Satyam Desai is a Senior Resident Director and Wealth Management Advisor with Merrill, where he specializes in serving corporate executives and managing new wealth. He designs financial strategies tailored to significant life developments, including company exits, liquidity events, and legacy planning. His approach focuses on comprehensive planning that balances aspirational goals with the financial necessities of clients' family and retirement needs. Before joining Merrill in 2014, Satyam was a director at Morgan Stanley for eight years. He holds a Bachelor's degree from Michigan State University and has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has also served as a board member for the National Association of Stock Plan Professionals (NASPP) Philadelphia Chapter from 2012 to 2015. Satyam lives in Ardmore, Pennsylvania, with his wife and three children. Outside of his professional work, he coaches his son's first-grade basketball team and enjoys playing basketball, as well as gardening, bowling, and golfing.

Gary Baker is a financial advisor with Merrill in Wayne, PA, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. He has been affiliated with Merrill Lynch since 2007 and Bank of America NA since 2011. Outside of his advisory role, Baker serves as an advisory board member for Beat the Streets Philadelphia, a nonprofit focused on academic tutoring and wrestling programs for underprivileged youth, and is the head wrestling coach at Conestoga High School. He is also a general partner and consultant for GenreWerks, LLC, a company involved in character development for screen-printed apparel. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, employing strategic asset allocation and tax-aware investment options.

Susan Butler is a financial advisor with Merrill, holding Series 63 and Series 65 designations and 39 years of industry experience. She has worked with Merrill since 1987 and has also been associated with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Shona Furman is a financial advisor with Primerica Advisors in Conshohocken, PA, holding Series 63 and Series 65 licenses with five years of industry experience. Her work history includes roles at PFS Investments Inc. and Primerica Financial Services, along with a 15-year tenure at the City of Philadelphia. Outside of advising, she is involved in sales of investment-related and home service products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm delivers advisory services primarily through financial advisors using model-based investment strategies supported by third-party asset managers and custodians.

Mark Freilich is a financial advisor with LPL Financial in Collegeville, PA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with LPL Financial since 2009. Freilich operates under the DBA DeKalb Wealth Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides advisory and brokerage services through a large network of advisors with access to a range of financial planning, model portfolios, third-party asset management, and institutional platforms.

Thomas Graham is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at both Bank of America, NA and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Angelo is a financial advisor at LPL Financial with 31 years of industry experience. He holds the CFP® designation and securities licenses including Series 63, 65, and 66. Prior to joining LPL Financial in 2023, he worked at Wells Fargo Advisors and Wells Fargo Clearing. Angelo also owns and operates a tax and accounting business under Second Level Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Brian Arrow is a financial advisor with LPL Financial, holding a Series 66 designation and over 20 years of industry experience. His prior roles include positions at Cuna Mutual Group, CUNA Brokerage Services, Inc., and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jose Vasquez is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and bringing 17 years of industry experience. He has been with Primerica in various capacities since 2014 and previously worked at Valley Forge Medical Center for 15 years. Outside of his advisory role, Vasquez works as a self-employed caregiver and serves as a cross country referee for Springfield Township High School. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and limited discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure to manage client portfolios.

Christine Stefanou is a financial advisor with Ameriprise in Malvern, PA, holding a Series 66 designation and 23 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she is involved in a family-owned software company and has an ownership interest in a rental property business through an LLC. Ameriprise serves primarily high-net-worth individuals approaching or in retirement, offering retirement-income planning services that include written recommendation reports and a combination of research, modeling, and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical for a large institutional financial services company.

Robert Musselman is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at VOYA Financial Advisors and operated his own firm, R Bruce Musselman. He is also president of Musselman Financial Solutions, LLC, a firm involved in the sale of fixed insurance, securities, and investment products. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, as well as institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Nathaniel Coleman is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2014 and 2015 respectively. Outside of his advisory role, he participates in the Financial Literacy Center of Lehigh Valley, where he educates students on the benefits of using banking services and the basics of the financial system. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Marotta is a Series 66-licensed financial advisor with Merrill in Wayne, Pennsylvania, and has 14 years of industry experience. He has worked at Bank of America and Merrill since 2017 and was previously with UBS Financial Services from 2013 to 2017. He also serves as co-trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Richard Grobman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He previously worked at Fahnestock & Co., Inc. for 25 years before joining Raymond James in 2017. Grobman serves as chair of the investment committee for Har Zion Temple and is a board member on the investment committee for Jewish Family and Children's Services. He is also involved as a co-trustee for multiple family trusts and holds officer roles in family-related entities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and charitable organizations, offering financial planning and consulting with a non-discretionary approach, supported by a range of portfolio management styles and affiliated research.

Kristin Colgan is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, she worked at CBRE and held roles in the restaurant industry with Eddie V's Prime Seafood, Taphouse 23, and Sullivan's Steakhouse. She holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models as part of its advisory process.

Brian Degnan is a financial advisor with Morgan Stanley, holding a Series 66 designation and 22 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved tools and methodologies such as Monte Carlo simulations and Secular Return Estimates in its financial planning process.

Jeffrey Hall is a financial advisor with RBC Capital Markets in Conshohocken, PA, holding Series 63 and Series 65 designations and over 46 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing in-house and third-party investment managers and tailored strategies based on clients’ risk profiles.

Robert Clements Jr. is a financial advisor with LPL Financial in Wayne, PA, holding the ChFC® designation and securities licenses Series 63 and Series 65. He has 23 years of industry experience and has worked at firms including Global Retirement Partners, LLC, New England Securities, and Private Advisor Group, LLC. Clements also serves as a life insurance broker and operates Clements Financial LLC, a business entity formed for tax and liability purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment solutions, including model portfolio programs, third-party asset management, and institutional platforms.

Robert Defalco is a financial advisor at Merrill with 29 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch since 1986. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Randy Swope is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His career includes roles at PFS Investments Inc. and Primerica Financial Services since 2018, as well as Lincoln Investment from 2016 to 2018. In addition to advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its investment solutions.