Diego Molano is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials and possessing 16 years of industry experience. He has worked at various entities within the HSBC group since 2011. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation across several risk profiles, utilizing both discretionary and non-discretionary program options supported by affiliated and third-party providers.

Jonathan Ormaza is a financial advisor at OSAIC Institutions, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JP Morgan Securities LLC and Truist Advisory Services. Outside of his advisory role, he independently contracts as a service provider for a car rental platform. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements. The firm employs a network of investment adviser representatives who provide both advisory and brokerage solutions, with a notable emphasis on non-discretionary assets and integrated lending and alternative investment platforms.

Motaz Ashri is a financial advisor at Oppenheimer with one year of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and BNY Wealth. Outside of finance, he has been involved in the entertainment industry as the owner and managing member of Nightlife District LLC, overseeing venue relationships, sound engineering, and venue design. Oppenheimer serves a diverse client base including individuals, corporations, pooled vehicles, and retirement plans, offering a variety of advisory programs and services such as portfolio management, consulting, and financial planning. The firm employs a range of investment strategies and provides both execution and advisory support to institutional and unaffiliated advisors.

Julia De Padua Geraldeli is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and three years of industry experience. She has worked at Citi Private Bank since 2022 and previously was employed at Ernst & Young Assessoria Empresarial Ltda from 2018 to 2022. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale combined with unique market roles and commercial arrangements.

Luis Perez Martinez is a Series 66-credentialed advisor at Truist Advisory Services with one year of industry experience. Prior to his current role, he held positions at Truist Bank and Truist Investment Services, as well as experience in the healthcare and parking systems sectors. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program, combining discretionary and non-discretionary strategies supported by inter-affiliate integration among its broker-dealer and bank affiliates.

Lorena Heredia Caseres is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, combining large institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.

Vivek Sugumaran is a financial advisor at Citigroup Global Markets with over two years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2015. Outside of his advisory role, he operates a small personal business selling used educational and fiction books on Amazon. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles and arrangements.

Victor Muro is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 65 credentials, with 38 years of industry experience. He has been associated with National Life Group, Equity Services Inc., and NL Financial Alliance since 2009. He serves as vice president and volunteer board member of his local homeowners association in Hallandale Beach, FL. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Hugo Ulloa is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory role, he is an owner of rental properties in Florida and Mexico with minimal monthly time commitment. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, and maintains institutional-scale operations including in-house research and unique market roles.

Dustin Young is a CFP® and holds a Series 66 license with 18 years of industry experience. He has worked at Janney Montgomery Scott since 2020 and previously spent five years at Ameriprise Financial Services, Inc. Dustin is based in Miami, FL. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Rocio Mora Salazar is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 19 years of industry experience. She has worked at Citigroup since 2017 and at HSBC Securities (USA) Inc. since 2009. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm operates with large institutional scale and provides a variety of advisory, execution, custody, and derivatives services.

Vanessa Keller Dias is a financial advisor at Citigroup Global Markets with 17 years of industry experience. She holds Series 66 and Series 63 licenses and has worked previously at Banco do Brasil Securities LLC and Sabadell Securities USA, Inc. in roles spanning over a decade. Citigroup Global Markets serves individual and institutional clients, offering a wide range of investment advisory programs and execution services across various wealth segments. The firm employs multi-asset, multi-manager strategies and leverages its institutional scale and unique market roles to provide diverse investment solutions.

Maria Del Rosario Hondermann is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 designation and bringing 24 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. Sanctuary Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs and utilizes a broad network of independent advisor representatives, sub-advisors, and third-party platforms to implement a range of portfolio management solutions.

Luis Miranda is a CFP® and CFA® credentialed advisor with seven years of industry experience. He currently works at Truist Advisory Services and previously held roles at Citigroup, JPMorgan Chase Bank, and MFS. Outside of his advisory work, he mentors students in China through a mentorship program operated by Touchdown International LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Matthew Hecht is a financial advisor with Citigroup Global Markets, holding a Series 66 license and eight years of industry experience. He has worked at Citigroup since 2019 and previously at Axa Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Ian Duany Sarmiento is a Series 65-licensed financial advisor with two years of industry experience, currently with Sanctuary Advisors, LLC. His prior work includes roles at Cargill and Agrovalue Solutions LLC. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and uses a network of independent advisors and affiliated broker-dealers, supported by sub-advisors and third-party platforms.

Michael Carballo is a financial advisor with GWN Securities Inc. in Hialeah, FL, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. He previously worked at Independent Financial Partners and Mass Mutual Investors Services. Outside of his advisory role, Carballo has professional experience as a Jai-Alai player and serves as a firefighter with the Coral Gables Fire Department. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs and financial planning, employing both affiliated and unaffiliated sub-advisers with portfolio strategies that include market-timing and momentum-based approaches.

Phillipe Paret is a financial advisor at Mariner with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Imperio Wealth Advisors, VIM Global Advisors, Mass Mutual Investors Services, and New York Life. Outside of advisory work, he serves as a board member for the Financial Planning Association and the Estate Planning Council of Miami, and is involved in business consulting through Rize Global Partners. Mariner serves a diverse range of clients, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs a discretionary, customized portfolio approach supported by in-house research and third-party managers, and provides integrated tax and accounting services along with family office and employer financial wellness solutions.

Carolina Angel Jassir is a financial advisor at HSBC Securities (USA) Inc. with 8 years of industry experience. She holds the Series 66 designation and has worked at various HSBC entities since 2014, including HSBC Bank USA National Association and HSBC Global Asset Management. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through a mix of client-directed and discretionary strategies. The firm uses multiple model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, operating as both an SEC-registered adviser and broker-dealer.

Diana Sol is a financial advisor at Oppenheimer with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Merrill, Bank of America N.A., Citigroup, and Wells Fargo. She is based in Coral Gables, FL. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a variety of advisory programs, including discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm employs diverse investment approaches tailored by program and advisor, managing billions in assets across equity, balanced, and fixed income strategies.