John Grein is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial industry career immediately after graduating from Cornell University in 1982, initially working in institutional bond sales and later developing fixed-income investment strategies for institutional clients. Since joining Merrill Lynch in 2004, John has applied his extensive experience to serving entrepreneurs and senior corporate executives, including many from Wall Street firms. John holds a Bachelor's degree from Cornell University and earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification through the Certified Financial Planner Board of Standards, Inc. He focuses on creating customized wealth management strategies that emphasize tax minimization, asset preservation, estate planning, retirement, and educational planning. John is also a Personal Investment Advisor (PIA). In his community involvement, John mentors student athletes at Regis and St. Francis Preparatory High Schools in New York and is a former trustee of Cornell’s Delta Phi Association. He resides in Floral Park with his wife, Ana, and they have three adult children. John's personal interests include gardening and spending time with their Yorkshire terriers.

Michelle Cadet Peronneau is a financial advisor at Primerica Advisors with 11 years of industry experience. She holds a Series 63 designation and has been with Primerica Advisors and Primerica Financial Services since 2014. Outside of her advisory role, she is involved in the sale of non-investment products including home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Courtney Foster is a Planning Consultant at Fidelity Investments, where she collaborates with Wealth Planners to support clients' financial planning processes. She focuses on understanding clients' financial situations, preparing them for planning, assisting with plan implementation, and managing follow-up steps. Before joining Fidelity Investments in 2021, Courtney worked as a Financial Advisor at TIAA from 2006 to 2020. Her professional experience spans over a decade in financial advisory and planning roles. Outside of her professional work, Courtney enjoys family activities and traveling.

Stephen Birnbaum is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 designations and possessing 30 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory work, he serves as an executor or co-executor for estates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Joseph Gueits is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked with firms including NYLIFE Securities LLC, New York Life Insurance Co, and AXA Advisors, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various fund structures.

Mark Pericolosi is a financial advisor with Ameriprise in Rockville Centre, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages the expense operations of his own business, Mark E. Pericolosi & Assoc. Corp. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing tailored, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Megan Laskowski is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at TD Ameritrade. Outside of finance, she has experience working at Bikram Yoga Carle Place. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by internal research and alternative investment due diligence.

Amy Hochfelsen is a financial advisor with Cetera, holding a Series 63 designation and over 20 years of industry experience. She has worked with Cetera since 2013 and maintains active roles in Skye Legacy Planning LLC and Compass Benefit Planning LLC. Outside of her advisory work, she serves as co-president of a local Parent Teacher Organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services via a multi-manager platform, including access to affiliated and third-party managers, with assets under management exceeding $256 billion.

Bettina Johnson is a financial advisor at OSAIC with 21 years of industry experience. She holds a Series 63 designation and has worked previously with Securities America Advisors and Araneo Tax & Financial, where she continues to prepare income tax returns for individuals and assist clients with tax correspondence. Additionally, she provides advice and fixed or life insurance products as an insurance agent. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, utilizing firm-provided asset-allocation tools and automated rebalancing to construct diversified portfolios.

Gordon Pascale is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as at Citigroup Global Markets since 2005. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized investment and trading capabilities.

Thomas Rooney is a CFP® with 29 years of industry experience. He is currently with Cetera and has held prior roles at Avantax Advisory Services and related entities for over 27 years. Rooney is also president of Rooney, Schmidt and Associates Inc., a tax preparation and accounting firm. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with over $256 billion in assets under management.

Kaitlyn Rodesk is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving on the Miller-Wachtler Group. She joined the team in 2018 as an intern and became a full-time member following her graduation in 2019. Kaitlyn holds a Bachelor of Science degree in Finance from Adelphi University. She holds the Personal Investment Advisor (PIA) designation and focuses on providing customized, goal-based financial strategies. Her client service areas include personal retirement planning, portfolio management services, and retirement income. In addition to her professional responsibilities, Kaitlyn is involved in community organizations such as A. Holly Patterson Extended Care and Mary Brennan INN Soup Kitchen. She resides in Brightwaters, NY, and enjoys reading, traveling, and spending time with her family.

Dillon Carrino is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. Prior to joining OSAIC in 2020, he worked at Robert Moses State Park and West Islip High School. He is also an independent insurance broker and serves as an investment advisor representative with Lighthouse Financial Network. OSAIC Wealth, Inc. provides services to a diverse range of retail and institutional clients through a large network of affiliated advisors. The firm employs various asset-allocation tools and offers integrated brokerage and advisory services, including access to third-party money managers and managed-account solutions.

Francisco Lopez is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2012, with prior experience at JPMorgan Chase Bank, N.A. Outside of his advisory role, he is involved in real estate through ownership of F.J. Lopez & Co. LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm integrates advisory services with affiliated brokerage, distribution, and investment management capabilities.

Lawrence Chalson is a financial advisor with Mass Mutual Investors Services in Garden City, NY, holding a Series 63 designation and 10 years of industry experience. He has been with Mass Mutual Investors Services since 2014 and also affiliated with MassMutual Life Insurance Company since 2009. In addition to his advisory role, he acts as an agent for individual life and group health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved analytical tools.

Benjamin Cahn is a CFP®-certified financial advisor with 13 years of experience. He is currently with Morgan Stanley in Garden City, NY, having previously worked at UBS Financial Services and E*TRADE. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using structured processes and firm-approved tools.

Robert Dahl is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at United Parcel Service and the Town of Oyster Bay Comptroller's Office, among others. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Joseph Depalma is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 24 years of industry experience. His prior roles include positions at LPL Financial LLC and Kestra Financial Services, Inc. In addition to his advisory work, Depalma owns and operates a boat charter business and provides a service for spreading human ashes at sea. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that supports a range of portfolio management and financial planning services delivered by a nationwide network of independent advisors.

Robert Armieri is a financial advisor with Ameriprise in Garden City, NY, holding a Series 63 license and 18 years of industry experience. Prior to joining Ameriprise in 2021, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC from 2009 to 2021. He serves on the board of directors and is co-treasurer of the Garden City Kiwanis. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered through a centralized consulting team in partnership with financial advisors.

Peter Fierro is a financial advisor at Stifel with 43 years of industry experience. He holds a Series 63 designation and previously worked at Janney Montgomery Scott for 20 years before joining Stifel in 2023. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.