Nicholas Santoro is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been providing financial advisory services since 2014. He specializes in creating tailored wealth management strategies that align with clients' individual goals and family wealth. His areas of focus include education planning, investment consulting for defined contribution plans, legacy planning, personal retirement planning, special needs planning strategies, tax minimization, and retirement income. Nick holds a Bachelor's of Science degree in finance from Albright College. He is a Chartered Financial Consultant (ChFC), a Certified Financial Planner (CFP), and a Personal Investment Advisor (PIA). He emphasizes personalized financial strategies based on clients' unique goals and visions for life after retirement rather than relying solely on age-based models. Nicholas lives in Columbus, New Jersey with his family. Outside of his professional work, he enjoys playing the guitar and spending time with his family.

Michael Billiris is a financial advisor at RBC Capital Markets with 10 years of industry experience. He holds Series 63, 65, and 66 licenses and has held positions at SEI Investments Management Corp., JOHCM Funds Distributors, LLC, Foreside Financial Services, LLC, JOHCM (USA) Inc., and Wells Fargo Private Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations with tailored investment strategies using a blend of in-house and third-party investment managers and various advisory programs.

Jared Weiss is a CFP® and Series 66 credentialed financial advisor with 10 years of industry experience. He is currently with OSAIC and has previously worked at FSC and Lincoln Investment. In addition to his advisory role, Jared provides paid tax return services for his clients and serves as treasurer for two nonprofit organizations in the Philadelphia area. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance assessments to construct diversified portfolios and supports multiple advisory platforms, including discretionary and non-discretionary management options.

Daniel Cappello is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63, 65, and 66 designations and 13 years of industry experience. His prior roles include positions at Bessemer Trust and Goldman, Sachs & Co. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Aileen Takio is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. She works closely with high-net-worth clients to develop personalized financial strategies that address their unique goals and circumstances. Her approach includes assisting clients with estate planning services, investments, tax minimization strategies, wealth transfer, and retirement income planning. Aileen holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Retirement Manager Advisor (RMA). She earned a bachelor's degree from Rutgers University.

Anthony Mantellino is a financial advisor at LPL Financial with 19 years of industry experience. He holds a Series 66 designation and has previously worked at MML Investors Services, MassMutual, Fairleigh Dickinson University, Nylife Securities LLC, and New York Life Insurance Company. Outside of his advisory role, Mantellino serves as a business manager at St Charles Borromeo Church and Our Lady of Guadalupe Church. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Joseph Checchio is a financial advisor at Cetera with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes over 30 years with Avantax entities. Outside of advising, he is involved in public accounting and tax preparation through his own practice, which he has operated since 1982. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options and discretionary and non-discretionary services, supporting over 10,000 advisors and managing assets totaling over $256 billion.

Edward Gruber is a financial advisor with Morgan Stanley in Yardley, PA, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside his advisor role, he is the general partner and owner of Broad Street Sports Capital Management, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured assessments and approved planning tools to develop tailored financial strategies.

Rodney Boylan is a financial advisor with Mass Mutual Investors Services in Moorestown, NJ, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc for 11 years. Outside of his advisory work, Boylan is involved as a production manager for a nonprofit orchestra and also works as a DJ for parties and school events. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved software and offers event-driven planning programs alongside various asset management solutions.

Michael Fiazzo is a financial advisor with Ameriprise in Conshohocken, PA, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Beacon Bridge Wealth Partners and Ameriprise Financial Services, Inc. He is also involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage his practice. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research and modeling to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Nicholas Gladden is a Financial Advisor at Merrill Lynch Wealth Management. He provides professional financial services within the wealth management sector. Nicholas holds a Bachelor's Degree from the University of New Haven. Further details about his experience, areas of expertise, or personal interests have not been provided.

Christopher Frey is a financial advisor at LPL Financial with 19 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Waddell & Reed, Inc. for 14 years before joining LPL in 2021. He also operated Frey & Frey LLC and Frey & Frey Properties LLC, the latter involving activities beyond investment advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios from LPL and third-party providers.

Joshua Weizer is a financial advisor at LPL Enterprise with a Series 66 designation and has been with the firm since 2026. He has 13 years of experience with Delaware Valley Vital-Link Inc. in addition to his role at LPL. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Andrew Pilone is a financial advisor with LPL Enterprise and holds the Series 66 designation. He has seven years of industry experience, including roles at Prudential Insurance Company of America and Pruco Securities, LLC. His work history includes service at both firms before joining LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, consulting, access to model wealth portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Maxwell Gravenstine is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning supported by a structured process and advanced modeling tools.

Natalie Laux is a financial advisor with Merrill in Philadelphia, PA, holding a Series 66 license and eight years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016 and previously attended Duquesne University Law School. Prior to her current role, she worked at Bank of America for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Yvonne Steveson is a financial advisor at Merrill with 21 years of industry experience. She has held her current role since 2015 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ensong Zhang is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior experience at Bank of America, N.A. and Guiker Solution Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Robidoux is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds a Series 66 designation and has worked previously at BlackRock and Bank of America. Outside of his advisory role, he is a part owner of a vending machine business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Matthew Marker is a financial advisor with J.P. Morgan Securities in Philadelphia, PA. He holds a Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan, he worked at Blackstone Inc and KPMG LLP. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.