Charles Levine is a financial advisor with UBS Financial Services in Florham Park, New Jersey, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management, leveraging proprietary research and institutional trading capabilities.

David Wallman is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Morgan Stanley, he worked at Loyola University Maryland and Lawrence Avenue Medical. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct client plans and Corporate Financial Planning agreements.

Christopher Bergman is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 25 years of industry experience. His prior roles include positions at Signature Financial Group, Cambridge Investment Research Advisors, and Madison Trust. He is based in Madison, New Jersey. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

David Allegra is a financial advisor with Cambridge Investment Research Advisors, holding a PFS™ designation and Series 63 license, and has 32 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2016 and has operated his CPA practice since 1992. Allegra also serves as an independent insurance agent and owns a CPA and tax preparation business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement-plan sponsors, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a mix of proprietary models and third-party strategies tailored to client objectives.

Scott Geer is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 63 designation and 29 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. MassMutual’s subsidiary, MML Investors Services, LLC, serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars. Their financial planning process involves collaborative annual engagements using firm-approved software to analyze goals and deliver written recommendations focused on investment categories and strategies.

Mucahit Esenyurt is a financial advisor with Wells Fargo Clearing in Jersey City, NJ, holding Series 63 and Series 66 licenses. He has seven years of industry experience, including eight years at Wells Fargo Clearing and thirteen years with Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Elizabeth Padewski is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Raymond James Financial Services Advisors and Money at Work, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

Lopamudra Bagchi Das is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at Bank of America and CVS Health, and she has an academic background from the Institute of Management Technology CDL. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm integrates strategic and tactical asset allocation with options tailored for tax-sensitive investors.

Paul Morse Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2023, he worked at ADP for several years. He is also involved with Heritage Investment Partners, LLP, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Lozowski is a financial advisor at Merrill with 46 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 1980, also working at Bank of America, N.A. since 2011. He serves as a committee member of the Polish University Club of New Jersey, a nonprofit organization that promotes Polish culture and awards scholarships. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Al Elnasser is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His career includes several roles at First Allied Advisory Services and related firms before joining Cetera. Outside of his advisory work, he owns a real estate business. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various program options.

Mark Baccaglini is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 19 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2007. Outside of his advisory role, he serves as Vice President of the Morristown Area Little League, where he helps organize and coordinate baseball and softball programs for local youth. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive planning on topics such as retirement, estate, tax, and special needs planning without including implementation. The firm emphasizes holistic, goal-based analyses and separates planning services from managed-account programs.

Ross Berman is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 65 and Series 66 designations and has worked previously at UBS Financial Services, The Ayco Company LP, and Buchbinder Tunick & Co. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base including retail and institutional investors, employing a process that combines fundamental research with quantitative and algorithmic portfolio construction methods.

Jerryann Gober is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she is involved in publishing and recreation through projects focused on guided meditations, including "Mindful Unapologetically: Guided Meditations for Black Women Discovering Rest." Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and investment models.

Gary Zampella is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing Services since 2022, and previously spent ten years with TD Bank, N.A. and TD Private Client Wealth LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Bonadeo is a financial advisor at Edward Jones with 31 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Edward Jones in 2017, he worked at Charles Schwab and Charles Schwab Bank from 1999 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Marky Picard is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various Wells Fargo entities since 2005. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and combines research from the Wells Fargo Investment Institute and third parties with a diversification-focused investment approach.

Joseph Giaimo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. His previous roles include positions at Fedway Associates and the Rutgers University Foundation. Giaimo is employed by both J.P. Morgan Securities and JPMorgan Bank, enabling him to offer a range of bank products and services in addition to securities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized manager due diligence. The firm delivers non-discretionary advice through a selective group of Wealth Advisors and incorporates an ESG eligibility framework in its investment recommendations.

Douglas Osher is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. He also owns Essex Wealth Partners LLC, a financial services business based in Verona, NJ. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including cash-flow, retirement, education, and specialized planning areas. The firm uses proprietary research and tools to develop tailored recommendations, with clients choosing how to implement them through various brokerage or advisory programs.

Don Santangelo is a financial advisor with Edward Jones in Pompton Plains, NJ, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Zumper, HomeKeepr, RentCred Inc, and Century 21 Gemini LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.