Aaron Kucmerowski is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with TIAA and its affiliated entities since 2016. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates its planning services from ongoing portfolio management and operates as an adviser to a donor-advised fund within a vertically integrated structure.

Blake Snider is a financial advisor at TIAA-CREF with three years of industry experience. He holds the Series 66 designation and has previously worked at Vanguard Advisers and Vanguard Marketing Corporation. His background includes roles in various sectors, including education and logistics. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing portfolio management, using model and customized portfolios under a fiduciary standard.

John Harrigan is a financial advisor at Citizens Securities, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses with 20 years of industry experience. His prior roles include positions at Morgan Stanley, Wells Fargo Clearing, and a variety of other financial firms. He has been with Citizens Securities since 2026. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program managed with proprietary algorithms and a Managed Account program, and operates as a broker-dealer and insurance agency.

Tyrell Siler is a financial advisor with TIAA-CREF who holds Series 63 and Series 65 licenses and has 21 years of industry experience. He has been with TIAA-CREF since 2015. Outside of his advisory role, he manages rental properties including townhomes in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often working with clients who have existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing discretionary management that includes model and customized portfolio options.

Moses Maine is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA and TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm provides both point-in-time planning and ongoing discretionary management through various managed account options, operating within a vertically integrated structure that includes affiliated funds and services such as donor-advised funds.

Dwight Clark is a financial advisor at TIAA‑CREF with 29 years of industry experience. He has held his roles at TIAA and TIAA‑CREF since 2000 and holds Series 63 and Series 66 designations. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA‑administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm’s advisory model separates stand-alone planning services from ongoing discretionary management and offers customized portfolio management alongside model portfolios.

Bart Gregory is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior work includes roles at firms such as Merrill, Vanguard, LPL Financial, and Allstate. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm offers both point-in-time planning and ongoing portfolio management, applying a fiduciary standard to its advisory services and managing portfolios through model-based and customized approaches.

Bradley Hauser is a CFP® professional with 11 years of industry experience, currently serving at Fifth Third Securities, Inc. since 2014. He has worked at Fifth Third Bank since 2013. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and a tax-overlay service, operating as a broker-dealer, SEC-registered investment adviser, and municipal advisor affiliated with Fifth Third Bank.

Jeffrey Howard is a financial advisor with Guardian Life in Charlotte, NC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 36 years of industry experience and has been with Guardian Life since 1999. Outside of his advisory role, he is involved in managing multiple real estate investment entities and serves as trustee of a personal revocable trust. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, alongside a digital advisory solution, delivering tailored client relationships with access to insurance products and alternative investments.

Kevin Mertz is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and acts as adviser to the TIAA Donor Advised Fund.

Brandyn Shetler is a CFP® professional with eight years of industry experience, currently serving at Kestra Advisory. Prior to this, he spent six years at The Vanguard Group. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm serves large institutional investors, including sovereign wealth funds, and supports multiple management platforms and third-party solutions.

Matthew Vannelli is a CFA® charterholder and holds a Series 63 license. He is currently with Wells Fargo Investment Institute, Inc. and has over 12 years of experience, including a long tenure at Citadel from 2012 to 2024. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and other financial institutions. The firm delivers these services on a non-customized basis and does not exercise investment discretion over the end accounts using its models.

Dedrick Harris is a financial advisor at TIAA-CREF in Charlotte, NC, with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm operates a fiduciary advisory model incorporating both point-in-time planning and ongoing portfolio management, including customized and model-based strategies, and acts as adviser to a donor-advised fund.

Nicole Brandon is a financial advisor at Mercer Global Advisors Inc. with nine years of industry experience. She holds a Series 65 designation and previously worked at Kingfisher Capital, LLC for six years and was self-employed for two years prior to that. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, nonprofits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm’s investment approach emphasizes globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and other strategies, supported by various specialized service lines and client education initiatives.

Jennifer Daley is a financial advisor at Guardian Life with 11 years of industry experience. She holds Series 63 and Series 66 designations and has worked extensively with Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, she serves as President of a local Business Network International chapter and sits on the Board of Directors for Screven Christian Academy. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, retirement plans, and charitable organizations. The firm offers both discretionary management and model-based strategies, integrating proprietary and third-party platforms while also providing access to insurance products and alternative investments.

Michael Mann is a Series 66-credentialed financial advisor with six years of industry experience. He is currently with Equity Services, Inc. and has prior experience at Bankers Life Securities and Summit Advisory Group. Outside of his advisory role, he is also an insurance agent with Stone Press Financial Group. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a diverse client base including individuals, corporations, and charitable organizations, utilizing multiple advisory platforms and third-party asset managers.

Stacey Glaub is a financial advisor at TIAA-CREF with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2005. Outside of her advisory role, she serves as a volunteer board member for the Oxford Commons Homeowners Association. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, and small retirement plans. The firm distinguishes between one-time planning services and ongoing portfolio management, offering both model-based and customized investment strategies within a vertically integrated structure.

Cindy Ghattas is a financial advisor at Creative Planning with 19 years of industry experience. She holds the CFP® and Series 66 designations and has been with Creative Planning since 2016. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term objectives while incorporating private market investments and other tailored solutions.

Eleanor Sloop is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with TIAA-CREF since 2015. Outside of her advisory role, she serves on the finance committee and the preschool board at Thyatira Presbyterian Church, contributing to budget reviews and nonprofit activities, and assists administratively with a family-run agricultural fencing business. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account services primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both model-based and customized portfolio management under a fiduciary standard within a vertically integrated structure.

Jennifer Beaulieu is a financial advisor at Truist Advisory Services with 24 years of industry experience. She holds the Series 66 designation and has worked at several firms, including Scott & Stringfellow, Raymond James & Associates, BB&T Investment Services, and Truist Investment Services. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research and AI-enabled tools to support asset allocation and manager selection, offering ongoing client monitoring and consultative services.