Garrett Smith is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2022. Prior to this role, he served as Vice President at Fidelity Investments from 2015 to 2022. His professional experience also includes serving as Senior Vice President at ETF Securities, LLC from 2009 to 2015, and as Vice President at Claymore Securities-Rydex Investments from 2003 to 2009. Throughout his career, Garrett has developed expertise in financial consulting, leveraging his extensive experience across multiple investment firms. His goal is to provide clients with peace of mind regarding their financial journeys, aiming to create impactful conversations that lead to positive outcomes for individuals and their families.

Christie Crawford is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Bank of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

William Wilson III is a Financial Advisor at Merrill Lynch Wealth Management, where he develops and executes custom wealth strategies for individuals and families. He brings experience in managing complex strategies including wealth management planning, single stock risk management, non-traditional investments, liability planning, and business succession planning. His client base includes business owners, private equity professionals, corporate executives, doctors, and attorneys. William employs a comprehensive approach to wealth management that starts with understanding a client's family, financial situation, and priorities. He provides access to investment insights from Merrill and banking services from Bank of America to address various financial aspects. William helps design and implement personalized portfolios, including defined and Merrill model strategies, to support retirement, education, employment changes, family dynamics, and estate planning. Originally from Johnstown, Pennsylvania, William graduated Cum Laude from The Catholic University of America with a Bachelor of Science in Business Administration in finance and a minor in entrepreneurship. He holds the Chartered Retirement Planning Counselor™ (CRPC) designation and the Personal Investment Advisor (PIA) designation. Outside of work, he enjoys playing baseball, traveling, supporting Pittsburgh sports, and exploring new restaurants.

Braxton Ransaw is a financial advisor at J.P. Morgan Securities with Series 63 and 65 licenses and four years of industry experience. He previously worked at Sanford C. Bernstein & Co., LLC and has held roles at The Johns Hopkins University and Leveling the Playing Field, Inc. Since September 2024, he has been employed by both J.P. Morgan Securities and JPMorgan Bank, enabling him to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with affiliated brokerage, distribution, and investment management capabilities.

Justin Dennett is a financial advisor with Stifel in Washington, DC. He holds a Series 66 designation and has been with Stifel since 2026. Prior to his current role, he has worked in various positions including at Lesley University and several country clubs and fitness centers. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Andrew Coyne is a financial advisor with Edelman Financial Engines in Annapolis, MD, holding Series 63, Series 65, and Series 66 licenses and possessing 29 years of industry experience. He has worked at various related entities within the Financial Engines and Edelman Financial Engines umbrella since 2015. Outside of his advisory role, he has a brief credit as a cast extra in a film production. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary management options.

Jed Woelfle is a financial advisor at Morgan Stanley with 34 years of industry experience. He has been with Morgan Stanley since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations, to support its advisory process.

Marshall Boroshok is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has spent his entire financial services career with Merrill Lynch, joining in 2016 after graduating from the Robert H. Smith School of Business at the University of Maryland with a Bachelor of Science degree in Economics. Marshall works with a diverse clientele including veterans, executives, and civil servants, providing tailored investment, retirement, and estate planning strategies. He focuses on mitigating risk and tax consequences in his clients' financial plans, emphasizing the importance of a structured retirement strategy. His professional credentials include the CERTIFIED FINANCIAL PLANNER (CFP) certification and designation as a Personal Investment Advisor (PIA). He and his fiancé Emily live in Baltimore, Maryland, with their chocolate Labrador, Bear.

Cameron Blackwood is a financial advisor with LPL Financial in Alexandria, VA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Clearing Services, and UBS Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with both discretionary and non-discretionary management options supported by extensive research and technology tools.

Hasan Nock is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously spent two years with SunTrust Advisory Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers both brokerage and advisory solutions.

Jessica Heckel is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. She has previously worked at UBS Financial Services and Wells Fargo Bank, NA. Heckel owns a dormant LLC, Jess for Success LLC, which is not currently active and has no related business activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Livoti is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds the Series 66 designation and has been with UBS since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Justin Whitcome is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, he held positions in construction and government services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Owen Motsay is a financial advisor at Ameriprise with a Series 66 credential and just over a year of industry experience. His background includes periods of full-time education and work at Norseman Defense Services, Killarney House, and Eastport Yacht Club. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides detailed retirement planning advice focused on income sources and tax-aware withdrawal strategies.

John Mc Lister is a financial advisor at Morgan Stanley in Washington, DC, holding a Series 66 credential with three years of industry experience. Prior to joining Morgan Stanley in 2023, he served in the US Army from 2019 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individual and institutional clients. The firm offers tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kimberly Berry is a CFP® professional with 25 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Liam Maison is a financial advisor with LPL Financial in Alexandria, VA, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Burke & Herbert Bank and EnviroTech Services, Inc., as well as experience in both banking and university settings. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers various financial planning and advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and a range of investment strategies.

Alisa Napier is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. She has worked at Ameriprise since 2026 and previously held roles at Raymond James Financial Services Advisors, Inc., Peoples Bank, Merrill Lynch, and State Farm Insurance. Outside of her advisory work, she is the owner and creator of the true crime conversational podcast, Watch For Deer. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Amar Ramroop is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his career in 1995, he has worked with individuals, families, and business owners to understand their financial situations, time horizons, and liquidity needs. He assists clients in articulating their short- and long-term goals and recommends financial strategies aligned with their objectives, combining personalized service with Merrill’s investment insights and access to Bank of America’s banking services. His approach is holistic, utilizing both sides of the balance sheet to create custom wealth and liability management plans. Before joining Merrill, Amar was a Vice President at BOK Financial. He holds a Bachelor’s degree from Jai Hind College and an MBA from the University of Colorado at Denver. He also holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and the Personal Investment Advisor (PIA) designation. Amar’s client focus areas include family wealth management, executive compensation, retirement planning, tax minimization, and socially responsible investing, among others. Outside of his professional work, Amar participates in community service, volunteering with organizations such as the Second Harvest Food Bank. He enjoys spending time with his wife and two children, engaging in activities like golfing, swimming, basketball, biking, and traveling. Fluent in Hindi, Punjabi, and English, Amar emphasizes working one-on-one with clients to develop personalized financial strategies tailored to their long-term goals.

Heather Lakner is a financial advisor at RBC Capital Markets with six years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and Palate Pleasers. Outside of her advisory role, she has been involved with Centerpiece Boutique and Design. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles through a combination of in-house and third-party investment managers.