Steven Guarascio is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and operates Guarascio Consultants, LLC, a registered investment advisory firm he founded in 2001. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, employer-sponsored retirement, corporate, charitable, and institutional clients nationwide. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, with a mix of discretionary and non-discretionary account management across numerous program structures.

Lawrence Rosen is a financial advisor with Ameriprise in Suffern, NY, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has been with Ameriprise and its predecessor entity since 2010. Outside of his advisory role, he owns a consulting business, LJR Consulting. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing annual planning focused on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Maura Sayers is a Financial Consultant at Fidelity Investments, a role she has held since 2025. In this capacity, she partners with clients to develop personalized financial roadmaps that align with their individual goals, values, and visions for the future. Her approach involves designing strategies aimed at supporting clients' long-term financial success and providing clarity and confidence in financial decision-making. Prior to her current position, Maura served as a Planning Consultant at Fidelity Investments from 2020 to 2025 and as a Senior Relationship Manager at the same firm from 2015 to 2020. Her financial services career began as a Financial Advisor at Morgan Stanley from 2013 to 2015, following an extensive tenure as Assistant Vice President at Guardian Investment Services, LLC, from 1994 to 2012. Outside of her professional responsibilities, Maura has personal interests that include socializing with friends, reading, and traveling.

Tate Illers is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022. Prior to his advisory role, Dr. Illers held positions at Fordham University and several other organizations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved planning tools.

Stacie Spedding is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and three years of industry experience. She has been with J.P. Morgan Securities since 2022 and has a longer history with JPMorgan Chase Bank dating back to 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Peter Manke is a Series 66-licensed financial advisor with 16 years of industry experience. He has been with Thrivent Investment Management since 2009 and Thrivent Financial for Lutherans since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers holistic, goal-based financial planning on a one-time or ongoing basis, separate from its managed-account programs, and does not provide portfolio management for institutional clients.

Rodrigo Suarez Navarro is a Series 66-licensed financial advisor with Morgan Stanley, based in Purchase, NY. He has six years of industry experience, including roles at Morgan Stanley Private Bank and Morgan Stanley since 2018. Prior to his financial career, he worked at Sergios Restaurant and attended Baruch College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm‑approved tools and outcome modeling.

Jeffrey Astor is a financial advisor at Edward Jones with over 16 years of industry experience. He holds a Series 66 designation and has previously worked at Broad Financial and as president of Y Astor & Associates, where he is also a writer. He has been with Edward Jones since 2024. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets with a large nationwide network of advisors and branches.

Patricia Berenger is a financial advisor at J.P. Morgan Securities with 37 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 11 years. Since 2024, she has been affiliated with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Daniel Sburlati Rupp is a financial advisor at UBS Financial Services with 11 years of industry experience. He has held roles at Raymond James & Associates and multiple Wells Fargo entities prior to joining UBS in 2020. He holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Robert Caralyus is a Series 66 licensed financial advisor with one year of industry experience, currently with Cetera. His prior work includes roles at Cetera Investment Services LLC, public works, retail, and hospitality. He also holds a notary commission. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program options and access to third-party managers.

Christopher Franzese is a financial advisor with LPL Financial in Ramsey, NJ, holding a Series 65 credential and one year of industry experience. He has also been associated with Franzese & Balian since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Justin Larosa is a financial advisor at Raymond James Financial with 10 years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2016. Outside of his advisory role, Larosa is involved as an office manager and registered representative for related support companies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Marie Green is a financial advisor with Edward Jones in Cortlandt Manor, NY, holding a Series 63 designation and over 21 years of industry experience. She has been with Edward Jones since 2004. Outside of financial advising, she is a part-owner of the New Jersey Pride professional outdoor lacrosse team, where she participates in budget, hiring, and marketing decisions. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Barima Anyane Yeboah is a Series 66 licensed financial advisor with LPL Enterprise, where he has worked since 2025. He has one year of industry experience and previously worked at the University of Mount Saint Vincent for 14 years. Outside of his advisory role, Yeboah is involved in athletic training and holds a vice president position for membership at African American Franchise Brands. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services supported by model portfolios, third-party asset management, and an integrated platform of financial products.

Olivia Mogavero is a financial advisor at J.P. Morgan Securities with Series 66 registration and three years of industry experience. She has worked at J.P. Morgan Securities, LLC since 2022 and JPMorgan Chase Bank, N.A. since 2021. Prior to joining the financial industry, she worked at Manhattan Beer Distributors for six years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Matthew Lasala is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 19 years of industry experience. He previously worked at John Hancock Life Insurance Company and Signator Investors, Inc. Lasala is also an insurance broker specializing in property and casualty, long-term care, disability, and group health insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Imani Tate is a Series 66-licensed financial advisor with J.P. Morgan Securities, bringing two years of industry experience. Prior to joining J.P. Morgan, Tate held roles at JPMorgan Chase Bank, Equitable Financial Life Insurance, and American Eagle Outfitters. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Will Lee is a financial advisor with Morgan Stanley, holding the ChFC®, Series 63, and Series 65 credentials and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm employs structured planning tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Miri Upton is a CFP® professional with 20 years of industry experience, currently associated with OSAIC since 2024. Her previous roles include positions at Securities America Advisors, Equity Services, Inc., and True North Financial Solutions/National Life Group. She owns Mommies and Money, LLC and serves on the boards of the Rockland Community Foundation and the Community Foundation of Orange, Sullivan and Rockland. Additionally, Upton is involved as a liaison for Boss Women United, a scholarship fund supporting female financial advisors, and facilitates financial education workshops. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct diversified portfolios managed on either a discretionary or non-discretionary basis.