Margaret Pierce is a CFP® professional with over 31 years of experience in the financial industry. She is currently with PlanMember Securities Corporation, where she has worked since 2022. Her prior roles include positions at Kestra Investment Services, Newport Group, and Dailyaccess Corporation. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages unitized, risk‑based mutual fund portfolios ranging from conservative to aggressive, offering education and support services such as seminars and personalized retirement planning.

Kyle Neidhardt is a CFA® charterholder based in Boston, MA, with six years of industry experience. He has worked at Mariner Wealth Advisors since 2022 and previously spent seven years with Taylor Wealth Management Partners. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, retirement consulting, and access to pooled vehicles and third-party managers. The firm offers customized discretionary portfolios supported by in-house research and third-party allocations, complemented by integrated tax, accounting, and family office services.

Jacqueline Price is a financial advisor at Cerity Partners LLC in Boston, MA, holding a Series 65 designation. She has worked at Cerity Partners since 2021, with prior experience at Putnam Investments and Grantham Mayo Van Otterloo & Co. Before entering the financial industry, she spent eight years in full-time education. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, estates, business entities, and institutional investors. The firm employs a tailored asset-allocation approach with proprietary quantitative screens alongside third-party managers and individual securities, and it operates multiple private-market offerings and affiliated service units.

Mark Gudaitis is a CFA® charterholder with 16 years of industry experience, currently serving as a financial advisor at CIBC Private Wealth Advisors, Inc. in Boston, MA, where he has worked since 2008. He holds Series 63 and Series 65 licenses. CIBC Private Wealth Advisors provides investment and wealth advisory services to individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm combines an internal investment team, Relationship Managers, and governance committees to deliver customized portfolio management, financial planning, and coordinated Family Office services, managing approximately $67.8 billion in assets across 175 advisors.

Matthew Almeida is a CFP®, CFA®, and holds a Series 66 license with nine years of industry experience. He currently works at Mariner and previously held positions at JPMorgan Securities LLC, JPMorgan Chase Bank, NA, and Citi Private Bank. Almeida is based in Boston, MA. Mariner serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm combines in-house research with third-party managers to provide discretionary, customized portfolios and also offers integrated tax, accounting, and family office services.

Lisa Cardinal is a financial advisor with Empower Advisory Group in Boston, MA, holding Series 63 and Series 65 licenses and 35 years of industry experience. She has worked at GWFS Equities, Inc. since 2012. Cardinal is also an independent associate of the Framingham State alumni association and serves frequently on one of their committees. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, delivering services through an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Bryan Woodford is a financial advisor with Commonwealth Financial Network, holding five years of industry experience. He has worked at Commonwealth since 2020 and concurrently operates Woodford Law, PC, a law practice established in 2008. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients through a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, allowing affiliated advisors discretion in portfolio construction alongside access to model portfolios and distinct program structures.

Colin Olsen is a CFP® and CFA® at Cerity Partners LLC with experience spanning several roles since 2016, including positions at Wellington Management, Gray Private Wealth, Broadridge Financial Solutions, and BNY Mellon Asset Management. He joined Cerity Partners in 2026. Cerity Partners provides customized wealth management and related services to a wide range of clients, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Hao Lu is a financial advisor with Transamerica Financial Advisors in Braintree, MA, holding Series 65 and Series 63 credentials and bringing 20 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also manages a separate business entity for expense tracking. In addition to his advisory work, he is involved in the management of rental properties. Transamerica Financial Advisors serves a diverse client base with a range of advisory and brokerage services, offering proprietary and third-party model portfolios to both individual and institutional clients.

Patrick Caine is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Prior to joining Voya, he spent 10 years at Putnam Retail Management. Outside of his advisory work, he owns and operates Somerville Collectibles, a business focused on buying and selling sports cards. Voya Financial Advisors, Inc. serves a diverse range of clients, including individual investors, retirement plan sponsors, charitable organizations, and corporations. The firm provides financial planning, portfolio management, and plan-sponsor consulting through multiple program structures, primarily delivering non-discretionary advice and recommendations.

Gledia Nasrah is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at JPMorgan Securities LLC, Citizens Securities, Inc., and Clarfeld Financial Advisors, LLC. Outside of her advisory role, she is a minor silent partner in a family-owned fitness studio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles.

Michael Daudelin is a financial advisor at Farther with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Allegiance Financial Services, Inc. for 28 years, where he served as president, treasurer, director, and investment adviser representative. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory and uses proprietary model portfolios with algorithmic rebalancing, focusing on ETFs, mutual funds, individual equities, and fixed income.

John Switchenko is a CFP® professional with four years of industry experience, currently serving at CIBC Private Wealth Advisors, Inc. in Boston, where he has been employed since 2012. CIBC Private Wealth Advisors provides investment and wealth advisory services to a diverse client base, including individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm’s investment process involves an internal team and committees to build customized portfolios, utilizing both proprietary and external managers, and offers a range of strategies including options hedging and structured notes.

Anthony Lischio is a financial advisor at Focus Partners Wealth, LLC with one year of industry experience. He previously worked at The Colony Group, Putnam Investments, and BNY Mellon. Focus Partners Wealth serves a wide range of clients including individuals, high-net-worth families, family offices, corporate, retirement plan, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach that combines fundamental and quantitative analysis with diversified portfolio strategies and offers integrated wealth and financial services through an extensive network of affiliated service companies.

Nicholas Souza is a financial advisor at Voya Financial Advisors, Inc. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining Voya, he worked at Fidelity Investments and has been involved in a boating and licensing training business, Boatwise LLC, where he serves as a partner focusing on social media marketing and website design. Voya Financial Advisors serves individual and institutional clients, including retirement plan sponsors and high-net-worth individuals, offering financial planning, portfolio management, and plan-sponsor consulting through a variety of advisory program structures.

Desmond Lam is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also has experience with Ocean International Trading and World Financial Group. In addition to his advisory role, he provides language, reporting, and consulting services through a separate self-employed business. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm’s investment approach primarily uses model portfolios and third-party managers, supported by a large advisor network and multiple program platforms.

Ryan Vallee is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding a Series 66 designation and 22 years of industry experience. He has been with Voya Financial Advisors since 2016. Voya Financial Advisors serves a diverse range of clients, including individuals, institutions, and retirement plan sponsors, offering services such as financial planning, portfolio management, and plan-sponsor consulting through various program structures, including managed account and third-party money manager programs.

Robert Pearl is a CFP® and Series 66 professional with two years of industry experience. He currently works at Integrated Wealth Concepts LLC and previously held positions at Ameriprise, Aptiv, Bowdoin College, and Dexter Southfield. Outside of his primary role, he serves as an Associate Financial Advisor at Ironsides Operational Support LLC. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income with a long-term focus complemented by shorter-term adjustments.

Timothy Mc Coole is a financial advisor at Integrated Wealth Concepts LLC with four years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise for five years and State Street for ten years. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, employing customized portfolios with a long-term approach and oversight of third-party asset managers.

Kyle Meek is a financial advisor with First Citizens Investor Services, Inc. based in Boston, MA, holding Series 63 and Series 65 licenses. He has 26 years of industry experience, including prior roles at Merrill, TD Bank, and Bank of America. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate clients, employing a client-focused process that integrates fundamental, quantitative, and technical analysis across diverse investment vehicles. The firm offers various portfolio management options, including wrap programs and model portfolios, with a predominance of non-discretionary client arrangements.