Michael Mattia is a CFP® with eight years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Bank of America, and Merrill. Outside of his advisory work, he owns Priceless Painting LLC, a construction-related business. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, offering services such as financial planning, consulting, and access to third-party asset managers.

Alf Markussen is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Bank of America, Merrill, and several other financial and business entities. Outside of his advisory work, he is the owner of Markussen Associates and operates an eBay store. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is primarily model-driven, offering access to third-party asset managers and a suite of financial planning and consulting services.

Leigh Mayer is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jagruti Panwala is a financial advisor with Osaic who holds Series 63 and Series 65 designations and has 27 years of industry experience. Her prior work includes 20 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company, followed by eight years at Royal Alliance Associates, Inc. She is also an executive member of the board of directors for the American Hotel and Lodging Association and serves as a panel speaker for Castell College. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a range of managed account programs supported by risk assessment tools and third-party manager options.

Ryan Stalker is a financial advisor at OSAIC with Series 65 and Series 63 credentials. He has recently entered the industry and has held various roles in education and logistics prior to joining OSAIC. Outside of finance, he has maintained involvement with D.C. Jefferson Landscape, LLC. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by advanced tools and multiple program options.

Rituraj Shandilya is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2023 and was previously with Morgan Stanley Private Bank from 2015 to 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is driven by investment policy statements and modern portfolio theory, incorporating a diverse range of financial products including insurance-related vehicles and bank deposit sweep options.

Chintan Vora is a financial advisor at Merrill with 22 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2005 and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Pogroszewski is a Financial Advisor at Merrill Lynch Wealth Management, specializing in legacy planning, personal retirement planning, small business strategies, individual and corporate investment strategy, and tax minimization. He is dedicated to helping clients build, preserve, and confidently navigate their wealth to achieve their long-term goals. With experience as an Investment Advisory Specialist, Kevin has developed expertise in investment strategy, portfolio construction, and wealth management. He works closely with clients to create tailored investment strategies that align with their goals, risk tolerance, and objectives. His approach includes analyzing market trends, evaluating investment vehicles, and constructing diversified portfolios to help investors maintain discipline through changing market conditions. Kevin holds a Master of Business Administration and a degree in Finance from Rider University. He is a Personal Investment Advisor (PIA) and communicates effectively in English and Polish. Outside of his professional work, Kevin is involved with Mercer United F.C. and enjoys golfing, ice hockey, music, skiing, soccer, spending time with his family, tennis, and traveling.

Kevin Anthony is a financial advisor with Cetera, holding a Series 66 license and two years of industry experience. He previously worked at Bucks County Wealth Management and provides accounting services at Strack Associates Inc. He also sells fixed insurance products as an insurance agent. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Jules Andrianantoandro is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill since 2008 and also works at Bank of America, N.A. since 2011. Outside of his advisory role, he represents a family-owned food facility on FDA matters related to import shipments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a variety of client types, including individuals, high-net-worth clients, and institutional investors.

Alec Jurczynski is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, he worked in education at Mercer County Community College and Ewing High School, and was employed at Villa Rosa Ristorante and Pizzeria. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zad Mahana is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works one-on-one with clients to define their financial goals and develop portfolio strategies designed to help achieve them. Mahana provides ongoing advice and adapts portfolios as clients' situations change. He has experience in custom managed strategies, private markets, and managing small business 401(k) and cash balance plans. His areas of focus include college education planning, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, and portfolio management services. Mahana holds the Personal Investment Advisor (PIA) designation. Mahana earned a Bachelor's Degree from George Washington University. He speaks English and Arabic. Outside of his professional work, his interests include boxing, chess, music, skiing, and soccer.

Kyle Dudek is a Financial Advisor at Merrill Lynch Wealth Management, where he assists clients in navigating complex financial challenges. He focuses on creating tailored strategies that align with each client's unique goals to help maximize their resources and achieve their envisioned future. With over five years of experience in the financial services industry, Kyle specializes in serving the mass affluent market. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, and leverages his expertise in banking services and wealth planning to provide comprehensive, evolving financial guidance. Kyle earned a Bachelor's Degree in Financial Planning and Wealth Management with a minor in Economics from the University of Delaware. He is based in Skillman, NJ, and enjoys spending time with his family, staying active through various sports, traveling, and following New York sports teams.

Susan Cornford is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has worked at Merrill since 2019 and has held positions at Bank of America, N.A., Hyatt House, Macy's, Target, TD Bank, and Plymouth Rock Assurance. Outside of her advisory role, Susan is involved with Easter Seals, supporting funding for recreational activities for her disabled son. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Mitchell Jr. is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked previously at Citizens Bank, Citizens Securities, Bank of America, and Linden Bulk Transportation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Papa Macisse Diop is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. His prior roles include work with FC Cincinnati, T3 Trading Group LLC, Philadelphia Union, Sporting Kansas City, Rutgers, Menzies Aviation, and the United Nations Development Programme. He has been with Merrill Lynch since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Byers is Vice President and Wealth Planner at Fidelity Investments, where he has worked since 2017. In this role, he focuses on building relationships with families to engage in holistic financial planning, assisting them with financial decisions and simplifying their lives. He has extensive experience in financial planning and wealth management, having held various positions since 1999. Prior to his current role, Andrew served as an Investment Consultant at Fidelity Investments, and held roles including Wealth Advisor at RegentAtlantic Capital, Director of Financial Planning at Hennion & Walsh, Inc. and Prestige Wealth Management Group, L.L.C., Financial Advisor and Franchise Consultant at Ameriprise Financial Services, Inc., and Senior Financial Consultant at PNC Investments, Inc.

Iliana Nyktas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work history includes roles with the U.S. House of Representatives and the Mercer County Board of Elections. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tony Wilson is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Janecek is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.