Angela Specht is a financial advisor with Merrill in Westlake, Ohio, holding Series 63 and Series 65 registrations and bringing 22 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2010. Outside of her advisory role, she is involved part-time as a Mary Kay Cosmetics representative. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a wide range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Louis Wargo is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 32 years of industry experience. His prior work includes 20 years at FSC Securities Corporation and three years at OSAIC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Ryan Gillespie is a financial advisor at Equitable Advisors in Independence, Ohio, holding a Series 66 designation. He has been with Equitable Advisors since 2026 and has prior work experience at Sherwin Williams and various other roles while completing his education at Kent State University. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through multiple advisory and brokerage platforms and emphasizes the use of LPL-sponsored programs and endorsed third-party asset managers.

Jared Melnyk is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Ernst & Young LLP and AML Rightsource. Jared also operated Jarmel Enterprises from 2023 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Timothy May is a financial advisor with Primerica Advisors in Medina, OH, holding a Series 63 designation and nine years of industry experience. His prior work includes positions at LRC Realty and Mr. T's Jewelry. He also engages in sales of investment-related products and provides referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Janet Keener is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She previously worked at Morgan Stanley for nine years before joining Raymond James in 2023. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and asset-allocation analyses using proprietary research and planning tools, serving both retail and institutional clients with a focus that includes public finance and municipal work.

Bryce Patrick is a Financial Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he was a Planning Consultant at the same firm from 2024 to 2026. Bryce's background includes experience as a Senior Business Risk Consultant and Staff Auditor at Ernst & Young from 2019 to 2024. As a CERTIFIED FINANCIAL PLANNER™ professional, Bryce applies a holistic approach to financial planning, emphasizing the importance of understanding clients' goals, values, and life moments alongside their financial data. His expertise spans various aspects of financial planning and risk consulting. Outside of his professional work, Bryce engages in activities such as boating, concerts, fitness, reading, running, and skiing.

Steven Podhradsky is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and has worked at several firms, including Merrill, Cetera Advisor Networks LLC, and GPS Financial Group. Podhradsky previously worked at Edward Jones from 2014 to 2017 before returning in 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Logan Cingel is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and beginning his industry career in 2026. His prior experience includes roles at Ohio University, Hudson Country Club, Sunrun Inc., Antonio's Pizzeria, and Solon City Schools. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm offers diverse investment implementation options across multiple platforms and employs both proprietary and third-party strategies.

Matthew Bell is a financial advisor with Equitable Advisors, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Orveon Global and Towne Park Valet, as well as work during his time at Ohio State University. Equitable Advisors serves a diverse client base, including individual and high-net-worth clients, retirement plans, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, with a delivery model that heavily incorporates LPL-sponsored programs and endorsed third-party managers.

Karen Miller is a Series 66-licensed financial advisor with LPL Financial, based in Strongsville, OH, and has one year of industry experience. She has been associated with LPL Financial and Ta-Check Financial since 2025. Outside of her advisory roles, she has involvement with Quiet Storm Holdings and Northeast Bancorp of America Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and advanced technologies to manage assets both discretionarily and non-discretionarily.

Nicolas Firment is a financial advisor with Stifel in Westlake, Ohio, holding a Series 66 designation and 14 years of industry experience. He has been with Stifel Nicolaus since 2013. Stifel serves a diverse client base including individuals, institutional clients, and municipalities, offering brokerage and advisory services built on proprietary investment methodologies developed by its Investment Strategy Group. The firm provides both episodic fee-based financial planning and model allocation guidance to support client decision-making.

Kyle Holdsworth is a financial advisor with Equitable Advisors in Broadview Heights, OH, holding a Series 66 designation and five years of industry experience. Prior to joining Equitable Advisors in 2023, he worked at Fidelity Investments and has experience in various roles including a position at Orchard Bar & Grill. Outside of his advisory work, he is involved as an independent agent for outside fixed insurance products and is a member of Lakeside Financial Partners, an LLC based in Brecksville, OH. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, utilizing LPL-sponsored platforms and endorsed third-party managers to provide a range of advisory and brokerage solutions.

Bryan Kissling is a CFP® with 43 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He acts as a trustee for his mother’s and deceased father’s investment trusts. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and offers a broad range of investment options, including insurance-related products and bank deposit sweep programs.

Ryan Radonich is a financial advisor with Equitable Advisors, holding a Series 66 designation and 20 years of industry experience. He has worked at Equitable Advisors since 2006 and was previously affiliated with Axa Advisors, LLC. Outside of his advisory role, Radonich serves as Chief Operations Officer at Chagrin Valley Dental and owns several non-investment businesses, including Lakeside Holdings, LLC and Novelty Lake Tree Farm. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to meet client needs.

Justin Hein is a financial advisor with Raymond James & Associates, holding a Series 66 designation and seven years of industry experience. He has worked at Raymond James & Associates since 2022 and previously held roles at Charles Schwab and Charles Schwab Bank. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program, along with institutional consulting and municipal finance capabilities.

Raymond Loeser is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Before joining Edward Jones, he held positions at Cedarville University, Uber, New Hire Housing Guide, and Wright State University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branch offices nationwide.

Matthew Thomas is a Wealth Management Advisor serving as a Merrill Resident Director. He began his career in financial services in 2005 and most recently worked with JP Morgan as a private client advisor. Matthew specializes in developing personalized financial strategies that address individual clients’ needs and goals, and he acts as a Portfolio Manager by managing discretionary investment strategies that may include individual stocks and bonds, model portfolios, and third-party strategies. Matthew holds a Master of Science degree and a Bachelor's degree from Indiana Wesleyan University. He also earned an Undergraduate Certificate in Investment Management from Yale University. His professional credentials include the CERTIFIED FINANCIAL PLANNER™ (CFP) designation, along with the Accredited Asset Management Specialist™ (AAMS) and Accredited Wealth Management Advisor™ (AWMA) designations from the College for Financial Planning Institutes Corp. Committed to community involvement, Matthew participates in local volunteer organizations and maintains an active lifestyle including golf, soccer, and volleyball.

Joshua Basen is a financial advisor with UBS Financial Services in Westlake, OH, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, Basen serves on the board of directors for Cornucopia Inc., an organization providing occupational training for individuals with disabilities, and participates in investment advisory and sustainability networks connected to Cleveland State University and Sisters of Notre Dame International. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Robert Ross is a CFP® professional with 38 years of experience in the financial services industry. He has worked at Ameriprise since 2021 and previously spent over three decades with Integrity Financial Services, Inc., followed by a decade at Next Financial Group Inc. Outside of his advisory role, Ross serves on the advisory board of the Kairos Wellness Center in Akron, Ohio, and leads IFS Partners Agency, Inc., a business involved in insurance brokering and management related to his Ameriprise practice. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that include income analysis, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering these services through a centralized retirement-income consulting team in partnership with its financial advisors.