Edmund Tschopp is a CFP® and ChFC® with 32 years of industry experience. He is currently with Osaic and previously worked at American Portfolios Financial Services, Inc. for eight years. He also provides estate, retirement planning, and insurance services through Kempson & Tschopp, LLC, and volunteers as a financial course facilitator at his church. Osaic Wealth, Inc. serves retail and institutional clients through a large network of advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and managed accounts. The firm uses a variety of asset allocation tools and platforms to construct portfolios that include a wide range of investment types.

Robert Foley is a financial advisor with Cambridge Investment Research Advisors in Madison, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2016. In addition to his advisory role, Foley is an independent insurance agent representing various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and custody arrangements tailored to client objectives.

Sunil Joshi is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on creating personalized wealth management strategies tailored to clients' individual financial goals and changing market conditions. Sunil incorporates insights from Merrill and solutions from Bank of America to support comprehensive financial planning. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Sunil earned a Bachelor's Degree from the Indian Institute of Technology and a Master's Degree from Stevens Institute of Technology. Committed to community involvement, he dedicates time to volunteering with local organizations.

Joseph Grippo Jr. is a Financial Advisor at Merrill Lynch Wealth Management who assists individuals and families in navigating personal finance to reach their financial goals. He joined Merrill and the JS Group in May 2024 after graduating from Stevens Institute of Technology. Joseph holds both a Bachelor's Degree in Business and Technology and a Master's Degree in Finance with a concentration in Financial Planning from Stevens Institute of Technology. He holds the Personal Investment Advisor (PIA) designation and focuses on areas including college education planning, family wealth management strategies, institutional and corporate benefit services, managing new wealth, personal retirement planning, portfolio management services, and sports & entertainment. He grew up in Kinnelon, New Jersey and currently resides in Florham Park, New Jersey. Outside of his professional role, Joseph enjoys baseball, basketball, football, golfing, pickleball, running, and spending time with his family. He also serves as Co-President of the Joseph S. Grippo Memorial Foundation, a charitable organization supporting children and families battling cancer.

Danielle Scepkowski is a financial advisor with Cetera possessing 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Allied Wealth Partners and Securian Financial Services. Danielle has been with Cetera and its affiliated entities since 2023. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Nolan Orr is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Chase Bank, N.A. and Equitable Advisors. Prior to his financial services career, he was employed at Bottle King. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the larger J.P. Morgan broker-dealer and banking organization.

Susan Rios is a financial advisor at RBC Capital Markets with 26 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, serving clients for a combined total of 13 years before joining RBC in 2025. She holds a Series 63 designation. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies based on clients’ risk profiles, utilizing a mix of in-house and third-party investment managers and providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Michael Griffin is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 designations and bringing 19 years of industry experience. He has been with J.P. Morgan Securities since 2010 and also works with JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when making recommendations.

Michael Gully is a CFP® professional with 37 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joseph Luongo is a financial advisor at UBS Financial Services with one year of industry experience. He holds the Series 66 designation and previously worked at Barclays Investment Bank and Hapag-Lloyd AG. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research to tailor client strategies.

Thomas Tishman is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management. In October 2024, he co-founded the Tishman-Dunst Wealth Management Group with Bryan Dunst. Tom supports clients by developing personalized financial approaches, focusing on family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. He incorporates alternative investments alongside traditional stock and bond portfolios to help clients pursue their financial goals. Tom has more than 40 years of experience on Wall Street, including roles as a financial forecaster, government bond trader, and financial advisor. He joined Merrill Lynch Wealth Management in May 2005 and has earned several professional designations, such as Chartered Retirement Planning Counselor™ (CRPC) and Personal Investment Advisor (PIA). He holds FINRA securities registrations, CFTC commodities licenses, and life and health insurance licenses. He attained the Wealth Management Advisor functional title in 2012, was promoted to Vice President in 2013, earned his Portfolio Manager designation in 2017, and became First Vice President in 2023. His background includes an MBA in Finance and a Bachelor of Arts in Economics, Computer Science, and Mathematics from New York University’s Stern School of Business. Beyond his professional career, Tom is bilingual in English and Spanish. He has contributed to the community by serving as Head Fencing Coach at Mendham High School from 2007 to 2011 and as Volunteer Chairman of USA Fencing’s New Jersey Division from 2010 to 2016. He resides in Mendham with his wife, a residential real estate broker, and has three children pursuing careers in fields including robotics sales, urban planning, and metal sculpture. Tom's personal interests include genealogy, soccer, and yoga.

Diane Woods is a financial advisor at Morgan Stanley with 33 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2020, following a 31-year tenure at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Claudia Mundahl is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. She previously held an inactive real estate license and was involved in a realty referral network. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach uses structured discovery and proprietary tools, offering a broad range of retail and institutional investment options.

Debra Barnes is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2019, previously spending 20 years at Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles with a range of investment management options.

Lindsey Galanti is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and has worked at Morgan Stanley Private Bank, N.A. since 2021. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, focusing on tailored financial planning and utilizing firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate financial planning agreements.

Krista Li is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with one year of industry experience. Her prior work includes positions at Goldman Sachs Ayco, Advantage Xpo, and KPMG LLP. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by proprietary tools and investment research.

Olivia Tiboni is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at JPMORGAN Chase Bank, N.A., and experience with AllPeople Marketplace and Propel + Capital One. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

David Light is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with Ameriprise and its related entities since 2007. Outside of his advisory role, he serves as a trustee on the board of Katies House, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jacob Greenberg is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds a Series 66 designation and previously worked at PwC for seven years. Outside of his advisory role, he serves as Vice President for two companies offering sales and advisory services as well as insurance products in Morristown, NJ. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique advisory affiliation.

Chelsea Chiswick is a financial advisor at Equitable Advisors with nine years of industry experience. She holds a Series 66 designation and has worked at Equitable Advisors since 2016, previously associated with AXA Advisors, LLC. Outside of financial services, she has experience in the hospitality industry, having worked at the Flemington-Raritan Diner. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and a range of third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.