns REY Financial Group LLC and serves as co-trustee for multiple family trusts as well as a member of the finance committee for the New Jersey Audubon Society. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, delivering tailored recommendations through client meetings and written summaries.

James Maltese serves as an International Wealth Advisor at Merrill Lynch Wealth Management, where he has spent his entire financial services career since joining the firm in 1989. Leading The Maltese Group, he provides a full range of wealth management services to corporate executives and their families, including expertise in corporate benefit programs such as equity compensation and non-qualified deferred compensation. He is a qualified Portfolio Manager and offers discretionary management through Personalized or Defined Strategies that may incorporate various investment options. James and his team focus on supporting corporate executives, business owners, and those transitioning into retirement by delivering customized financial strategies and insights. Their advisory services cover areas including executive compensation, retirement planning, legacy planning, tax minimization, liquidity management, investment management, and trust and estate planning. He earned his bachelor's degree in marketing from Villanova University and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation. Throughout his career, James has received multiple recognitions, including repeated inclusion in Barron's Top 1,200 Financial Advisors and the Financial Times 400 Top Advisors. Outside of work, he volunteers for MIPH (Making it Possible to End Homelessness) and enjoys coaching, playing acoustic guitar, and cooking.

Stephen Walker Jr. is a financial advisor at Ameriprise with over 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. In addition to his advisory role, he owns WX3 Practice Management, a practice management business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that focuses on dependable income sources and tax-aware withdrawal strategies.

Eugenia Grigorian is a financial advisor at Ameriprise with one year of industry experience and holds a Series 66 designation. Prior to joining Ameriprise, she worked in various roles including teaching and coaching at Rising Stars Studio of Dance, where she continues as a dance coach. She also operates a personal online jewelry store on Etsy. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Jarmila Stehle is a financial advisor with LPL Financial in Basking Ridge, NJ, holding Series 63 and Series 65 licenses and having 21 years of industry experience. She has worked at LPL Financial since 2018 and previously at INVEST Financial Corp for five years. Stehle is also affiliated with Affinity Federal Credit Union, where she has been involved for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party investment strategies.

Trina Tirpak is a financial advisor at Fidelity with 19 years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Clearing Services LLC, RBC Capital Markets Corporation, and J. B. Hanauer & Co. prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios. The firm serves a diverse client base, including registered investment companies and charitable funds, and employs systematic methodologies with oversight controls to address conflicts of interest.

Noah Stancampiano is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley and the Federal Deposit Insurance Corporation. Outside of his advisory role, he is a partner in Snowbird Sports, a golf club fitting and building business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision authority.

Rekha Trivedi is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding a Series 66 designation and with seven years of industry experience. She has been with Mass Mutual Investors Services since 2018 and has also worked with MassMutual since 2017. Outside of her advisory role, she is co-owner and partner of AAMA Consulting LLC, a marketing and brand-building business. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual client relationships and event-driven planning services.

William Hoffman is a CFA® charterholder with 18 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2013. He has been employed with JPMorgan Chase Bank, N.A. since 2008. Hoffman is also a board member and treasurer of Ramsey Golf and Country Club, where he assists with financial strategy and cash management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research along with forward-looking capital market assumptions to build model asset allocations.

David Silverman is a financial advisor with Merrill based in Highland Park, NJ. He holds Series 63 and Series 65 designations and has 29 years of industry experience. His work history includes roles at Merrill since 2010 and Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Rothman is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2016. His current role at UBS began in 2022. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and various capital markets services.

Stephen Locker is a CFP® professional with 35 years of industry experience. He has worked at LPL Financial since 2017 and previously spent time at National Planning Corporation and Investacorp Advisory Services Inc. Outside of his advisory role, he has involvement with Lock23, LLC, a business entity related to securities trading. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives using a variety of discretionary and non-discretionary strategies.

Jennifer Cowden is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.