Santiago Botello is a financial advisor with Citigroup Global Markets holding a Series 66 designation. He has been with Citigroup since 2024 and has not yet accrued industry experience prior to joining the firm. His background includes four years at the University of Florida and seven years of combined experience in educational roles before entering the financial sector. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and is noted for its large institutional scale and unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Joshua Vinson is a Series 65-licensed financial advisor with eight years of industry experience, currently with Hornor, Townsend & Kent, LLC. He has held roles at Visante, Envoy Advisory Inc., and 11 Financial, among others. Outside of his advisory work, he serves as Senior Director of Clinical Pharmacy and Quality and Director of Pharmacy at One Infusion Pharmacy LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers offering financial planning, advisory programs, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and FINRA-member broker-dealer, managing approximately $8.37 billion in discretionary assets as of December 2025.

Thomas Paz is a financial advisor with Janney Montgomery Scott in Miami, FL, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He worked at Raymond James & Associates for 14 years before joining Janney Montgomery Scott in 2017. Outside of his advisory role, he serves as Quality Assurance Chair and Membership Committee member for the Miami chapter of Business Network International (BNI) University, overseeing new member admissions. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through brokerage, financial planning, consulting, and advisory programs.

Daniel Zylberberg is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds the Series 66 and Series 63 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients through various wealth management segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with an institutional scale and unique market roles, including research, derivatives, and futures services.

Roberto "Tucker" Lopez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Citigroup since 2017 and previously worked at SunTrust Investment Services, Inc. from 2013 to 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm combines large institutional scale with specialized market roles, implementing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.

Samira Sharmouj is a financial advisor at Citigroup Global Markets with 17 years of industry experience. She holds Series 65 and Series 66 licenses and has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, implementing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.

Reynaldo Polanco is a financial advisor with Citigroup Global Markets holding a Series 66 designation and 18 years of industry experience. He has worked at various Citi entities since 2013, including Citibank NA and CITI International Financial Services LLC. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs that utilize multi-asset, multi-manager strategies. The firm combines large institutional scale with specialized market roles, including in-house research, swap dealing, and futures commission merchant services.

Jose Márquez Jaramillo is a financial advisor at Citigroup Global Markets with four years of industry experience. He has held roles at Citigroup since 2022 and previously worked for nine years at Santander Private Banking International. He holds a Series 66 designation and is based in Miami, FL. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by extensive in-house research and unique market roles.

Nicole Gonzalez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been with Citigroup since 2011, including her current role at Citigroup Global Markets since 2016. Citigroup Global Markets serves individual and institutional clients across various segments including workplace, high-net-worth, and ultra-high-net-worth. The firm offers a broad range of investment advisory programs and execution services, implementing multi-asset, multi-manager strategies through both discretionary and non-discretionary programs.

Antonio Ponte is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. His background includes positions at Citigroup Global Markets and Network Advisors, as well as prior roles outside the industry, including at PricewaterhouseCoopers and Chipotle Mexican Grill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs that utilize multi-asset, multi-manager strategies through both discretionary and non-discretionary approaches. The firm combines large institutional scale with specialized market roles and proprietary research functions.

Carlos Torres George is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 20 years of industry experience. He has worked at Citibank NA since 2017 and at CITI International Financial Services LLC since 2014. Outside of his advisory role, he is involved as president and owner of TH Investment Group LLC, a company engaged in the buying and selling of properties. Citigroup Global Markets serves individual and institutional clients across various wealth segments through a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and manages complex market roles including derivative and futures services, leveraging large institutional scale and in-house research capabilities.

Willem Smit is a financial advisor at Citigroup Global Markets with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, and is notable for its large institutional scale and unique market roles, including operating as a swap dealer and futures commission merchant.

Oui Coulson is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Oppenheimer. Prior to joining Oppenheimer in 2024, Coulson worked at First Horizon Advisors and Morgan Stanley, including Morgan Stanley Private Bank. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of investment and consulting services, including discretionary and non-discretionary portfolio management with a focus on strategic asset allocation and manager selection.

Allan Zucker is a financial advisor at Principal Financial Services with 16 years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at Principal Life Insurance Co., MML Investors Services, Prudential Insurance Company of America, and MassMutual. Outside of finance, he is a partner in Value Reactor, LLC, an affiliate marketing company specializing in performance-based lead generation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Ronald Teasdale is a CFP® professional with 34 years of industry experience, currently serving at Truist Advisory Services since 2016. He has also been affiliated with Truist Investment Services since 1999. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation analysis, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary approaches.

Brianna Lastra is a financial advisor at Oppenheimer with one year of industry experience. She holds the Series 66 designation and has previously worked at Equitable Advisors, Belpointe Asset Management LLC, and Anthem Advisors. Outside of her advisory role, she is also a licensed real estate agent with Florida Realty of Miami. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of programs including asset management, consulting, and retirement services, with advisory and brokerage capabilities delivered on both discretionary and non-discretionary bases.

Miguel Zulueta is a financial advisor at Principal Financial Services with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Primerica Advisors and Guardian Life Insurance Co. Zulueta is also the owner of Summit Financial & Investments Services and serves as president of Adelante Vida Holding LLC, a non-profit entity established to hold the trademark for a future mental health awareness foundation. Principal Securities provides brokerage and registered investment advisory services to a diverse range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Millene Gomez Neumayr is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials with five years of industry experience. Her prior work includes roles at JPMorgan Chase Bank NA and Banco do Brasil S.A. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of discretionary and non-discretionary investment options supported by HSBC’s global asset management resources.

Ander Urkidi Crespo is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 licenses and four years of industry experience. He previously worked at OpusCare and Avanza Sports, and has a background that includes time at Barry University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with extensive internal oversight and provides both discretionary and non-discretionary solutions, including exposure to alternative and digital-asset products.

Andres Sarria is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and 10 years of industry experience. He has been with Citibank N.A. since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, combining large institutional scale with unique market roles and arrangements.