Nicole Russo is a financial advisor at Charles Schwab with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1997, including roles at Charles Schwab Bank, SSB. Outside of her advisory work, Russo is a half owner of an automotive repair business managed by her spouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational services.

Jacob Langer is a financial advisor at Morgan Stanley in McLean, VA, with three years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services, Bessemer Trust, Fannie Mae, and served in the United States Senate. Morgan Stanley Wealth Management offers a range of advisory programs for individual and institutional clients, providing tailored financial planning with various tools and strategies while managing approximately $2.74 trillion in client assets.

Eric Horne is a financial advisor with Wells Fargo Advisors in Vienna, VA, holding a Series 66 designation and seven years of industry experience. Prior to joining Wells Fargo Advisors in 2019, he worked for the Catholic Diocese of Richmond for three years. Outside of his advisory role, he is a poetry writer with several published works. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients who meet net-worth criteria. The firm offers a broad range of planning services, leveraging proprietary research and tools, with discretionary implementation options through its brokerage or advisory programs.

Kojo Gyabaah is a CFP®-designated financial advisor with Ameriprise, based in Kensington, MD, and has 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Kojo serves as secretary on the board of directors for Decatur Building Condominium Inc. and is involved with St. Andrew's Episcopal Church in College Park, addressing parish budget matters. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that offers tailored retirement planning and income strategies supported by proprietary research and third-party data.

Matthew Day is a financial advisor with LPL Financial in Columbia, MD, holding a Series 66 designation and 18 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he is involved with Belman Klein Insurance, providing life, health, disability, long-term care, and fixed annuities insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, with advice delivered through a broad network of investment adviser representatives.

John Talbott is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo since 2009, initially with Wells Fargo Advisors LLC and currently with Wells Fargo Clearing. Outside of finance, he owns and operates Jay Talbott Photography, specializing in wedding photography. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets through a network of over 14,000 advisors.

Craig Beden is a financial advisor at Mass Mutual Investors Services with over 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. He has been with MassMutual Life Insurance Company and its subsidiary since 1984. Beden serves as a board member of the THANC Foundation. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, and its planning process involves collaborative, annual engagements using firm-approved analytical tools.

Elaine Rose is a financial advisor at Primerica Advisors with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2003. In addition to her advisory role, she is involved in sales of investment-related products and receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and offers a tiered wrap-fee structure for its services.

Francis Surette is a financial advisor with Mass Mutual Investors Services in McLean, VA, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience and has been with Mass Mututal Investors Services and MassMutual Life Insurance since 2013. His prior activities include sales in life, health, and group life insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning relationships and offers various specialized planning programs and educational seminars.

Evelyn Velasco is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She works closely with clients and their families to develop tailored financial plans that address both short- and long-term goals. Her professional experience includes several positions at Fidelity Investments, where she served as Planning Consultant, Relationship Manager, and Financial Representative between 2022 and 2025. Prior to joining Fidelity, she worked at Deloitte as a Tax Consultant II and Tax Intern, as well as a Tax Intern at BDO. Evelyn holds a California Insurance License. Outside of her professional work, she enjoys golf and running.

Craig Dell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in banking in 1996 and joined Merrill Lynch Wealth Management in 2009. Craig employs a consultative, goals-based approach to wealth management, focusing on aligning investment and wealth management strategies with each client's unique short- and long-term objectives. Craig's areas of expertise include education planning, executive and equity compensation services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. He holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Craig earned a bachelor's degree from Shepherd University. He lives in Frederick, Maryland, and has one son. His personal interests include basketball, golfing, music, spending time with his family, and traveling.

James LoBocchiaro is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized financial advice and strategies to help clients pursue their short-, mid-, and long-term financial goals. His client focus includes areas such as divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Before entering financial services, James worked as a real estate broker in the DMV area, guiding institutional investors and local families through property transactions. He is a Navy Veteran and a graduate of the University of Maryland. James holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He works closely with clients to define goals and develop portfolio strategies aligned with their financial objectives, providing ongoing advice and adapting portfolios as clients' needs change. Outside of his professional responsibilities, James enjoys personal interests such as cooking, dancing, golfing, hiking, and playing tennis. He is involved in the community through his participation with Hero Academy.

Martin Depetris is a Series 66 registered advisor with Fidelity Investments, bringing six years of industry experience. His career includes roles at Bank of America, Merrill, H. Beck, Inc., Scottrade, and the University of Maryland University College. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios involving mutual funds, ETFs, and ETPs.

George Cabalu is a financial advisor with Wells Fargo Advisors in McLean, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC prior to his current role. Outside of his advisory work, he owns and operates an income-related LLC based in Arlington, VA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including niche areas like business-owner transition and special-needs analysis, and combines advisory services with other financial products and referral channels.

Michael Levitsky is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 12 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank before joining Wells Fargo Advisors in 2016. Outside of his advisory work, Levitsky is involved in several investment-related business ventures. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions that include cash-flow, retirement, education, and niche services tailored for specific client needs.

Christine Austin is a financial advisor at Morgan Stanley in Bethesda, MD, holding Series 63 and Series 65 licenses with 14 years of industry experience. Her career includes roles at E*TRADE Securities and Charles Schwab, with a personal sabbatical taken between 2024 and 2025. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Madison Murray is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Global Atlantic Financial Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic methods to construct portfolios and serves as a registered commodity pool operator and advisor to multiple funds.

William Mcnulty is a financial advisor with Morgan Stanley in Bethesda, MD, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and affiliated with Morgan Stanley Smith Barney LLC since 2009. Mcnulty serves as a board member for the Radford University Foundation, a charitable organization based in Radford, VA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning and manages approximately $2.74 trillion in client assets.

Nia Jordan is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and four years of industry experience. Prior to her current role, she spent several years at Georgetown University and Charles Schwab Bank. Outside of her advisory work, she performs as a member of the Washington Commanders Drumline and coaches indoor percussion for Arlington Public Schools. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides integrated brokerage, custody, and cash-sweep services.

Theodora Gotard is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has worked at Wells Fargo Advisors from 2013 to 2022 before joining Wells Fargo Clearing. Outside of her advisory role, she serves on the hospitality committee for The Rotonda Condominiums in McLean, VA, where she helps plan community events. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable investment menu that includes insurance-related vehicles and bank deposit sweep options.