Brenda Fried is a financial advisor at Edward Jones in Towson, MD, holding a Series 66 designation with seven years of industry experience. She has worked at Edward Jones since 2019 and was previously involved with Harbor Bay Properties, LLC and Harbor Bay Consulting, Ltd. Outside of her advisory role, she has engaged in real estate investing, including renovating properties and serving as an equity partner. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices, providing both discretionary and non-discretionary strategies under a fiduciary standard.

Paul Baader is a financial advisor at Osaic with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at MML Investors Services and MassMutual Life Insurance Company for 13 years. Baader is also a financial planner at Heritage Financial Consultants, LLC, where he provides investment and insurance services. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services utilizing model-based asset allocation, portfolio optimization, and a variety of managed portfolio options delivered through a complex network of affiliated broker-dealers and investment advisors.

Nicholas Steier is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services, Wells Fargo Clearing, and Truist Investment Services. Outside of his role at Wells Fargo Advisors, he owns and manages Steier Wealth Management, LLC, and Steier GP, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition planning and special-needs analysis, delivered through tailored recommendations supported by Wells Fargo research and planning tools.

Philip Buchanan is a financial advisor with Cambridge Investment Research Advisors in Baltimore, MD, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has been with Cambridge Investment Research Advisors since 2007 and previously worked with API Financial Planning Services, Inc. He also serves in the United States Army Reserve and is a partner in Benefit Watch LLC, an independent insurance agency. Cambridge Investment Research Advisors serves a diverse client base that includes individual and institutional clients such as pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates numerous platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Jillian Magiros is a Series 66-credentialed financial advisor with Morgan Stanley in Lutherville, MD, where she has worked since 2015. She has three years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery tools and investment modeling techniques.

David Demuth is a financial advisor with Equitable Advisors in Towson, MD, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. He has been with Equitable Advisors since 1999, previously affiliated with Axa Advisors. Outside of his advisory role, he serves on the Admissions Committee and Board of Governors for the Maryland Club. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach includes matching clients to appropriate program models or discretionary managers, utilizing third-party asset managers and LPL-sponsored advisory programs without sponsoring its own wrap fee program.

Daniel Wheeler Jr. is a financial advisor at LPL Financial with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Grove Point Investments, H. Beck, Inc., and New York Life. Outside of his advisory work, he operates Wheeler Financial, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing various portfolio strategies and advisor-support tools.

Joshua Cramer is a financial advisor with Osaic Wealth, holding a Series 66 designation and 26 years of industry experience. He previously worked at Invest Financial Corporation for six years and has operated Cramer Financial Services since 1999. Outside of advising, he volunteers as a recreational league coach with the Freedom Area Rec Council. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools, and it is known for its scale, complex affiliate network, and recent consolidation activity.

Cody Allison is a CFP® professional with 12 years of industry experience, currently advising at Raymond James Financial in Hunt Valley, MD. Prior to joining Raymond James, he spent over a decade at Northwestern Mutual in various capacities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through an affiliated municipal advisor.

Jacob Lanford is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding a Series 66 designation and 20 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2007. Outside of his advisory role, he is also a licensed agent involved in life, health, group life, group health, disability income, and long-term care insurance through Lenox Advisors Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses analytical tools and provides event-driven planning services, including specialized offerings such as divorce and estate-settlement planning.

Robert Dyer Sr. is a financial advisor at OSAIC with 42 years of industry experience. He holds the CFP® and Series 63 designations. His career includes long tenures at Compass Financial Group and Investacorp Advisory Services. Outside of advising, he is involved in life and health insurance sales and service. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers brokerage and advisory services through various programs and emphasizes model-based asset allocation, portfolio optimization, and a multi-advisor platform supported by a complex affiliate network and private-equity ownership.

Todd Roop is a financial advisor with Morgan Stanley Wealth Management in Lutherville, MD, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Raymond James & Associates and BNY Mellon. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Christopher Hayburn is a financial advisor with Wells Fargo Advisors in Hunt Valley, MD, holding Series 63 and Series 65 licenses and having 32 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Citigroup Global Markets, and Legg Mason Wood Walker. He is the owner of Hayburn Wealth and Asset Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm employs research and planning tools to develop tailored recommendations across various financial needs, including retirement, education, and specialized planning such as business-owner transitions and special-needs analysis.

Julie Frantz is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Her prior work includes roles at RBC Capital Markets, Wells Fargo Clearing, and Brown Advisory Securities. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, delivering tailored financial planning supported by firm-approved tools and a broad array of investment services.

George Hocker is a financial advisor with Wells Fargo Advisors, holding CFP® and Series 66 credentials and bringing 25 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory work, he has ownership interests in several businesses, including a manufacturing company and multiple real estate investment entities in Maryland. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, utilizing proprietary research and tools to develop customized recommendations.

Shannon Bowerman is a financial professional with 10 years of industry experience, currently affiliated with Cetera. She holds a Series 66 designation and has worked at firms including Securian Capital of the Chesapeake and Minnesotal Life Insurance Company. Outside of her advisory role, she is a partner in a property management business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, model portfolios, and access to third-party managers.

Philip Nazzaro is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and models.

Joseph Cover is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has prior experience at Northwestern Mutual Investment Services, LLC. Outside of advising, he has worked in various roles including positions at Nacho Mamas, Towson University, and Bill's Seafood & Catering. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational and research tools.

Linda Bell is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services before joining Morgan Stanley and its Private Bank in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and Estate Planning Strategies Groups.

Allison Duvall is a financial advisor with Morgan Stanley in Lutherville, MD, holding a Series 66 designation and having 7 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery conversations and firm-approved tools.