Kathleen Potter is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She has been with Fidelity Investments since 2017, progressing through various positions including Planning Consultant, Relationship Manager, and Financial Representative. Throughout her career at Fidelity, Kathleen has worked closely with individuals and families to develop financial plans that align with their goals and values. Her approach involves personalized and transparent guidance to support clients in making confident financial decisions at different stages of life. Kathleen is committed to partnering with clients to help protect, grow, and enjoy their wealth with clarity and peace of mind.

Maya Aly is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds a Series 66 designation and has worked at several firms, including Citigroup and PlanMember Securities Corporation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes preparation of investment policy statements, performance reporting, participant education, and a discretionary 3(38) investment option, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Justin Brenner is a financial advisor at Fidelity with Series 63 and Series 66 registrations and two years of industry experience. His prior roles include positions at The Ohio State University, Burlington, RBC Capital Markets, and YOGIBO. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Ryan Smith is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 10 years of industry experience. His prior work includes roles at Equitable Advisors LLC, Sanford C Bernstein & Co, Alliance Bernstein L.P., J.P. Morgan Securities, Prudential Insurance Company of America, and AXA Advisors. Outside of his advisory work, he volunteers as an assistant lacrosse coach in Madison, NJ. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined advisory and brokerage platform that includes both non-discretionary and discretionary investment solutions, supported by centralized custody and operational resources.

Joseph Troy is a financial advisor with Ameriprise in Florham Park, NJ, holding a Series 66 designation and 19 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2007. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement-income planning, utilizing a written Recommendation Report and ongoing advice to support dependable income and tax-aware withdrawal strategies.

Robert De Rienzo is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His career includes roles at Wells Fargo Clearing, Citigroup Global Markets, Merrill, and multiple positions within Morgan Stanley entities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial planning and estate strategies. The firm employs structured planning tools and manages extensive client assets while providing services through a combination of advisory and brokerage capabilities.

Rhonda Matthew is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 16 years of industry experience. She has worked at Wells Fargo Clearing and Wells Fargo Bank since 2017 and previously held roles at J.P. Morgan Securities and JPMorgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Paul Critchley is a financial advisor at Cetera with 11 years of industry experience. He holds the CFP® and PFS™ designations as well as a Series 63 license. Prior to joining Cetera in 2025, he worked at Avantax Insurance Agency and Avantax Advisory Services from 2021 to 2025, and he has been involved with Odell & Critchley, P.C. since 2009, where he serves as Vice President and Secretary. In addition to his advisory work, he manages tax, accounting, and IRS representation services at Odell & Critchley, P.C. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Athar Khalil is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Bank, NA, and JPMorgan Securities LLC. Morgan Stanley Wealth Management serves both individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services through direct client relationships and corporate financial planning agreements.

Robert Brown is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley, Citigroup Global Markets, and RBC Capital Markets. He is based in Florham Park, NJ. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

James Farrell is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 designations with 30 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2019 and previously worked at Santander Investment Securities Inc. from 2017 to 2019. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

John Klimas is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at JPMorgan Chase Bank, PNC Investments, Quick & Reilly, and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by a centralized due diligence process.

Andrew Turner is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at UBS Financial Services and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with customized portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Michael Handzo is a financial advisor with Ameriprise in Kinnelon, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Ameriprise provides a retirement-income planning service aimed at individuals nearing or in retirement who meet certain asset thresholds, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with a centralized consulting team to produce tailored, non-discretionary recommendations.

Tharaka Ramdeo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and two years of industry experience. His work history includes roles at Wells Fargo Bank and PNC Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Neal Teicher is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2013 and 2015, respectively. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jerry Azzollini is a financial advisor with RBC Capital Markets holding Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining RBC in 2024, he worked at JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A. from 2018 to 2024. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Jeffrey Tucker is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Smith Barney LLC and Merrill Lynch, Pierce, Fenner & Smith. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options in its offerings.

Steven Bredahl is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and 23 years of industry experience. His prior roles include work at Reverse Mortgage Funding LLC and Katahdin Realty Management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and broker-dealer activities.

Michael Fattal is a financial advisor at Wells Fargo Advisors with a Series 66 credential and two years of industry experience. Prior to joining Wells Fargo Advisors in 2024, he worked at ADS Environmental and Elite Spinal LLC and served for 14 years with the Millburn Police Department. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, and special-needs analysis, supported by proprietary research and planning tools.