Gregory Tonnon is a financial advisor with LPL Financial who holds the ChFC® designation and Series 63 license, with 42 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc. and The Guardian Life Insurance Company. In addition to his advisory work, he is involved as an employee benefits broker. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by proprietary and third-party research, delivering both discretionary and non-discretionary portfolio management services.

Matthew Lodato is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes positions at JPMorgan Chase Bank, Equitable Financial Life Insurance, and Bergenfield Public Schools, among others. He has also been involved with the U.S. Gymnastics Development Center. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jake Hasenbalg is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2022, previously serving as an Investment Consultant and Financial Representative. Prior to joining Fidelity, Jake worked as a Medicare Advisor at Advise Insurance from 2021 to 2022. Jake approaches financial planning as a personalized and collaborative process rooted in trust, transparency, and long-term strategy. He aims to help clients feel calm and confident about their accounts, enabling them to focus on their personal interests. His goal is to provide clients with peace of mind regarding their finances and assist them in achieving financial fulfillment. Outside of his professional work, Jake has interests in music, reading, and traveling.

Jowita Jurkiewicz is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. She previously worked at RBC Capital Markets and Wells Fargo Clearing Services, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds. The firm offers specialized planning services and integrates advisory services with various financial products and referral channels.

Miro Fain is a Financial Consultant at Fidelity Investments, where he has worked since 2018. Prior to this role, he served as an Investment Consultant from 2015 to 2018 and as a Financial Representative from 2013 to 2015 within the same organization. His approach focuses on building long-term relationships grounded in trust and understanding of his clients' financial goals. Miro provides support and guidance through proactive planning and transparent communication to help clients navigate financial decisions and market uncertainties. Outside of his professional work, Miro has personal interests in food, golf, hiking, and traveling.

James Stapleton is a financial advisor with Cetera, holding Series 63 and Series 65 designations and possessing 30 years of industry experience. He has been with Cetera since 2007 and also operates his own CPA firm, James M. Stapleton, CPA, PC, providing auditing, accounting, and tax services since 1992. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary options across multiple program structures.

Robert Gariano is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been affiliated with Cetera and its related entities since 2005 and has operated Gariano Wealth Management since 2015. In addition to his advisory work, he serves as a notary public on an ad hoc basis. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a network of independent advisors and provides access to affiliated and third-party investment strategies across multiple program platforms.

James Verga is an Investment Consultant currently working with Fidelity Investments since 2025. In this role, he collaborates with clients to develop personalized investment strategies that align with their individual needs and goals, emphasizing trust and transparency. Prior to his current position, James worked as a Financial Advisor at Equitable Advisors from 2022 to 2025. His experience in these roles centers on financial planning and investment advisory services. Outside of his professional work, James has interests that include baseball, golf, movies, reading, writing, and culinary experiences.

Ronen Kim is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at several firms including MML Investors Services LLC and MassMutual Life Insurance Co. Outside of finance, Ronen has experience working at Sidewalk Bistro. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investments, and integrated custody and brokerage services.

David Volkman is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including First Allied Advisory Services and Premier Wealth Advisors. Beyond advising, he is engaged as an author, speaker, media contributor, and serves on the board of trustees for Torah Beth Shalom, a nonprofit organization. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, supporting both discretionary and non-discretionary accounts.

Kim Qvistorff is a CFP® professional with 35 years of industry experience, currently affiliated with LPL Financial since 2026. Prior to joining LPL, Kim worked at OSAIC from 2024 to 2026 and at American Portfolios Financial Services for 19 years. Outside of advisory work, Kim serves as the local chapter president for the Rebild National Park Society, a 501(c)(3) charity, and is a board member of the Hans Christian Andersen Storytelling Center, which organizes storytelling events for children in New York's Central Park. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, supporting both discretionary and non-discretionary management with access to proprietary and third-party research and model portfolios.

Michael Seidenfrau is a financial advisor with Wells Fargo Clearing in Pearl River, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co. Incorporated. He serves as a trustee of a trust for his daughter. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

David Friedman is a financial advisor at LPL Enterprise with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. Friedman also serves as a fiduciary for his immediate family’s estate. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, model portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated advisory and brokerage platform.

Brad McIntyre is a Financial Consultant currently working at Fidelity Investments since 2021. He focuses on assisting individuals, families, and businesses in pursuing their financial goals through a holistic financial planning process that involves understanding clients' needs, goals, and concerns to develop tailored plans and provide guidance. Brad has extensive experience in the financial services industry, having served as a Wealth Management Advisor at TIAA CREF from 2013 to 2020, a Financial Advisor at Morgan Stanley from 2011 to 2013, and a Financial Advisor at Citi Smith Barney from 2005 to 2011. He holds a California Insurance License. Outside of his professional work, Brad has interests in the beach, cars, concerts, food, pets, and yoga.

Paul Ruggiero is a financial advisor with Mass Mutual Investors Services in Elmsford, NY, holding a Series 66 designation and 29 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he works as an independent insurance agent specializing in disability, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning using firm-approved analytics and offers asset management, wrap and money-manager programs, and educational seminars.

Julieta Corrales is a financial advisor at Primerica Advisors with nine years of industry experience. She holds the Series 63 designation and has been with Primerica Advisors since 2016. In addition to her advisory role, she is involved in sales of investment-related products and also receives non-investment compensation related to mortgage and home services referrals through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Alan Waidelich is a financial advisor at Cetera with 34 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and its related entities since 2013. In addition to his advisory role, he is an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Rashidah Polius is a Planning Consultant specializing in developing customized financial plans tailored to the needs of individuals and families. She collaborates closely with clients to review and implement holistic strategies that address both current and future financial goals. Rashidah emphasizes ongoing engagement with her clients to ensure their financial plans remain aligned with their evolving needs. Outside of her professional work, she has interests in fitness and traveling.

Jane Donnelly is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 35 years of industry experience. Her prior roles include positions at Ameriprise and Edward Jones. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, with investment management supported by internal research, third-party subadvisors, and technology-driven strategies.

Joseph Prizzi is a financial advisor with Raymond James & Associates holding a Series 66 designation and one year of industry experience. He previously worked at B Riley Wealth Management and was involved with Montclair State University and The Godfather of East Hanover. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning and consulting services with a range of portfolio management styles and research resources.