Charles Lloyd is a CFP®-certified financial advisor with 31 years of industry experience, currently with Ameriprise in Oviedo, FL. His prior experience includes nine years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Derrick Alderman is a CFP® and holds a Series 66 designation, with 18 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Luke Dinges is a financial advisor at Charles Schwab with a Series 65 credential and one year of industry experience. Prior to joining Schwab, he held positions at Insight Asset Management and MCA, as well as various roles outside the financial industry. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and centralized operational support.

Daniel Polon is a financial advisor at LPL Enterprise with five years of industry experience and holds a Series 66 designation. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC. Before entering the financial industry, he spent a decade in public education within the Mobile County and Escambia County school systems. LPL Enterprise serves a broad client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Mark Menahem is a financial advisor with Equitable Advisors in Orlando, FL, holding Series 63 and Series 65 licenses and accumulating 13 years of industry experience. He previously worked at Allstate Financial Services and Allstate Insurance Company for seven years. Outside of advisory work, he serves as a trustee for his mother’s estate. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and endorsed third-party managers.

Herbert Freeland is a financial advisor with Primerica Advisors in Winter Park, FL, holding Series 63 and Series 65 credentials and offering 44 years of industry experience. He has been with Primerica Advisors since 1999 and has worked with Primerica Financial Services since 1980. Outside of advisory work, he serves on the Board of Directors for the Live Oak Lake Homeowners Association. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers model-based portfolio strategies managed by unaffiliated asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

Allison Sim is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and 16 years of industry experience. She previously worked at Merrill and Lowe's Home Centers LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Wallman is a financial advisor with LPL Financial in Orlando, FL, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His previous roles include positions at H. Beck, Inc., Grove Point Investments, LLC, and his own firm, Wallman Financial Group. He serves on the board of the PRIDE Chamber of Commerce, a nonprofit organization in Orlando. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations nationwide. The firm offers a range of advisory programs, financial planning services, and retirement consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Scott Pollaci is a CFP®, CFA®, and Series 66-designated financial advisor with 23 years of industry experience. He is currently with Osaic Wealth, Inc., where he has worked since 2026. Prior to that, he was affiliated with Rim Securities LLC and Rochdale Investment Management LLC from 2007 to 2026. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services, utilizing advanced asset-allocation tools and multiple third-party platforms to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Alexander Utsey is a financial advisor with LPL Enterprise in Orlando, FL, holding Series 65 and Series 63 designations and 11 years of industry experience. He has worked at The Prudential Insurance Company of America and PRUCO Securities, LLC since 2015. Outside of advisory work, he is involved with the Couch Braunsdorf Insurance Group, providing property and casualty coverage to clients. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, asset management programs, and access to brokerage and insurance products through an integrated platform.

Moe Bajwa is a Financial Consultant currently working at Fidelity Investments since 2021. He has held various roles within Fidelity Investments since 2017, including Investment Consultant, Relationship Manager, Workplace Planning Consultant, Workplace Planning Associate, and Financial Representative. Prior to joining Fidelity, he was a Financial Representative at Northwestern Mutual from 2015 to 2017. Moe's professional focus is on helping individuals and families build confidence in their financial future through education, personalized guidance, and strategic planning. He works collaboratively with clients to create clear, actionable plans for retirement and wealth-building goals, emphasizing simplified financial decisions and long-term relationships based on trust and transparency.

Rock Henderson is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Wilet Pierre Noel is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and with nine years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related investment options alongside traditional products.

David Wiercinski is a financial advisor with Wells Fargo Clearing in Orlando, FL. He holds Series 63 and Series 66 designations and has 27 years of industry experience. Prior to his current role since 2016, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research and analytics from the Wells Fargo Investment Institute alongside third-party data to guide its investment approach.

Jay Logan is a CFP® with over 31 years of experience in the financial industry and has been with Robert W. Baird & Co. for 23 years. He is based in Winter Park, FL. Outside of his advisory role, he owns and manages a rental property. He is part of The DDK Group at Robert W. Baird & Co., which serves high net worth individuals, corporate clients, pensions, and charitable organizations. The firm offers a variety of financial planning, portfolio management, and brokerage services, supported by internal research and a combination of discretionary and non-discretionary investment strategies.

Gregg Hall is a financial advisor with Equitable Advisors in De Land, FL, holding a Series 66 designation and bringing 13 years of industry experience. He has been with Equitable Advisors since 2012, including its predecessor Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model combining advisory and brokerage/insurance channels to tailor services based on client goals, risk tolerance, and time horizon.

Steven Rosenstock is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors Corporation and Valic Financial Advisors. Outside of his advisory work, he is involved with Rosenstock Wealth Management LLC, where he solicits and services insurance business. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs a variety of asset-allocation tools and supports both discretionary and non-discretionary account management.

Terry Coe is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2012 to 2016. He is also affiliated with the University of Florida since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

Jose Olarte Reina is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo in 2025, he worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC from 2021 to 2025. Outside of finance, he is involved in event planning and hospitality through ownership interests in two related companies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by Wells Fargo Investment Institute research and diversified investment strategies.

Andrew Gartrell is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. His prior work includes roles at Brian Layman Wealth Management and Principal Funds Distributor, Inc. He is also involved in marketing activities for new advisors at Agility Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored non-discretionary planning and uses analytical tools to support client goals, while maintaining a notable affiliation with a municipal advisor to enhance its public finance work.